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HVB - IMTC

Active
Private limited companyfounded 2018active for 8 yearsVenecoweg 3, 9810 Nazareth-De Pinte, BelgiumKBO/BCE: BE 0693.813.779
Summary

The computed 12-month bankruptcy probability of HVB - IMTC is 2.2% (moderate). The 2025 annual accounts show equity of €211,460 and a net result of €17,111. Equity has been growing by about 47% per year since 2018. Its solvency ranks better than 19% of 9,829 sector peers (NACE 46, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 30-03-2018 Normal situation
Activity
Agents specialised in the wholesale of other particular products NACE 46180and 1 other
Establishment unit
2.274.409.775 9810 Nazareth-De Pinte, since 30-03-2018
Financial year end
31 December
Peppol
Reachable since 30-01-2025

Board and ownership

Board
  • HVG Management BVDirector · permanent representative Van Heule Benny

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.2%
Annual accounts 2025
Gross margin
€433,533
▼ 15.5%
Turnover
≈ €2.3m
estimated
Profit
€17,111
▼ 86.6%
Equity
€211,460
▼ 3.6%
Total assets
€1.8m
▲ 13.7%
Employees on 31-12-2025
6
▲ 20.0%
Filed on 15-06-2026, 46 days before the deadline
Score breakdownraises riskEquity €211,460 (11.6% of total assets)1 change of registered office in 24 monthsLiquidity: current ratio 1.08, cash €34,988lowers riskFigures for financial year 2025 (filed on 15-06-2026)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 27% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 37-2
equity 11.6% of total assets
Liquidity 5-2
short-term debt 86.3% · cash 1.9%
Profitability 59-20
return on assets 0.9%
Bankruptcy probability within 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 1.5% 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.6%▲ +0.1 percentage points vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.8%▲ +0.2 percentage points vs 05-2025 07-2025: 1.3%▼ -0.5 percentage points vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.2%▼ -0.1 percentage points vs 10-2025 12-2025: 1.2%● unchanged vs 11-2025 01-2026: 1.1%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 2.0%▲ +0.9 percentage points vs 02-2026 04-2026: 2.2%▲ +0.2 percentage points vs 03-2026 05-2026: 2.3%▲ +0.1 percentage points vs 04-2026 06-2026: 2.4%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 2.4%● unchanged vs 06-2026 08-2026: 2.2%▼ -0.2 percentage points vs 07-2026 09-2026: 2.2%● unchanged vs 08-2026 10-2026: 2.2%● unchanged vs 09-2026 11-2026: 2.2%● unchanged vs 10-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.08 (1.09 in 2024), below the usual 1.5. Short-term debt is 86.3% and cash 1.9% of total assets. 88.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 25% of them on solvency, 7% on liquidity, 44% on profitability and 33% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €211,460 (11.6% of total assets)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 15-06-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.08, cash €34,988
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 9829 sector peers (2025).
NBB · sector comparison
Position among 9829 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
46 days early
2024
44 days early
2023
35 days early
2022
41 days early
2021
38 days early
2020
38 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €128,148 to €17,111 ▼ 86.6% View
  • Caution: Lower solvency than 80% of companies in wholesale tradesector median 43.0% · 9,829 companies 11.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €17,111 7 years View

Comparable companies

These companies have the same main activity as HVB - IMTC: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €1.3m and €1.6m, founded between 2014 and 2019.

CompanyTotal assetsGross margin
HVB - IMTC Nazareth-De Pinte€1.8m€0.4m
MV-TECH Eeklo€1.3m€0.5m
CVP BENELUX Sint-Pieters-Leeuw€1.4m€0.5m
EUROPE CARS TRADING Kortrijk€1.6m€0.4m
DC MECANICS Affligem€1.5m€0.8m
CGMT Mouscron€1.5m€0.6m
BIKEBAT Bornem€1.5m€0.7m
Full comparison

Key facts about HVB - IMTC

What is the company number of HVB - IMTC?
The company number of HVB - IMTC is 0693.813.779. The VAT number is the same number with BE in front: BE 0693.813.779.
Where is HVB - IMTC based?
The registered office is at Venecoweg 3, 9810 Nazareth-De Pinte.Company details
What does HVB - IMTC do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of HVB - IMTC?
The legal form of HVB - IMTC is Private limited company (BV).
When was HVB - IMTC founded?
HVB - IMTC was founded on 30-03-2018.
Is HVB - IMTC still active?
Yes, HVB - IMTC is an active enterprise in the KBO register.
How many employees does HVB - IMTC have?
HVB - IMTC had an average of 6.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HVB - IMTC?
The turnover in financial year 2025 is ≈ €2.3m. This figure is estimated from the gross margin of €433,533 and 141 comparable companies (NACE 46). It probably lies between €1.4m and €3.7m.
Is HVB - IMTC profitable?
In financial year 2025, HVB - IMTC made a profit of €17,111.
Where can I find the annual accounts of HVB - IMTC?
HVB - IMTC filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HVB - IMTC due?
HVB - IMTC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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