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HUMAN GAPITALIST

Active
Private limited companyfounded 2025active for 1 yearVenelle de la Réserve 20, 1301 Wavre, BelgiumKBO/BCE: BE 1025.168.155
Summary

HUMAN GAPITALIST has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,177 and a net result of €22,677. Its solvency ranks better than 52% of 968 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Employment placement agencies
NACE 78100
1 site
Size
€48,510total assets 2025
Equity
€25,177
Profit
€22,677
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts filed 28 days late
Why 94raises riskFounded in 2025Size: total assets €48,510lowers riskLiquidity: current ratio 2.61, cash €31,713Sector: Employment activities (NACE 78)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 73% of its sector peers (NACE 78, micro)
Financial strength
Strong
Solvency 77
equity 51.9% of total assets
Liquidity 83
short-term debt 36.9% · cash 65.4%
Profitability 100
return on assets 46.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,372 companies, NACE 78, micro)
Last 24 months 08-2026: 1.0%highest value 09-2026: 0.1%▼ -0.9 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.61, above the usual 1.5; short-term debt: 36.9% and cash: 65.4% of total assets), and 48.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 56% on solvency, 75% on liquidity and 88% on profitability.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.61, cash €31,713
NBB · annual accounts
lowers risk · Sector: Employment activities (NACE 78)
KBO
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €48,510
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
28 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: de Meester de Betzenbroeck…

Key points

  • Founded 15 months agofounded 04-07-2025 15 months View
  • Total assets 2025first financial year filed €48,510 View

By topic

Financials

Financial year
2025
Total assets
€48,510
Profit
€22,677
Solvency
51.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Employment placement agenciesNACE 78100
Founded
04-07-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Who signs
Each director alone
Annual meeting
18 June at 18:00
Statutory auditor
No statutory auditor
Go to Articles of association

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