Position in the sector
85.0%
Higher solvency than 93% of companies in food and beverage service. Sector median 29.5% · 17,153 companies.
HUMIN
Lifetime
1 annual account with figurespeak -€4,082 (2025)
-€4,082
lowest -€11,268 (2025)
-€11,268
peak €38,732 (2025)
€38,732
€6,849
Board2 names since 2025
2 directorsQUACKELS Benjamin and 1 other
Documentsfilings and deeds
19-07-202612 days before the deadline
2025micro format
Loss of €11,268Incorporation 10-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsTurnover not published (micro format)
Checked score
67
Healthy
Financially stronger than 66% of micro companies in food and beverage service (NACE 56)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 4.1%
06-2026: 4.2%▲ +0.1 percentage points vs 05-2026
07-2026: 4.2%● unchanged vs 06-2026highest value
08-2026: 1.1%▼ -3.1 percentage points vs 07-2026lowest value
09-2026: 1.1%● unchanged vs 08-2026lowest value
10-2026: 1.2%▲ +0.1 percentage points vs 09-2026
11-2026: 1.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2025
lowers risk
Liquidity: current ratio 4.34, cash €21,312
Equity €38,732 (85.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 94% of them on solvency, 96% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 584 companies had the same profile as HUMIN has now. Each dot stands for 2 companies, two years later.
92.6%
were still trading
6.0%
stopped another way
1.4%
went bankrupt
That fits the bankruptcy probability of HUMIN itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 584 companies, not a prediction for HUMIN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.34, above the usual 1.5. Short-term debt is 15% and cash 46.8% of total assets. 15% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
12 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1022105628
Incorporation
Founder: Hughes ROLAND · 100 shares · Appointments: ROLAND Hugues (director) and QUACKELS Benjamin (director) · published on 10-04-2025 · Gazette deed
First establishment
Léon Lepagestraat 53, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HUMIN Brussels | €45,581 | -€4,082 | 85.0% | - |
| Nashaz Brussels | €46,462 | -€10,031 | 17.8% | - |
| LA VINOTECA ESPANOLA Uccle | €43,683 | -€15,628 | 57.9% | - |
| B&Y SERVICES Brussels | €50,150 | -€5,021 | 16.9% | - |
| GONZA'Z Jette | €40,492 | -€45,700 | -109.4% | - |
| M2A CO Ghent | €48,545 | -€1,533 | 14.8% | - |
| Vinovibes Diest | €50,456 | -€25,063 | -58.5% | - |
These companies have the same main activity as HUMIN: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €40,500 and €50,500, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 08-04-2025Normal situation
- Activity
- Cafés and barsNACE 56301
- Establishment unit
- 2.372.757.3821000 Brussels, since 08-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Annual accounts 2025
- €45,581
- ≈ 0.2 FTEestimated
- Filing
- Filed on 19-07-2026, 12 days before the end of the filing period
Insights on HUMIN
HUMIN has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,732 and a net result of -€11,268.
Its solvency ranks better than 94% of 17,153 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HUMIN
- What is the company number of HUMIN?
- The company number of HUMIN is 1022.105.628. The VAT number is the same number with BE in front: BE 1022.105.628.
- Where is HUMIN based?
- The registered office is at Léon Lepagestraat 53, 1000 Brussels.Company details
- What does HUMIN do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of HUMIN?
- HUMIN is a private limited company (BV).
- When was HUMIN founded?
- HUMIN was founded on 08-04-2025.
- Is HUMIN still active?
- Yes, HUMIN is an active enterprise in the KBO register.
- What is the turnover of HUMIN?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is HUMIN profitable?
- In financial year 2025, HUMIN made a loss of €11,268.
- Where can I find the annual accounts of HUMIN?
- HUMIN filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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