The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 39,326 companies had the same profile as HUMANIZE has now. Each dot stands for 99 companies, two years later.
95.7%
were still trading
2.4%
stopped another way
1.8%
went bankrupt
Micro
2 to 5 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,326 companies, not a prediction for HUMANIZE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797623080
Incorporation
Founding capital of €5,000, 100 shares · Founder: Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (director) · published on 27-01-2023 · Gazette deed
First establishment
Rue de la légère Eau 134, Braine-l'Alleud
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as HUMANIZE: vocational training (NACE 85592). They are comparable in size and age: total assets between €120,000 and €194,000, founded between 2022 and 2024.
micro format, filed on 25-06-2026, 36 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
70,365
13,873
83,140
25,044
9,877
64,917
0
0
3,000
46,124
-15,552
-
102,581
77,483
66,917
70.3%
73.6%
74.0%
3.42
3.85
3.76
0.42
0.36
0.35
23.6%
11.4%
92.8%
16.6%
8.4%
68.6%
1.88
8.85
53.63
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
2023
Intangible fixed assets
-
-
€3,000
€1,000
€1,000
€918
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on HUMANIZE
The operating result for 2025 is 5.4 times that of 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total rises from 26.4% to 29.7%. Equity and debt are higher.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
202320242025202620272028
Hidden nameVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Name after signing inVisible after signing in
Director (not named in the articles), from 25-01-2023 to date
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Moitié cédant moitié acquéreurs au prorata si plusieurs, mêmes formalités si non actionnaires de plein droit”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of June at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
HUMANIZE has no parent and no holdings in its annual accounts. Hidden nameVisible after signing in is the only director. HUMANIZE shares no director with another company.
The LEI register names no parent.
LEI register
HUMANIZE declares that natural persons control it, with no company in between that consolidates it.
Annual accounts 2025 filedNBB ↗micro format · 36 days before the deadline
2025
Equity above €100,000equity €101,921 ▲30.9% With a profit in every financial year since 2023, equity grows to €101,921.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0797623080
Annual accounts 2024 filedPDFmicro format · 48 days before the deadline
2024
Weakest financial yearnet €8,877 ▼86.1% The net result drops to €8,877, the lowest from 2023 to 2025. It recovers the following year.
Annual accounts 2023 filedPDFmicro format · 36 days before the deadline
2023
IncorporationFounding capital of €5,000, 100 shares · Founder: Hidden nameVisible after signing in · Appointment: Name after signing inVisible after signing in (director) · published on 27-01-20235 points ▸
Founding capital, €5,000, 100 shares, mentioned twice in the deed
Founder, Name hiddenVisible after signing in
Registered office clause, Rue de la légère Eau 134, 1420 Braine-l'Alleud
Board rule, 1
Director appointment, Hidden nameVisible after signing in (director (not named in the articles))
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 25 January 2023, HUMANIZE was incorporated as a private limited company by one natural person, with a starting capital of €5,000.12Name after signing inVisible after signing in has served as director since 2023.3Total assets went from €93,282 in 2023 to €145,050 in 2025.4
PurposeThe purpose describes the activities the company may carry out under its articles.
“Belgique; Étranger; L'organisation et la réalisation de toutes les catégories de fêtes,telles que les…”
26 activities
Belgique
Étranger
L'organisation et la réalisation de toutes les catégories de fêtes,telles que les mariages,anniversaires,meeting,banquets,séminaires.
Tous services liés directement ou indirectement à la communication à savoir notamment la télécommunication,l’informatique,cyber café,la vente des cartes prépayés,services internet,…
L’octroi de prestations de services téléphoniques,ainsi que la mise à disposition à des tiers de cabines téléphoniques ;
Import et export de marchandise.
Coaching individuel
Développement et mise à disposition d’outils et d’expériences pratiques (enquêtes,exercices,simulations,mises en situation pratique,applications smartphones,produits divers…)
Développement et mise à disposition d’interfaces digitaux (réalité virtuelle,metavers,services en ligne…),destinés à aider les individus dans leur découverte de soi et leurs relations aux autres
Consultance et conseil en organisation et gestion stratégique,administrative,financière,opérationnelle,ressources humaines.
Mise en place,coordination ou participation à des projets (y compris de projets de recherche ou de formation),de plans d’affaires,de système de reporting et autres outils de gestion en lien avec la culture d’entreprise
Intervention opérationnelle (speaker,chef de projet,mentoring etc…) pour améliorer la communication et la collaboration
Développement et mise à disposition d’outils,d’expériences pratiques,et d’interfaces digitaux au service des interactions humaines et de la performance au sein des organisations
Coaching de groupe
La location de tout ce qui peut être nécessaire ou utile à la réalisation complète des fêtes telles que: salles,vaisselle,voitures,personnel,orchestre.
La gestion d'un patrimoine immobilier,notamment l'acquisition par l'achat ou autrement,la vente,l'échange,l'amélioration,l'équipement,l'aménagement,la location et la location-financement de biens immeubles,ainsi que toutes opérations qui,directement ou indirectement,sont en relation avec son objet et qui sont de nature à favoriser l'accroissement d'un patrimoine immobilier,tels que l'entretien,le développement,l'embellissement,et la location de ces biens ainsi que de se porter fort pour la bonne fin d'engagement pris par des tiers qui auraient la jouissance de ces biens immobiliers.
L'achat,la vente,l'importation,l'exportation,de tout matériel informatique,neuf ou d'occasion,de tout matériel électrique,électronique,électroménager,outillage,Jouet;
Service de consultance informatique;
Développement,création et exploitation de site internet,blog,chaine multi-média et d'application informatique;
Développement,création et exploitation d'un site e-commerce ;
Développement,création et exploitation d'une plateforme internet du type : Uber,Booking,AirBNB ... ;
Création et exploitation d’un centre de formation en informatique,trading,etc ;
Vente de formation en ligne ;
Création et/ou exploitation de plateformes de crow-funding,financement participatif,financement alternatif et d’investissement afin de financer tout projet (achat immobilier,mise en production d’un produit ou service,œuvre caritative,film,etc.) ;
Services administratifs de bureau,de secrétariat et autres activités de soutien aux entreprises,à des indépendants et des particuliers,
Centrale d’achat et toute activité commerciale y relative ;