HUMAN SKILLS
ActiveHUMAN SKILLS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €37k. Its solvency ranks better than 39% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency67▲+4
Growth78
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.61 in 2024; short-term debt: 57.7% and cash: 0.7% of total assets), but 57.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-11-2025, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
17 d late
2024
98 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▲ 234%
2024 · €16k
2024: €16k
2024 → 2025
Total assets
€126k▲ 200%
2024 · €42k
2024: €42k
2024 → 2025
Net result
€37k▲ 178%
2024 · €13k
2024: €13k
2024 → 2025
Working capital
€53k▲ 234%
2024 · €16k
2024: €16k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€16k-€53k▲ 234%
Operating result€21k-€53k▲ 154%
Net result€13k-€37k▲ 178%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 154% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €126k
Equity
€53k▲ 234%
Debt
€73k▲ 179%
The debt ratio falls from 62.1% to 57.7%. Equity and debt are higher.
Key figures and ratios
Solvency
42.3%▲
2024 · 37.9%
Current ratio
1.73▲
2024 · 1.61
Quick ratio
1.73▲
2024 · 1.61
Debt / equity
1.37▼
2024 · 1.64
ROE
70.1%▼
2024 · 84.4%
ROA
29.6%▼
2024 · 32.0%
Debt
€73k▲
2024 · €26k
Debt ≤ 1 year
€73k▲
2024 · €26k
Income taxes
€14k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€126k▲
Current assets29/58€42k€126k▲
Amounts receivable within one year40/41€40k€124k▲
Trade receivables40€23k€41k▲
Other amounts receivable41€18k€83k▲
Cash at bank and in hand54/58€2k€922▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€42k€126k▲
Equity10/15€16k€53k▲
Contributions10/11€3k€3k=
Reserves13€13k€51k▲
Distributable reserves133€13k€51k▲
Amounts payable17/49€26k€73k▲
Amounts payable within one year42/48€26k€73k▲
Trade debts44€13k€31k▲
Suppliers440/4€13k€31k▲
Taxes, remuneration and social security45€12k€41k▲
Taxes450/3€12k€41k▲
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Other operating charges640/8€3k€3k▲
Gross operating margin9900€24k€57k▲
Operating profit (loss)9901€21k€53k▲
Financial income75/76B€17-
Recurring financial income75€17-
Financial charges65/66B€411€2k▲
Recurring financial charges65€411€2k▲
Profit (loss) for the period before taxes9903€21k€52k▲
Income taxes67/77€7k€14k▲
Profit (loss) for the period9904€13k€37k▲
Profit (loss) for the period to be appropriated9905€13k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€37k▲
Transfer to equity691/2€13k€37k▲
To other reserves6921€13k€37k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
17-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 98 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bisschopslaan 932340 BeerseGround area
3,931 m²
Building footprint
369 m²
Volume, LiDAR
971 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUMAN SKILLS
since 20222.333.367.365
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004C0276/00V002 | Flanders | 3,412 m² | 1 · 190 m² | - |
| 13014D0101/00L000 | Flanders | 519 m² | 1 · 179 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 770 EUR awarded · 770 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 770 EUR | 770 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,150 companies in sector 63920 we hold annual accounts for 1,522. 1,223 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2022
Fiscal year end31-03
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.