Higher solvency than 95% of companies in head offices and management consultancy. Sector median 55.5% · 41,228 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 3,135 companies had the same profile as HUMANABLE has now. Each dot stands for 8 companies, two years later.
97.0%
were still trading
2.1%
stopped another way
0.8%
went bankrupt
Small
2 to 5 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,135 companies, not a prediction for HUMANABLE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797349896
Appointment: Hidden nameVisible after signing in (day-to-day manager)
General meeting of 30-11-2023 · Gazette deed
Incorporation
Founding capital of €1,000, 100 shares · Founder: Name after signing inVisible after signing in · Appointment: Name hiddenVisible after signing in (director) · published on 20-01-2023 · Gazette deed
First establishment
Chaussée Moncheur 23A, Andenne
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as HUMANABLE: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €606,000 and €809,000, founded between 2022 and 2023.
micro format, filed on 25-03-2026, 128 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €470,000. Estimated: probably between €390,000 and €830,000.
Balance sheet
balance sheet total €626,012 on 31-12-2025
What the company ownsHow it is paid for
in euro
in euro
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
2024
2023
327,435
-
-
254,351
-
-
5,380
-
-
15,767
-38,297
-
603,780
354,809
141,572
97.2%
98.3%
74.1%
35.93
57.56
3.86
0.03
0.02
0.35
41.7%
60.1%
99.3%
40.6%
59.1%
73.6%
84.88
-
-
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
2025
2024
2023
Tangible fixed assets
€5,380
-
-
€435
-
-
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on HUMANABLE
The operating result for 2025 is 16% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Debt's share of the balance-sheet total rises from 1.7% to 2.8%. Equity and debt are higher.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
1 director, 1 in day-to-day management, no change since December 2023
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
2 names, the dashed line is today
202320242025202620272028
Hidden nameVisible after signing in Director
Name after signing inVisible after signing in Day-to-day manager
LeadershipBoard
Mandates as a list
Name hiddenVisible after signing in
Director, from 17-01-2023 to date
Hidden nameVisible after signing in
Day-to-day manager, appointed by deed of 05-03-2024, still in office
Name after signing inVisible after signing in100 shares (100%) · in cash
Network & group
No group
HUMANABLE has no parent and no holdings in its annual accounts. Name hiddenVisible after signing in is the only director. HUMANABLE shares no director with another company.
Timeline
Timeline
11 events since 2023
Board
Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts:
31-07-2027
2026
Annual accounts 2025 filedPDFmicro format · 128 days before the deadline
2025
Highest result from 2023 to 2025net €253,917 ▲19.1% The operating result of €327,000 and the net result of €253,917 are both a record.
Equity above €500,000equity €608,726 ▲71.6% With a profit in every financial year since 2023, equity grows to €608,726.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0797349896
Annual accounts 2024 filedPDFmicro format · 30 days before the deadline
2024
Liquidity more than 14 timescurrent ratio 57.56 The current ratio rises from 3.86 to 57.56. Short-term debt falls from €49,458 to €6,273.
Equity above €200,000equity €354,809 ▲151% With a profit in every financial year since 2023, equity grows to €354,809.
Annual accounts 2023 filedPDFmicro format · 6 days late
Appointment: Hidden nameVisible after signing in (day-to-day manager)General meeting of 30-11-20232 points ▸
General meeting, 30-11-2023
Director appointment, Name after signing inVisible after signing in (day-to-day manager)
IncorporationFounding capital of €1,000, 100 shares · Founder: Name hiddenVisible after signing in · Appointment: Hidden nameVisible after signing in (director) · published on 20-01-20233 points ▸
Founder, Name after signing inVisible after signing in
Founding capital, €1,000, 100 shares
Director appointment, Name hiddenVisible after signing in
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
On 18 January 2023, HUMANABLE was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12Hidden nameVisible after signing in has served as director since 2023.3Total assets went from €191,029 in 2023 to €626,012 in 2025.4
70210Activities of head offices; management consultancy activities
78100Employment placement agencies
82990Other business support services
85592Vocational training
PurposeThe purpose describes the activities the company may carry out under its articles.
“Toute activité qui couvre le secteur de la consultance, et notamment toute contribution à l'établissement et au développement d'entreprises…”
13 activities
Toute activité qui couvre le secteur de la consultance, et notamment toute contribution à l'établissement et au développement d'entreprises et en particulier de dispenser des avis techniques, commerciaux ou administratifs dans le sens le plus large du terme, à l'exception des conseils d’investissements au sens de la loi du 02 août 2002 relative à la surveillance du secteur financier et aux services financiers, fournir des conseils, son assistance et exécuter des services directement ou indirectement sur le plan de l'administration et des finances, du marketing de la vente, de la production, des techniques d’organisation et de distributions commerciales, de la communication, de l’informatique, et plus généralement de la gestion en général et de l’exercice de toutes activités de services et de management au sens le plus large de ces termes à toutes personnes physiques ou morales quelconques
Exécuter tous mandats sous forme d'études d'organisation, d'expertises, d'actes et de conseils techniques ou autres dans tout domaine rentrant dans son objet
La société peut constituer, développer, promouvoir et gérer un patrimoine immobilier, et réaliser toute opération immobilière et foncière quelconque, y compris celles se rapportant à tous droits réels immobiliers comme, entre autres, l'emphytéose, la superficie ou encore le leasing immobilier, le tout dans son acceptation la plus large et notamment : l'acquisition, l'aliénation, l'acte de grever, l'échange, la rénovation, la transformation, l'aménagement, l'entretien, le lotissement, la prospection, l'exploitation, la préparation pour construire, la location (donner ou prendre à bail), la sous-location, la mise à disposition, la gestion et la gérance, dans le sens le plus large, en nom propre et au nom de tiers d'immeubles et de droits réels immobiliers, sans que cette énumération soit limitative, et de biens meubles concernant l'aménagement et l'équipement d'immeubles, sans que cette énumération soit limitative, l'exploitation de commerces et/ou immeubles et droits réels immobiliers, ainsi que tous les actes ayant un rapport direct ou indirect avec cet objet ou qui seraient de nature à favoriser directement ou indirectement le rendement de biens meubles et immeubles
La société peut mettre gratuitement des biens immobiliers à disposition de ses administrateurs et leur famille en tant que rémunération des prestations fournies à la société
Elle peut hypothéquer ses immeubles et mettre en gage tous ses autres biens y compris son fonds de commerce
Elle peut également - en fonction de ses intérêts propres - se porter caution ou accorder son aval pour tous prêts ou engagements quelconques tant pour elle-même que pour tous tiers-particuliers, y compris les administrateurs, les actionnaires, le personnel et les préposés de la société
Elle peut se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute personne ou société liée ou non
La société a en outre pour objet toutes activités et prestations de services dans le domaine des ressources humaines au sens large des termes et notamment en matière de consultance opérationnelle telle que le recrutement de personnel pour compte des entreprises et la formation aux méthodes de recrutement; le développement des compétences, la mise en place de plans de formation, la gestion du personnel et des plans de carrières en entreprises; la gestion du changement et la mise en place de stratégies et de projets en ressources humaines; toutes activités de formations individuelles ou en groupes; toutes activités de coaching et mentoring en transitions de carrières et reconversion professionnelle
Cette énumération est exemplative et nullement limitative
Au cas où la prestation de certains actes serait soumise à des conditions préalables d’accès à la profession, la société subordonnera son action, en ce qui concerne ces prestations, à la réalisation de ces conditions
La société peut d’une façon générale, accomplir toutes opérations commerciales, industrielles, financières, mobilières ou immobilières, soit pour son compte, soit pour le compte de tiers, se rapportant directement ou indirectement à son objet ou qui seraient de nature à en faciliter directement ou indirectement, entièrement ou partiellement la réalisation
La société peut exercer toutes fonctions et mandats et s’intéresser par voie d’apport, de fusion, de souscription ou de toute autres manière dans toutes autres affaires, entreprises, associations ou sociétés ayant un objet identique, analogue ou connexe au sien ou qui sont de nature à favoriser le développement de son entreprise, à lui procurer des ressources ou à faciliter l’écoulement des services et produits
Elle peut également - en fonction de ses intérêts propres - se porter caution ou accorder son aval pour tous prêts ou engagements quelconques tant pour elle-même que pour tous tiers