Humanize Consulting
ActiveSummary
Humanize Consulting has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €309,977 and a net result of €103,440. Equity is growing by ~27.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability98▼-2
Solvency96▼-4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 3.53 against 10.57 in 2023; short-term debt: 26.1% and cash: 80% of total assets), and 29.3% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 30-06-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
2 d early
2022
on the day
2021
4 d late
2020
13 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today. Usually files around 30 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today30-11-2026 close30-06-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€309,977▼ 5.2%
2023 · €326,837
Total assets
€438,455▲ 14.5%
2023 · €383,024
Net result
€103,440▼ 3.3%
2023 · €106,939
Working capital
€289,298▼ 5.4%
2023 · €305,950
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€41,316▲ 7.5%€33,579▼ 18.7%€162,762▲ 385%€152,226▼ 6.5%€126,913▼ 16.6%
Net result€22,017within the sector's middle half▼ 19.8%€24,013within the sector's middle half▲ 9.1%€114,162above the sector's middle half▲ 375%€106,939above the sector's middle half▼ 6.3%€103,440above the sector's middle half▼ 3.3%
Equity€109,223within the sector's middle half▲ 24.1%€133,236within the sector's middle half▲ 22.0%€247,397above the sector's middle half▲ 85.7%€326,837above the sector's middle half▲ 32.1%€309,977above the sector's middle half▼ 5.2%
Total assets€133,521within the sector's middle half▲ 24.0%€154,656within the sector's middle half▲ 15.8%€251,825within the sector's middle half▲ 62.8%€383,024within the sector's middle half▲ 52.1%€438,455within the sector's middle half▲ 14.5%
Debt€24,298▲ 23.3%€21,420▼ 11.8%€4,427▼ 79.3%€56,187▲ 1,169%€128,478▲ 129%
Working capital€102,385within the sector's middle half▲ 22.1%€125,301within the sector's middle half▲ 22.4%€239,160above the sector's middle half▲ 90.9%€305,950above the sector's middle half▲ 27.9%€289,298above the sector's middle half▼ 5.4%
Solvency81.8%above the sector's middle half▲ 0.1pp86.1%above the sector's middle half▲ 4.3pp98.2%above the sector's middle half▲ 12.1pp85.3%above the sector's middle half▼ 12.9pp70.7%within the sector's middle half▼ 14.6pp
Current ratio5.21above the sector's middle half▼ 0.046.85above the sector's middle half▲ 1.6455.02above the sector's middle half▲ 48.1710.57above the sector's middle half▼ 44.453.53within the sector's middle half▼ 7.04
Return on assets (ROA)16.5%within the sector's middle half▼ 9.0pp15.5%within the sector's middle half▼ 1.0pp45.3%above the sector's middle half▲ 29.8pp27.9%within the sector's middle half▼ 17.4pp23.6%within the sector's middle half▼ 4.3pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 17% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €438,455
Fixed assets
€34,743 ▼ 23.0%
Current assets
€403,712 ▲ 19.5%
Equity and liabilities €438,455
Equity
€309,977 ▼ 5.2%
Debt
€128,478 ▲ 129%
Debt's share of the balance-sheet total rises from 14.7% to 29.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€136,876▼
2023 · €160,032
Cash flow
€113,403▼
2023 · €114,745
Debt to equity
0.41▲
2023 · 0.17
ROE
33.4%▲
2023 · 32.7%
Interest coverage
134.06▲
2023 · 129.16
Debt ≤ 1 year
€114,414▲
2023 · €31,968
Debt > 1 year
€14,064▼
2023 · €24,219
Income taxes
€22,452▼
2023 · €44,653
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €21,614 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €907 | €965 | €1,680 | €7,806 | €9,963 | ▲ 27.6% |
| Other operating charges640/8 | - | - | €73 | €44 | €200 | ▲ 355% |
| Gross operating margin9900 | €42,260 | €34,566 | €164,516 | €160,076 | €137,076 | ▼ 14.4% |
| Operating profit (loss)9901 | €41,316 | €33,579 | €162,762 | €152,226 | €126,913 | ▼ 16.6% |
| Financial income75/76B | - | - | €0 | €605 | - | - |
| Recurring financial income75 | - | - | €0 | €605 | - | - |
| Financial charges65/66B | - | - | €110 | €1,239 | €1,021 | ▼ 17.6% |
| Recurring financial charges65 | €62 | €140 | €110 | €1,239 | €1,021 | ▼ 17.6% |
| Profit (loss) for the period before taxes9903 | €41,254 | €33,439 | €162,653 | €151,592 | €125,892 | ▼ 17.0% |
| Income taxes67/77 | €19,237 | €9,426 | €48,491 | €44,653 | €22,452 | ▼ 49.7% |
| Profit (loss) for the period9904 | €22,017 | €24,013 | €114,162 | €106,939 | €103,440 | ▼ 3.3% |
| Profit (loss) for the period to be appropriated9905 | €40,767 | €24,013 | €114,162 | €106,939 | €103,440 | ▼ 3.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €133,521 | €154,656 | €251,825 | €383,024 | €438,455 | ▲ 14.5% |
| Fixed assets21/28 | €6,838 | €7,935 | €8,237 | €45,106 | €34,743 | ▼ 23.0% |
| Tangible fixed assets22/27 | €3,738 | €3,801 | €4,103 | €40,972 | €31,009 | ▼ 24.3% |
| Furniture and vehicles24 | - | - | €3,237 | €40,362 | €30,655 | ▼ 24.0% |
| Other tangible fixed assets26 | - | - | €867 | €610 | €354 | ▼ 42.0% |
| Financial fixed assets28 | €3,100 | €4,134 | €4,134 | €4,134 | €3,734 | ▼ 9.7% |
| Current assets29/58 | €126,683 | €146,721 | €243,588 | €337,918 | €403,712 | ▲ 19.5% |
| Amounts receivable within one year40/41 | €8,742 | €19,106 | €30,370 | €9,007 | €52,150 | ▲ 479% |
| Trade receivables40 | - | - | €30,370 | €8,287 | €28,958 | ▲ 249% |
| Other amounts receivable41 | - | - | - | €720 | €23,192 | ▲ 3,121% |
| Cash at bank and in hand54/58 | €117,941 | €127,615 | €213,218 | €327,950 | €350,925 | ▲ 7.0% |
| Deferred charges and accrued income490/1 | - | - | - | €961 | €637 | ▼ 33.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €133,521 | €154,656 | €251,825 | €383,024 | €438,455 | ▲ 14.5% |
| Equity10/15 | €109,223 | €133,236 | €247,397 | €326,837 | €309,977 | ▼ 5.2% |
| Contributions10/11 | - | - | €12,400 | €12,400 | €18,600 | ▲ 50.0% |
| Reserves13 | €94,860 | €118,860 | €232,860 | €312,260 | €285,760 | ▼ 8.5% |
| Distributable reserves133 | - | - | €232,860 | €312,260 | €285,760 | ▼ 8.5% |
| Profit (loss) carried forward14 | €1,963 | €1,976 | €2,137 | €2,177 | €5,617 | ▲ 158% |
| Amounts payable17/49 | €24,298 | €21,420 | €4,427 | €56,187 | €128,478 | ▲ 129% |
| Amounts payable after more than one year17 | - | - | - | €24,219 | €14,064 | ▼ 41.9% |
| Financial debts170/4 | - | - | - | €24,219 | €14,064 | ▼ 41.9% |
| Amounts payable within one year42/48 | €24,298 | €21,420 | €4,427 | €31,968 | €114,414 | ▲ 258% |
| Current portion of amounts payable after more than one year42 | - | - | - | €10,792 | €10,792 | = |
| Trade debts44 | €4,149 | €7,959 | €187 | €1,120 | €268 | ▼ 76.1% |
| Suppliers440/4 | - | - | €187 | €1,120 | €268 | ▼ 76.1% |
| Taxes, remuneration and social security45 | - | - | €4,024 | €19,653 | €15,354 | ▼ 21.9% |
| Taxes450/3 | - | - | €4,024 | €19,653 | €15,354 | ▼ 21.9% |
| Other amounts payable47/48 | - | - | €216 | €403 | €88,000 | ▲ 21,736% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,017 | €24,013 | €114,162 | €106,939 | €103,440 | ▼ 3.3% |
| + Depreciation and write-downs630 | €907 | €965 | €1,680 | €7,806 | €9,963 | ▲ 27.6% |
| Operating cash flow (approximation) | €22,924 | €24,978 | €115,842 | €114,745 | €113,403 | ▼ 1.2% |
| Investment in fixed assets (approximation) | - | -€2,062 | -€1,983 | -€44,675 | €400 | ▲ 101% |
| Change in cash | - | €9,674 | €85,603 | €114,732 | €22,975 | ▼ 80.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-11
Financial
Highest result since 2019net €114,162 ▲375%
Operating result €162,762, net result €114,162, both a record.
30-11
Financial
Liquidity times 8current ratio 55.02
Current ratio from 6.85 to 55.02; short-term debt falls from €21,420 to €4,427.
30-11
Financial
Equity above €200,000Eq €247,397 ▲85.7%
4 profitable years in a row build equity to €247,397.
2021
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
31-03
Financial
Weakest financial yearnet €22,017 ▼19.8%
Net result drops to €22,017, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €100,000Eq €109,223 ▲24.1%
2 profitable years in a row build equity to €109,223.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2016
Ground area
1,274 m²
Building footprint
148 m²
Volume, LiDAR
748 m³
Parcel 23050F0465/00T000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Humanize Consulting
since 20162.252.518.261
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0465/00T000 | Flanders | 1,274 m² | 1 · 148 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-11-2024 list no shareholders, and no other source names one.
Holdings 1
-
45.16%
According to the annual accounts to 30-11-2024 of Humanize Consulting and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 37,982 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-04-2016
Fiscal year end30-11
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0652643714
Also
9925:BE0652643714
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.