HUMIN
ActiveThe computed 12-month bankruptcy probability of HUMIN is 5.4% (elevated). The 2025 annual accounts show equity of €39k and a net result of €-11k. Its solvency ranks better than 93% of 13306 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
5.4%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 4.34; short-term debt: 15% and cash: 46.8% of total assets), and 15% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85%
Return on assets
-24.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
12 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€39k
Total assets
€46k
Net result
€-11k
Working capital
€23k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €46k
Fixed assets
€16k
Current assets
€30k
Equity and liabilities €46k
Equity
€39k
Debt
€7k
Debt finances 15.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€-9k
Cash flow
€-10k
Solvency
85.0%
Current ratio
4.34
Quick ratio
3.59
Debt / equity
0.18
ROE
-29.1%
ROA
-24.7%
Interest coverage
-7.18
Debt
€7k
Debt ≤ 1 year
€7k
Staff costs
€5k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€46k
Fixed assets21/28€16k
Tangible fixed assets22/27€13k
Plant, machinery and equipment23€2k
Furniture and vehicles24€11k
Financial fixed assets28€3k
Current assets29/58€30k
Stocks and contracts in progress3€5k
Stocks30/36€5k
Amounts receivable within one year40/41€2k
Trade receivables40€1k
Other amounts receivable41€716
Cash at bank and in hand54/58€21k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€46k
Equity10/15€39k
Contributions10/11€50k
Profit (loss) carried forward14€-11k
Amounts payable17/49€7k
Amounts payable within one year42/48€7k
Financial debts43€1k
Credit institutions430/8€1k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Remuneration and social security454/9€96
Income statement
Code2025
Remuneration, social security and pensions62€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€914
Other operating charges640/8€147
Gross operating margin9900€-4k
Operating profit (loss)9901€-10k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€-11k
Profit (loss) for the period9904€-11k
Profit (loss) for the period to be appropriated9905€-11k
Appropriation of the result
Profit (loss) to be appropriated9906€-11k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Léon Lepagestraat 531000 BrusselGround area
96 m²
Building footprint
78 m²
Volume, LiDAR
1,400 m³
Parcel 21811M0462/00R000, Brussels · tallest building 20.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
HUMIN
since 20252.372.757.382
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21811M0462/00R000 | Brussels | 96 m² | 1 · 78 m² | 20.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.372.757.382
Similar companies · same sector, comparable size
Beer d'Office
BE 0560.928.135
Mechelen · Eq €39k
LE PERE MICHEL
BE 0437.634.306
Namur · Eq €39k
HATIP
BE 0457.000.157
Charleroi · Eq €39k
O.J.
BE 0874.506.765
Elsene · Eq €39k
LAMBINON
BE 1019.067.845
Sint-Truiden · Eq €39k
Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-04-2025
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.