Equity
€382,157 from €962,355 in 2016
Equity fell by 60% in 9 years.
Humanas
Lifetime
17 annual accounts with figures on one time axis, 27 filings since 1997peak €967,831 (2013)
-€24,973▼ €30,760
lowest -€105,983 (2017)
-€90,787▼ €62,640
peak €962,355 (2016)
€382,157▼ 19.2%
€30,480▼ 30.6%
peak 9 FTE (2013)
-not published
Board2 names since 2019
1 directorPIETERS Wilfried Aloïs Elise
Documentsfilings and deeds
26-05-202626 days late
2025micro format
Gross margin from €5,787 to -€24,973Loss of €90,787Equity from €472,944 to €382,157Debts from €43,898 to €30,480Cash from €217,094 to €130,241
Key points
from the 2025 annual accountsLosses
-€428,596 in seven years
Every financial year from 2017 to 2025 closed with a loss. 2017 was the heaviest.
Position in the sector
-€90,787
Lower net result than 95% of companies in wholesale trade. Sector median €5,616 · 13,806 companies.
2025 accounts filed 26 days after the deadlineTurnover not published (micro format)
Checked score
82
Excellent
Financially stronger than 51% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.5%▲ +0.2 percentage points vs 04-2025highest value
06-2025: 0.2%▼ -0.3 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.5%▲ +0.3 percentage points vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €90,787, the second in a row (financial year 2025)
1 change of registered office in 24 months
lowers risk
Liquidity: current ratio 8.49, cash €130,241
Equity €382,157 (92.6% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 89% on liquidity, 6% on profitability and 20% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as Humanas has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Humanas itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for Humanas. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.49 (7.46 in 2024), above the usual 1.5. Short-term debt is 7.4% and cash 31.6% of total assets. 7.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€90,787
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-05-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
26 days late
2024
30 days late
2023
28 days late
2022
23 days late
2021
31 days late
2018
29 days late
2017
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered office moved from Itegem to Tremelo
New registered office: Onze-Lieve-Vrouwelaan 13, 3120 Tremelo · Previous registered office: Heestenweg 35 bus g 2222 Itegem · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0457972137
Amendment of the articles · Legal-form change · Resignations & appointments
“De aan-en verkoop,de import en export,de huur en verhuring,de klein-en groothandel,de…” (deed in Dutch) · Director in office: PIETERS Wilfried · Registered office clause: Heestenweg 35G, 2222 Heist-op-den-Berg (Itegem) · General meeting of 23-11-2023 · Gazette deed
Merger: HUMANAS takes over STANCALI CONSULTING & MANAGEMENT COMPANY
Permanent representative: PIETERS Wilfried Aloïs Elise · Change of role: PIETERS Wilfried Aloïs Elise, from statutory manager to manager · Resignation: STANCALI CONSULTING & MANAGEMENT COMPANY (manager) · General meeting of 24-05-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Humanas Tremelo | €412,637 | -€24,973 | 92.6% | - |
| CM ORTHOPAEDIC Kalmthout | €371,439 | -€699 | 7.5% | 0 |
| PROVIDENTAL Antwerp | €517,153 | -€92,794 | 4.9% | - |
| CAEX Putte | €270,481 | -€2,676 | -326.2% | - |
| De Bruyne Instruments Wichelen | €337,992 | -€16,335 | 51.2% | - |
| AB2 Etterbeek | €278,131 | -€4,688 | 55.4% | - |
| MEDESTIME Charleroi | €231,746 | -€38,922 | -292.8% | - |
These companies have the same main activity as Humanas: wholesale of pharmaceutical and medical goods (NACE 46460). They are comparable in size and age: total assets between €232,000 and €517,000, founded between 1987 and 1998.
Official details
Source: KBO- Status
- Active since 14-05-1996Normal situation
- Activity
- Wholesale of pharmaceutical and medical goodsNACE 46460
- Establishment unit
- 2.076.644.7892222 Heist-op-den-Berg, since 28-05-1996
- Financial year end
- 30 September
- Peppol
- Reachable since 24-12-2025
Insights on Humanas
Humanas files the micro format. That format states no turnover. The gross margin fell from €547,579 in 2007 to -€24,973 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Humanas
- What is the company number of Humanas?
- The company number of Humanas is 0457.972.137. The VAT number is the same number with BE in front: BE 0457.972.137.
- Where is Humanas based?
- The registered office is at O.-L.-Vrouwelaan 13, 3120 Tremelo.Company details
- What does Humanas do?
- According to the KBO register, the main activity is wholesale of pharmaceutical and medical goods (NACE 46460).
- What is the legal form of Humanas?
- Humanas is a private limited company (BV).
- When was Humanas founded?
- Humanas was founded on 14-05-1996.
- Is Humanas still active?
- Yes, Humanas is an active enterprise in the KBO register.
- What is the turnover of Humanas?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is Humanas profitable?
- In financial year 2025, Humanas made a loss of €90,787.
- Where can I find the annual accounts of Humanas?
- Humanas filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Humanas due?
- Humanas must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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