HumaniTree
ActiveSummary
HumaniTree has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80,685 and a net result of €30,301. Equity has been growing by about 52% per year since 2023. Its solvency ranks better than 79% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-12-2022 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 4 others
- Establishment unit
- 2.338.735.227 1640 Sint-Genesius-Rode, since 09-12-2022
- Financial year end
- 30 June
- Peppol
- Reachable since 02-07-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €43,043
- ▲ 29.0%
- Turnover
- ≈ €130,000
- estimated
- Profit
- €30,301
- ▲ 34.1%
- Equity
- €80,685
- ▲ 60.1%
- Total assets
- €99,528
- ▲ 46.4%
Score breakdownlowers riskLiquidity: current ratio 5.12, cash €70,270Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €80,685 (81.1% of total assets)Size: total assets €99,528Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 88% on liquidity, 84% on profitability and 83% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 24 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 23-01-2026 PDF all 3 filings
2023 to 2025, 3 financial years
The operating result for 2025 is 31% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 30-06-2023 | 30-06-2024 | 30-06-2025 |
|---|---|---|---|
| Tangible fixed assets | €11,050 | - | - |
| Intangible fixed assets | - | €1,825 | - |
| Depreciation and write-downs of the year | €1,844 | €3,703 | €4,291 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,844 | €3,703 | €4,291 | ▲ 15.9% |
| Other operating charges640/8 | €276 | €455 | €628 | ▲ 38.0% |
| Gross operating margin9900 | €31,052 | €33,366 | €43,043 | ▲ 29.0% |
| Operating profit (loss)9901 | €28,931 | €29,208 | €38,123 | ▲ 30.5% |
| Financial income75/76B | €1 | €177 | €924 | ▲ 422% |
| Recurring financial income75 | €1 | €177 | €924 | ▲ 422% |
| Financial charges65/66B | €3 | €39 | €155 | ▲ 297% |
| Recurring financial charges65 | €3 | €39 | €155 | ▲ 297% |
| Profit (loss) for the period before taxes9903 | €28,928 | €29,346 | €38,893 | ▲ 32.5% |
| Income taxes67/77 | €6,136 | €6,755 | €8,592 | ▲ 27.2% |
| Profit (loss) for the period9904 | €22,792 | €22,592 | €30,301 | ▲ 34.1% |
| Profit (loss) for the period to be appropriated9905 | €22,792 | €22,592 | €30,301 | ▲ 34.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €47,817 | €67,991 | €99,528 | ▲ 46.4% |
| Fixed assets21/28 | €9,206 | €7,328 | €3,036 | ▼ 58.6% |
| Intangible fixed assets21 | - | €1,805 | €1,197 | ▼ 33.7% |
| Tangible fixed assets22/27 | €9,206 | €5,523 | €1,840 | ▼ 66.7% |
| Furniture and vehicles24 | €9,206 | €5,523 | €1,840 | ▼ 66.7% |
| Current assets29/58 | €38,612 | €60,664 | €96,492 | ▲ 59.1% |
| Amounts receivable within one year40/41 | €11,967 | €22,897 | €25,796 | ▲ 12.7% |
| Trade receivables40 | €11,967 | €10,963 | €8,627 | ▼ 21.3% |
| Other amounts receivable41 | - | €11,934 | €17,170 | ▲ 43.9% |
| Cash at bank and in hand54/58 | €26,052 | €37,274 | €70,270 | ▲ 88.5% |
| Deferred charges and accrued income490/1 | €593 | €492 | €426 | ▼ 13.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €47,817 | €67,991 | €99,528 | ▲ 46.4% |
| Equity10/15 | €27,792 | €50,384 | €80,685 | ▲ 60.1% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €22,792 | €45,384 | €75,685 | ▲ 66.8% |
| Distributable reserves133 | €22,792 | €45,384 | €75,685 | ▲ 66.8% |
| Amounts payable17/49 | €20,025 | €17,608 | €18,843 | ▲ 7.0% |
| Amounts payable within one year42/48 | €20,025 | €17,608 | €18,843 | ▲ 7.0% |
| Trade debts44 | €2,754 | €5,108 | €4,096 | ▼ 19.8% |
| Suppliers440/4 | €2,754 | €5,108 | €4,096 | ▼ 19.8% |
| Taxes, remuneration and social security45 | €14,003 | €12,500 | €14,747 | ▲ 18.0% |
| Taxes450/3 | €14,003 | €12,500 | €12,447 | ▼ 0.4% |
| Remuneration and social security454/9 | - | - | €2,300 | - |
| Other amounts payable47/48 | €3,269 | €0 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €22,792 | €22,592 | €30,301 | ▲ 34.1% |
| + Depreciation and write-downs630 | €1,844 | €3,703 | €4,291 | ▲ 15.9% |
| Operating cash flow (approximation) | €24,636 | €26,295 | €34,593 | ▲ 31.6% |
| Investment in fixed assets (approximation) | - | -€1,825 | €0 | - |
| Change in cash | - | €11,223 | €32,995 | ▲ 194% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as HumaniTree has now. Two years later, 1.8% had gone bankrupt and 95.9% were still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of HumaniTree itself is lower: < 0.1% within 12 months. It rests on far more data about HumaniTree than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for HumaniTree. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- GRÉGOIRE Pascale 500 shares (100%) · in cash
Capital transactions
- 13-12-2022 Incorporation · €5,000 · 500 shares
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager, helft koper(s) naar evenredigheid aantal bij meer dan één koper, elke overdracht onder levenden van aandelen of enige…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 13-12-2022 (in Dutch)
Network & group
HumaniTree shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of HumaniTree. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
03-01
Gazette deed
Amendment of the articlesPurpose change3 points ▸
- General meeting, 23-12-2024
- Other provision, “ontslag van voorlezing verslag wijziging voorwerp, voorlezing van het verslag van het orgaan van bestuur” (deed in Dutch)
- Purpose change
13-12
Gazette deed
IncorporationStarting capital €5,000 · Appointment: GRÉGOIRE Pascale (director and permanent representative) · Founder11 points ▸
- Incorporation, “HumaniTree” (deed in Dutch)
- Founder, GRÉGOIRE Pascale
- Other provision, “financieel plan en oprichtersaansprakelijkheid, bedrag aanvangsvermogen verantwoord” (deed in Dutch)
- Founding capital, €5,000
- Bank account, “[…]”, EUR (deed in Dutch)
- Other provision, “vaststelling statuten, als volgt” (deed in Dutch)
- Capital
- Registered office clause, “1640 Sint-Genesius-Rode, Viooltjeslaan 13” (deed in Dutch)
- Board rule, 1
- Director appointment, GRÉGOIRE Pascale (director (not named in the articles) and permanent representative)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22552E0048/00R020 | Flanders | 1,688 m² | 1 · 145 m² | 8.8 m · 2 |