Humival
ActiveHumival has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.46M and a net result of €539k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 461 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83=
Solvency79▲+5
Growth69=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 5.39 against 3.48 in 2024; short-term debt: 6.6% and cash: 1.9% of total assets), and 46.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.5%
Return on assets
4.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
34 d early
2023
47 d early
2022
38 d early
2021
44 d early
2020
36 d early
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€741k▲ 5.3%
2024 · €703k
2018: €510k
2019: €530k
2020: €521k
2021: €557k
2022: €568k
2023: €655k
2024: €703k
2018 → 2025
EBIT margin
85.5%▲ 3.7pp
2024 · 81.8%
2018: 39.2%
2019: 60.8%
2020: 79.0%
2021: 54.7%
2022: 35.7%
2023: 47.7%
2024: 81.8%
2018 → 2025
Net result
€539k▲ 5.5%
2024 · €511k
2018: €159k
2019: €571k
2020: €397k
2021: €322k
2022: €195k
2023: €297k
2024: €511k
2018 → 2025
Working capital
€3.50M▲ 16.4%
2024 · €3.01M
2018: €2.26M
2019: €2.80M
2020: €3.24M
2021: €4.05M
2022: €3.66M
2023: €2.66M
2024: €3.01M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€557k-€568k▲ 1.8%€655k▲ 15.4%€703k▲ 7.4%€741k▲ 5.3%
Equity€5.01M-€5.18M▲ 3.3%€5.46M▲ 5.5%€5.95M▲ 9.0%€6.46M▲ 8.5%
Operating result€305k-€202k▼ 33.6%€312k▲ 54.2%€575k▲ 84.3%€633k▲ 10.1%
Net result€322k-€195k▼ 39.5%€297k▲ 52.5%€511k▲ 72.0%€539k▲ 5.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.07M
Fixed assets
€7.77M▼ 1.6%
Current assets
€4.30M▲ 1.9%
Equity and liabilities €12.07M
Equity
€6.46M▲ 8.5%
Debt
€5.61M▼ 9.0%
The debt ratio falls from 50.9% to 46.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€984k▲
2024 · €893k
Cash flow
€889k▲
2024 · €828k
Solvency
53.5%▲
2024 · 49.1%
Current ratio
5.39▲
2024 · 3.48
Quick ratio
5.39▲
2024 · 3.48
Debt / equity
0.87▼
2024 · 1.04
ROE
8.3%▼
2024 · 8.6%
ROA
4.5%▲
2024 · 4.2%
Interest coverage
8.71▼
2024 · 10.32
Debt
€5.61M▼
2024 · €6.16M
Debt ≤ 1 year
€797k▼
2024 · €1.21M
Debt > 1 year
€4.80M▼
2024 · €4.94M
Income taxes
€0=
2024 · €0
Staff costs
€4.87M▲
2024 · €4.59M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12.12M€12.07M▼
Formation expenses20€0€0=
Fixed assets21/28€7.90M€7.77M▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€7.85M€7.72M▼
Land and buildings22€7.58M€7.49M▼
Plant, machinery and equipment23€130k€105k▼
Furniture and vehicles24€138k€127k▼
Leasing and similar rights25€0€0=
Other tangible fixed assets26€0€0=
Assets under construction and advance payments27€0€0=
Financial fixed assets28€48k€48k=
Affiliated companies280/1€0€0=
Participating interests280€0€0=
Amounts receivable281€0€0=
Companies linked by participating interests282/3€0€0=
Participating interests282€0€0=
Amounts receivable283€0€0=
Other financial fixed assets284/8€48k€48k=
Shares284€45k€45k=
Amounts receivable and cash guarantees285/8€3k€3k=
Current assets29/58€4.22M€4.30M▲
Amounts receivable after more than one year29€668k€643k▼
Trade receivables290€0€0=
Other amounts receivable291€668k€643k▼
Stocks and contracts in progress3€0€0=
Stocks30/36€0€0=
Raw materials and consumables30/31€0€0=
Work in progress32€0€0=
Finished goods33€0€0=
Goods purchased for resale34€0€0=
Property held for sale35€0€0=
Advance payments36€0€0=
Contracts in progress37€0€0=
Amounts receivable within one year40/41€345k€552k▲
Trade receivables40€96k€95k▼
Other amounts receivable41€249k€457k▲
Current investments50/53€2.96M€2.84M▼
Cash at bank and in hand54/58€221k€230k▲
Deferred charges and accrued income490/1€25k€30k▲
Equity and liabilities
Total equity and liabilities10/49€12.12M€12.07M▼
Equity10/15€5.95M€6.46M▲
Contributions10/11€866k€866k=
Capital10€866k€866k=
Revaluation surpluses12€0€0=
Reserves13€1.26M€4.06M▲
Profit (loss) carried forward14€3.52M€1.25M▼
Investment grants15€308k€274k▼
Provisions and deferred taxes16€0€0=
Provisions for liabilities and charges160/5€0€0=
Pensions and similar obligations160€0€0=
Taxes161€0€0=
Major repairs and maintenance162€0€0=
Environmental obligations163€0€0=
Other liabilities and charges164/5€0€0=
Deferred taxes168€0€0=
Amounts payable17/49€6.16M€5.61M▼
Amounts payable after more than one year17€4.94M€4.80M▼
Financial debts170/4€4.94M€4.80M▼
Subordinated loans170€0€0=
Unsubordinated bonds171€0€0=
Leasing and similar obligations172€4.94M€4.80M▼
Credit institutions173€0€0=
Other loans174€0€0=
Trade debts175€0€0=
Suppliers1750€0€0=
Bills of exchange payable1751€0€0=
Advances received on contracts in progress176€0€0=
Other amounts payable178/9€0€0=
Amounts payable within one year42/48€1.21M€797k▼
Current portion of amounts payable after more than one year42€243k€143k▼
Financial debts43€0€0=
Credit institutions430/8€0€0=
Other loans439€0€0=
Trade debts44€216k€122k▼
Suppliers440/4€216k€122k▼
Bills of exchange payable441€0€0=
Advances received on contracts in progress46€0€0=
Taxes, remuneration and social security45€527k€531k▲
Taxes450/3€4k€0▼
Remuneration and social security454/9€523k€531k▲
Accrued charges and deferred income492/3€5k€11k▲
Income statement
Code20242025
Operating income70/76A€6.20M€6.58M▲
Turnover70€703k€741k▲
Change in stocks of work in progress, finished goods and contracts in progress71€0€0=
Own construction capitalised72€0€0=
Other operating income74€151k€197k▲
Non-recurring operating income76A€265k€144k▼
Operating charges60/66A€5.63M€5.95M▲
Goods for resale, raw materials and consumables60€157k€165k▲
Purchases600/8€157k€165k▲
Change in stocks: decrease (increase)609€0€0=
Services and other goods61€482k€490k▲
Remuneration, social security and pensions62€4.59M€4.87M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€317k€350k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€0=
Other operating charges640/8€81k€70k▼
Non-recurring operating charges66A€0€0=
Operating profit (loss)9901€575k€633k▲
Financial income75/76B€20k€30k▲
Recurring financial income75€20k€30k▲
Income from financial fixed assets750€0€0=
Income from current assets751€20k€30k▲
Other financial income752/9€38€1▼
Non-recurring financial income76B€0€0=
Financial charges65/66B€84k€125k▲
Recurring financial charges65€71k€114k▲
Debt charges650€86k€113k▲
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651€-16k€0▲
Other financial charges652/9€632€844▲
Non-recurring financial charges66B€13k€11k▼
Profit (loss) for the period before taxes9903€511k€539k▲
Transfer from deferred taxes780€0€0=
Transfer to deferred taxes680€0€0=
Income taxes67/77€0€0=
Taxes670/3€0€0=
Tax adjustments and reversals of tax provisions77€0€0=
Profit (loss) for the period9904€511k€539k▲
Transfer from tax-exempt reserves789€0€0=
Transfer to tax-exempt reserves689€0€0=
Profit (loss) for the period to be appropriated9905€511k€539k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3.68M€4.06M▲
Profit (loss) brought forward from the previous period14P€3.17M€3.52M▲
From contributions791€0-
To contributions691€157k€2.81M▲
Social balance
Average headcount (FTE)908764.264.6▲
The notes to these accounts (452 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €5MEq €5.01M ▲18.4%
4 profitable years in a row build equity to €5.01M.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 35 days late
2019
31-12
Financial
Highest result since 2018net €571k ▲258%
Net result €571k, the highest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
09-12-2025
Van De Keere Corry: Resigned as Director
11-06-2019
Nuytinck Jan: Resigned as Director
08-07-2016
Meesters Piet: Resigned as Director
04-07-2013
De Mits Hugo: Resigned as Director
11-06-2010
De Mits Hugo: Resigned as Director
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 1976
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 99950 LievegemGround area
6,330 m²
Building footprint
2,910 m²
Volume, LiDAR
7,349 m³
Parcel 44072E0236/00D000, Flanders · tallest building 10.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
vzw Humival
since 19762.138.405.778
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44072E0236/00D000 | Flanders | 6,330 m² | 1 · 2,910 m² | 10.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 17 entries · 5,331,820 EUR awarded · 5,331,820 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 6 | 575,707 EUR | 575,707 EUR |
| 2024 | 5 | 535,062 EUR | 535,062 EUR |
| 2023 | 3 | 503,248 EUR | 503,248 EUR |
| 2022 | 3 | 3,717,803 EUR | 3,717,803 EUR |
Schemes
Persoonsvolgend budget voor personen met een handicap (PVB)
Subsidie voor infrastructuurforfait personen met een handicap
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Individueel Maatwerk
Vlaams opleidingsverlof (VOV)
Show 1 more
Premie kwalificerend werkplekleren
Recognitions · licences · registrations
Food safety, FASFC
1 siteLievegem2.138.405.778
Care and welfare
2 services · 1 liveHumival
Humival
Dual-learning approval
5 live approvals · 4 endedAssistentie in wonen, zorg en welzijn duaal (so)
Basiszorg en ondersteuning duaal (so)
Persoonsbegeleider (vwo)
Persoonsbegeleider duaal (so)
Verzorgende/Zorgkundige duaal (so)
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Monsheide
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INSTITUT DU BON PASTEUR
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Péruwelz · Eq €6.77M
Of 323 companies in sector 87202 we hold annual accounts for 274. 197 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded17-05-1976
Fiscal year end31-12
Activities, NACEBEL
85314
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.