HUYGEN & Co
ActiveHUYGEN & Co has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.30M and a net result of €-44k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17▼-39
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 96.29 against 22.34 in 2024; short-term debt: 0.8% and cash: 34.3% of total assets), and 0.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.1%
Return on assets
-1.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
47 d early
2023
68 d early
2022
34 d early
2021
24 d early
2020
43 d early
2019
63 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.30M▼ 1.3%
2024 · €3.35M
2018: €2.15M
2019: €2.47M
2020: €2.76M
2021: €2.95M
2022: €3.38M
2023: €3.83M
2024: €3.35M
2018 → 2025
Total assets
€3.33M▼ 4.0%
2024 · €3.47M
2018: €2.35M
2019: €2.55M
2020: €2.85M
2021: €3.08M
2022: €3.44M
2023: €3.88M
2024: €3.47M
2018 → 2025
Net result
€-44k
2024 · €253k
2018: €280k
2019: €318k
2020: €295k
2021: €472k
2022: €431k
2023: €446k
2024: €253k
2018 → 2025
Working capital
€2.49M▼ 5.5%
2024 · €2.63M
2018: €126k
2019: €255k
2020: €444k
2021: €594k
2022: €706k
2023: €1.11M
2024: €2.63M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.95M-€3.38M▲ 14.6%€3.83M▲ 13.2%€3.35M▼ 12.5%€3.30M▼ 1.3%
Operating result€548k-€494k▼ 9.9%€498k▲ 0.8%€137k▼ 72.4%€-92k
Net result€472k-€431k▼ 8.7%€446k▲ 3.4%€253k▼ 43.2%€-44k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €92k after €137k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.33M
Fixed assets
€818k▲ 14.4%
Current assets
€2.51M▼ 8.8%
Equity and liabilities €3.33M
Equity
€3.30M▼ 1.3%
Debt
€29k▼ 76.4%
The debt ratio falls from 3.6% to 0.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-55k▼
2024 · €174k
Cash flow
€-8k▼
2024 · €290k
Solvency
99.1%▲
2024 · 96.4%
Current ratio
96.29▲
2024 · 22.34
Quick ratio
96.29▲
2024 · 22.34
Debt / equity
0.01▼
2024 · 0.04
ROE
-1.3%▼
2024 · 7.6%
ROA
-1.3%▼
2024 · 7.3%
Interest coverage
-3.82▲
2024 · -47.59
Debt
€29k▼
2024 · €124k
Debt ≤ 1 year
€26k▼
2024 · €123k
Income taxes
€274▼
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.47M€3.33M▼
Fixed assets21/28€715k€818k▲
Tangible fixed assets22/27€715k€818k▲
Land and buildings22€566k€542k▼
Furniture and vehicles24€29k€35k▲
Assets under construction and advance payments27€120k€241k▲
Financial fixed assets28€585€585=
Current assets29/58€2.75M€2.51M▼
Amounts receivable within one year40/41€514€16k▲
Trade receivables40€514€814▲
Other amounts receivable41€0€16k▲
Current investments50/53€1.36M€1.35M▼
Cash at bank and in hand54/58€1.40M€1.14M▼
Deferred charges and accrued income490/1€1k€290▼
Equity and liabilities
Total equity and liabilities10/49€3.47M€3.33M▼
Equity10/15€3.35M€3.30M▼
Contributions10/11€186k€186k=
Reserves13€1.96M€1.96M=
Distributable reserves133€1.96M€1.96M=
Profit (loss) carried forward14€1.20M€1.16M▼
Amounts payable17/49€124k€29k▼
Amounts payable within one year42/48€123k€26k▼
Trade debts44€5k€755▼
Suppliers440/4€5k€755▼
Taxes, remuneration and social security45€36k€4k▼
Taxes450/3€36k€4k▼
Other amounts payable47/48€82k€21k▼
Accrued charges and deferred income492/3€968€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€36k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€177k€-52k▼
Operating profit (loss)9901€137k€-92k▼
Financial income75/76B€201k€62k▼
Recurring financial income75€201k€62k▼
Financial charges65/66B€-4k€14k▲
Recurring financial charges65€-4k€14k▲
Profit (loss) for the period before taxes9903€342k€-44k▼
Income taxes67/77€89k€274▼
Profit (loss) for the period9904€253k€-44k▼
Profit (loss) for the period to be appropriated9905€253k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.45M€1.16M▼
Profit (loss) brought forward from the previous period14P€1.20M€1.20M=
Transfer from equity791/2€733k€0▼
Transfer to equity691/2€253k€0▼
To other reserves6921€253k€0▼
Profit to be distributed694/7€733k€0▼
Return on contributions (dividend)694€733k€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-44k ▼117%
Net result drops to €-44k, the lowest in the series.
30-09
Financial
Liquidity quadruplescurrent ratio 96.29
Current ratio from 22.34 to 96.29; short-term debt falls from €123k to €26k.
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Liquidity doublescurrent ratio 12.91
Current ratio from 6.02 to 12.91; short-term debt falls from €118k to €59k.
06-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €472k ▲60.1%
Operating result €548k, net result €472k, both a record.
18-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Liquidity triplescurrent ratio 4.23
Current ratio from 1.67 to 4.23; short-term debt falls from €189k to €79k.
05-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sterstraat 973920 LommelGround area
1,721 m²
Building footprint
176 m²
Volume, LiDAR
956 m³
Parcel 72020C1392/00R000, Flanders · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72020C1392/00R000 | Flanders | 1,721 m² | 1 · 176 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600DXHJTWCVEYF329
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Of 2,756 companies in sector 69109 we hold annual accounts for 1,208. 260 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-1994
Fiscal year end30-09
Activities, NACEBEL
69109Other legal services
68201Renting and operating of own or leased residential real estate, excluding social housing
70201
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.