Financials
- Fiscal year
- 2024
- Total assets
- €88,159
- Loss
- -€1,289
- Solvency
- 21.2%
HUMANY
ActiveSummary
HUMANY has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €18,711 and a net result of -€1,289. The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€88,159total assets 2024
- Equity
- €18,711
- Loss
- -€1,289
Turnover not published (abridged schema)
Structure
Accounts 35 d early0 of 1 deed read
Why 63- Figures for FY 2024 (filed 19-06-2025)- Liquidity: current ratio 0.35, cash €2,687+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €88,159Show the evidence
Checked score
Score 2024
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 20% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
46
equity 21.2% of total assets
Liquidity
11
short-term debt 78.8% · cash 3.0%
Profitability
67
return on assets -1.5%
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 18 months
05-2025: 0.4%
06-2025: 0.4%▲ +12.2% vs 05-2025
07-2025: 0.3%▼ -36.8% vs 06-2025lowest value
08-2025: 0.3%▲ +11.6% vs 07-2025
09-2025: 0.3%▲ +6.4% vs 08-2025
10-2025: 0.3%▼ -1.6% vs 09-2025
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%▲ +6.1% vs 11-2025
01-2026: 0.3%▲ +4.2% vs 12-2025
02-2026: 0.3%● 0.0% vs 01-2026
03-2026: 0.4%▲ +1.7% vs 02-2026
04-2026: 0.4%▲ +6.8% vs 03-2026
05-2026: 0.4%▲ +4.3% vs 04-2026
06-2026: 0.4%▲ +0.5% vs 05-2026
07-2026: 0.4%▲ +3.3% vs 06-2026
08-2026: 0.5%▲ +23.8% vs 07-2026
09-2026: 0.7%▲ +33.5% vs 08-2026
10-2026: 1.2%▲ +78.0% vs 09-2026highest value
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Figures for FY 2024 (filed 19-06-2025) raises the probability
- Liquidity: current ratio 0.35, cash €2,687 raises the probability
- Size: total assets €88,159 lowers the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.35; short-term debt: 78.8% and cash: 3% of total assets), and 78.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 24%, liquidity 5%, profitability 30%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
35 d early
2024
50 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 43 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 26-06-2026Annual accounts filed
- 11-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 26-12-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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