HUNNINCK
ActiveHUNNINCK has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €17k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+3
Solvency42=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.06 in 2024; short-term debt: 83.1% and cash: 2.5% of total assets), and 83.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.9%
Return on assets
3.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
39 d late
2023
15 d early
2022
19 d early
2021
40 d late
2020
17 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▲ 26.0%
2024 · €65k
2018: €41k
2019: €44k
2020: €61k
2021: €45k
2022: €53k
2023: €60k
2024: €65k
2018 → 2025
Total assets
€485k▲ 25.1%
2024 · €387k
2018: €278k
2019: €173k
2020: €135k
2021: €162k
2022: €95k
2023: €288k
2024: €387k
2018 → 2025
Net result
€17k▲ 230%
2024 · €5k
2018: €4k
2019: €3k
2020: €17k
2021: €8k
2022: €8k
2023: €7k
2024: €5k
2018 → 2025
Working capital
€29k▲ 39.9%
2024 · €20k
2018: €74k
2019: €66k
2020: €72k
2021: €31k
2022: €30k
2023: €16k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€45k-€53k▲ 18.2%€60k▲ 13.6%€65k▲ 8.6%€82k▲ 26.0%
Operating result€8k-€9k▲ 15.2%€8k▼ 13.1%€8k▼ 4.6%€39k▲ 416%
Net result€8k-€8k▲ 6.5%€7k▼ 11.3%€5k▼ 28.7%€17k▲ 230%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 416% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €485k
Fixed assets
€53k▲ 19.6%
Current assets
€431k▲ 25.8%
Equity and liabilities €485k
Equity
€82k▲ 26.0%
Debt
€403k▲ 25.0%
The debt ratio falls from 83.2% to 83.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€53k▲
2024 · €18k
Cash flow
€31k▲
2024 · €16k
Solvency
16.9%▲
2024 · 16.8%
Current ratio
1.07▲
2024 · 1.06
Quick ratio
0.56▼
2024 · 0.65
Debt / equity
4.93▼
2024 · 4.97
ROE
20.6%▲
2024 · 7.9%
ROA
3.5%▲
2024 · 1.3%
Interest coverage
176.15▼
2024 · 430.69
Debt
€403k▲
2024 · €322k
Debt ≤ 1 year
€403k▲
2024 · €322k
Income taxes
€7k▲
2024 · €2k
Staff costs
€205
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€387k€485k▲
Fixed assets21/28€44k€53k▲
Tangible fixed assets22/27€44k€53k▲
Land and buildings22€13k€12k▼
Plant, machinery and equipment23€16k€11k▼
Furniture and vehicles24€16k€31k▲
Current assets29/58€343k€431k▲
Stocks and contracts in progress3€134k€205k▲
Stocks30/36€134k€205k▲
Amounts receivable within one year40/41€130k€214k▲
Trade receivables40€111k€164k▲
Other amounts receivable41€19k€49k▲
Cash at bank and in hand54/58€77k€12k▼
Deferred charges and accrued income490/1€2k€664▼
Equity and liabilities
Total equity and liabilities10/49€387k€485k▲
Equity10/15€65k€82k▲
Contributions10/11€16k€16k=
Reserves13€15k€15k=
Tax-exempt reserves132€12k€12k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€34k€51k▲
Amounts payable17/49€322k€403k▲
Amounts payable within one year42/48€322k€403k▲
Current portion of amounts payable after more than one year42€238k€276k▲
Trade debts44€83k€126k▲
Suppliers440/4€83k€126k▲
Other amounts payable47/48€2k€509▼
Income statement
Code20242025
Remuneration, social security and pensions62-€205
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€14k▲
Other operating charges640/8€687€2k▲
Gross operating margin9900€19k€56k▲
Operating profit (loss)9901€8k€39k▲
Financial income75/76B€30€21▼
Recurring financial income75€30€21▼
Financial charges65/66B€818€15k▲
Recurring financial charges65€43€302▲
Non-recurring financial charges66B€775€15k▲
Profit (loss) for the period before taxes9903€7k€24k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€5k€17k▲
Profit (loss) for the period to be appropriated9905€5k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€34k€51k▲
Profit (loss) brought forward from the previous period14P€29k€34k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2018net €17k ▲230%
Operating result €39k, net result €17k, both a record.
08-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 39 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 40 days late
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €3k ▼7.3%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsestraat(Onk) 64 B9500 GeraardsbergenGround area
3,379 m²
Building footprint
104 m²
Volume, LiDAR
550 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUNNINCK
since 20052.150.022.321
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41050B0330/00K000 | Flanders | 3,234 m² | - | - |
| 41041B0228/00G000 | Flanders | 145 m² | 1 · 104 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
J.P. - CARS
BE 0456.681.938
Zulte · Eq €82k
SCHWIND
BE 0415.635.201
Deerlijk · Eq €82k
B_StreetZone
BE 0808.017.324
Meerhout · Eq €82k
Salomez Invest
BE 0808.030.190
Poperinge · Eq €82k
PJM CARS
BE 0898.748.649
Genk · Eq €82k
Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,559 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-1999
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50101
46711Wholesale of cars and light vans (up to 3.5 tonnes)
45112
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45310
45402
46180Agents specialised in the wholesale of other particular products
46720Wholesale of motor vehicle parts and accessories
47830Retail sale of motorcycles and motorcycle parts and accessories
50102
50103
50200
50301
50400Inland freight water transport
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.