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HV MANAGEMENT

Active
Private limited companyfounded 20206 yrs activeHandelslei 76, 2980 Zoersel, BelgiumKBO/BCE: BE 0745.482.414

HV MANAGEMENT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €22k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
71 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+18
Solvency76▼-15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 2.54 in 2024; short-term debt: 48.8% and cash: 0% of total assets), and 48.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.2%
Return on assets
17.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
60 d early
2024
305 d late
2023
12 d late
2022
150 d late
2021
142 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€65k▲ 51.4%
2024 · €43k
2021: €39k 2022: €39k 2023: €41k 2024: €43k
2021 → 2025
Total assets
€126k▲ 95.5%
2024 · €65k
2021: €45k 2022: €46k 2023: €57k 2024: €65k
2021 → 2025
Net result
€22k▲ 1,381%
2024 · €1k
2021: €14k 2022: €1 2023: €2k 2024: €1k
2021 → 2025
Working capital
€59k▲ 75.8%
2024 · €34k
2021: €36k 2022: €25k 2023: €29k 2024: €34k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€39k-€39k=€41k▲ 4.6%€43k▲ 3.6%€65k▲ 51.4%
Operating result€18k-€466▼ 97.3%€2k▲ 416%€2k▼ 17.6%€31k▲ 1,475%
Net result€14k-€1▼ 100.0%€2k▲ 132,560%€1k▼ 17.8%€22k▲ 1,381%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €18k€18kNet result 2021: €14k€14kOperating result 2022: €466€466Net result 2022: €1€1Operating result 2023: €2k€2kNet result 2023: €2k€2kOperating result 2024: €2k€2kNet result 2024: €1k€1kOperating result 2025: €31k€31kNet result 2025: €22k€22k20212022202320242025
The operating result recovers in 2025; 2025 is 1,475% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets €6k▼ 39.2%
Current assets €121k▲ 117%
Equity and liabilities €126k
Equity €65k▲ 51.4%
Debt €62k▲ 181%
The debt ratio rises from 33.9% to 48.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€35k
2024 · €6k
Cash flow
€26k
2024 · €5k
Solvency
51.2%
2024 · 66.1%
Current ratio
1.96
2024 · 2.54
Quick ratio
1.96
2024 · 2.54
Debt / equity
0.95
2024 · 0.51
ROE
34.0%
2024 · 3.5%
ROA
17.4%
2024 · 2.3%
Interest coverage
34.32
2024 · 87.34
Debt
€62k
2024 · €22k
Debt ≤ 1 year
€62k
2024 · €22k
Income taxes
€8k
2024 · €435
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€65k€126k
Fixed assets21/28€9k€6k
Tangible fixed assets22/27€9k€6k
Plant, machinery and equipment23€2k€1k
Furniture and vehicles24€7k€4k
Current assets29/58€56k€121k
Amounts receivable within one year40/41€56k€121k
Trade receivables40€37k€65k
Other amounts receivable41€19k€56k
Cash at bank and in hand54/58€43€9
Equity and liabilities
Total equity and liabilities10/49€65k€126k
Equity10/15€43k€65k
Contributions10/11€25k€25k=
Reserves13€18k€40k
Distributable reserves133€18k€40k
Amounts payable17/49€22k€62k
Amounts payable within one year42/48€22k€62k
Trade debts44€6k€8k
Suppliers440/4€6k€8k
Advances received on contracts in progress46-€44k
Taxes, remuneration and social security45€2k€10k
Taxes450/3€2k€10k
Other amounts payable47/48€14k€0
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8€505€884
Gross operating margin9900€6k€36k
Operating profit (loss)9901€2k€31k
Financial income75/76B-€16
Recurring financial income75-€16
Financial charges65/66B€65€1k
Recurring financial charges65€65€1k
Profit (loss) for the period before taxes9903€2k€30k
Income taxes67/77€435€8k
Profit (loss) for the period9904€1k€22k
Profit (loss) for the period to be appropriated9905€1k€22k
Appropriation of the result
Profit (loss) to be appropriated9906€1k€22k
Transfer to equity691/2€1k€22k
To other reserves6921€1k€22k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
01-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 305 days late
2025
31-12
Financial Highest result since 2021net €22k ▲1381%
Operating result €31k, net result €22k, both a record.
2024
12-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
28-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 150 days late
2022
31-12
Financial Weakest financial yearnet €1 ▼100%
Net result drops to €1, the lowest in the series; recovery starts the following year.
20-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 142 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2020
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Handelslei 762980 Zoersel
Ground area
863 m²
Building footprint
123 m²
Volume, LiDAR
1,181 m³
Parcel 11453I0180/00Y006, Flanders · tallest building 14.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HV MANAGEMENT
Handelslei 76, 2980 ZoerselWholesale trade
since 20202.303.664.876
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11453I0180/00Y006 Flanders 863 m² 1 · 123 m² 14.9 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,317 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-03-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46500Wholesale of information and communication equipment
46510Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.