HUMAN SOLUTIONS
ActiveHUMAN SOLUTIONS has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €15k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 78% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.21 against 4.34 in 2024; short-term debt: 18.8% and cash: 28.4% of total assets), and 18.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.2%
Return on assets
10.9%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 22-10-2025, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
6 d early
2023
5 d early
2022
3 d late
2021
2 d late
2020
3 d early
2019
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close20-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 15.4%
2024 · €96k
2019: €56k
2020: €56k
2021: €87k
2022: €100k
2023: €89k
2024: €96k
2019 → 2025
Total assets
€136k▲ 10.3%
2024 · €123k
2019: €233k
2020: €214k
2021: €126k
2022: €127k
2023: €120k
2024: €123k
2019 → 2025
Net result
€15k▲ 128%
2024 · €6k
2019: €5k
2020: €473
2021: €31k
2022: €13k
2023: €-11k
2024: €6k
2019 → 2025
Working capital
€108k▲ 16.6%
2024 · €93k
2019: €6k
2020: €-18k
2021: €102k
2022: €115k
2023: €85k
2024: €93k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€87k-€100k▲ 14.8%€89k▼ 10.9%€96k▲ 7.3%€111k▲ 15.4%
Operating result€75k-€17k▼ 77.7%€-8k€13k€24k▲ 82.6%
Net result€31k-€13k▼ 58.1%€-11k€6k€15k▲ 128%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 83% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€3k▼ 16.2%
Current assets
€133k▲ 11.0%
Equity and liabilities €136k
Equity
€111k▲ 15.4%
Debt
€26k▼ 7.6%
The debt ratio falls from 22.4% to 18.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €14k
Cash flow
€15k▲
2024 · €7k
Solvency
81.2%▲
2024 · 77.6%
Current ratio
5.21▲
2024 · 4.34
Quick ratio
5.05▲
2024 · 4.12
Debt / equity
0.23▼
2024 · 0.29
ROE
13.4%▲
2024 · 6.8%
ROA
10.9%▲
2024 · 5.3%
Interest coverage
21.14▲
2024 · 9.72
Debt
€26k▼
2024 · €28k
Debt ≤ 1 year
€26k▼
2024 · €28k
Income taxes
€12k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€136k▲
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Land and buildings22€3k€3k▼
Financial fixed assets28€25€25=
Current assets29/58€120k€133k▲
Stocks and contracts in progress3€6k€4k▼
Stocks30/36€6k€4k▼
Amounts receivable within one year40/41€71k€86k▲
Trade receivables40€8k€7k▼
Other amounts receivable41€63k€79k▲
Cash at bank and in hand54/58€39k€39k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€123k€136k▲
Equity10/15€96k€111k▲
Contributions10/11€20k€20k=
Reserves13€56k€71k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€56k€71k▲
Profit (loss) carried forward14€20k€20k=
Amounts payable17/49€28k€26k▼
Amounts payable within one year42/48€28k€26k▼
Trade debts44€17k€11k▼
Suppliers440/4€17k€11k▼
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€11k€14k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€528€528=
Other operating charges640/8€957€1k▲
Gross operating margin9900€15k€26k▲
Operating profit (loss)9901€13k€24k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€14k€27k▲
Transfer from deferred taxes780€0-
Income taxes67/77€8k€12k▲
Profit (loss) for the period9904€6k€15k▲
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€6k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€35k▲
Profit (loss) brought forward from the previous period14P€20k€20k=
Transfer to equity691/2€6k€15k▲
To other reserves6921€6k€15k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Equity above €100kEq €111k ▲15.4%
2 profitable years in a row build equity to €111k.
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-11k ▼184%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
31-03
Financial
Liquidity triplescurrent ratio 16.15
Current ratio from 6.22 to 16.15; short-term debt falls from €20k to €8k.
31-03
Financial
Equity above €100kEq €100k ▲14.8%
4 profitable years in a row build equity to €100k.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
31-03
Financial
Highest result since 2019net €31k ▲6405%
Operating result €75k, net result €31k, both a record.
31-03
Financial
Liquidity times 10current ratio 6.22
Current ratio from 0.63 to 6.22; short-term debt falls from €49k to €20k.
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St. Augustinusstraat 43620 LanakenGround area
1,422 m²
Building footprint
267 m²
Volume, LiDAR
2,032 m³
Parcel 73014B0288/00L000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Human Solutions
since 19982.089.609.929
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73014B0288/00L000 | Flanders | 1,422 m² | 1 · 267 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,755 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-1998
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+3289776575