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Human Computing

Active
Private limited company (pre-2019)founded 200026 yrs activeThomas De Backerstraat 15, 2440 Geel, BelgiumKBO/BCE: BE 0472.723.263
Summary

Human Computing has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €-9k. Equity is shrinking by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 11389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability10▲+10
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 19.12 against 17.86 in 2024; short-term debt: 5.2% and cash: 1.1% of total assets), and 5.4% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-05-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
7 d late
2024
1 d early
2023
34 d early
2022
5 d late
2021
3 d early
2020
3 d late
2019
11 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€117k▼ 7.2%
2024 · €126k
Total assets
€124k▼ 9.6%
2024 · €137k
Net result
€-9k▲ 55.9%
2024 · €-21k
Working capital
€117k▼ 9.1%
2024 · €129k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€19k▼ 57.9%€-23k€-16k▲ 31.1%€-19k▼ 21.8%€-8k▲ 56.6%
Net result€13k▼ 58.3%€-24k€-17k▲ 28.8%€-21k▼ 18.9%€-9k▲ 55.9%
Equity€188k▲ 7.6%€164k▼ 12.9%€147k▼ 10.5%€126k▼ 14.0%€117k▼ 7.2%
Total assets€195k▲ 6.8%€176k▼ 9.6%€164k▼ 7.0%€137k▼ 16.5%€124k▼ 9.6%
Debt€7k▼ 10.9%€12k▲ 82.7%€17k▲ 39.9%€11k▼ 37.5%€7k▼ 37.7%
Working capital€178k▲ 3.7%€167k▼ 6.3%€151k▼ 9.6%€129k▼ 14.6%€117k▼ 9.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20kOperating result 2021: €19k€19kNet result 2021: €13k€13kOperating result 2022: €-23k€-23kNet result 2022: €-24k€-24kOperating result 2023: €-16k€-16kNet result 2023: €-17k€-17kOperating result 2024: €-19k€-19kNet result 2024: €-21k€-21kOperating result 2025: €-8k€-8kNet result 2025: €-9k€-9k20212022202320242025€-30k€-20k€-10k€0Operating result 2023: €-16k€-16kNet result 2023: €-17k€-17kOperating result 2024: €-19k€-19kNet result 2024: €-21k€-21kOperating result 2025: €-8k€-8.4kNet result 2025: €-9k€-9.1k202320242025
The operating result stays negative: a loss of €8k in 2025 against €19k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets €139 ▼ 58.9%
Current assets €124k ▼ 9.5%
Equity and liabilities €124k
Equity €117k ▼ 7.2%
Debt €7k ▼ 37.7%
Debt's share of the balance-sheet total falls from 7.9% to 5.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-8k▲
2024 · €-18k
Cash flow
€-9k▲
2024 · €-19k
Current ratio
19.12▲
2024 · 17.86
Quick ratio
18.91▲
2024 · 17.49
Debt to equity
0.06▼
2024 · 0.09
ROE
-7.7%▲
2024 · -16.3%
ROA
-7.3%▲
2024 · -15.0%
Interest coverage
-16.58▲
2024 · -17.69
Debt ≤ 1 year
€6k▼
2024 · €8k
Debt > 1 year
€242▼
2024 · €3k
Income taxes
€165▲
2024 · €161
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€137k€124k▼
Fixed assets21/28€337€139▼
Tangible fixed assets22/27€337€139▼
Land and buildings22€277€0▼
Plant, machinery and equipment23-€139
Furniture and vehicles24€60€0▼
Current assets29/58€136k€124k▼
Stocks and contracts in progress3€3k€1k▼
Stocks30/36€3k€1k▼
Amounts receivable within one year40/41€133k€121k▼
Trade receivables40€2k€0▼
Other amounts receivable41€132k€121k▼
Cash at bank and in hand54/58€281€1k▲
Equity and liabilities
Total equity and liabilities10/49€137k€124k▼
Equity10/15€126k€117k▼
Contributions10/11€12k€12k=
Reserves13€165k€165k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€163k€163k=
Profit (loss) carried forward14€-52k€-61k▼
Amounts payable17/49€11k€7k▼
Amounts payable after more than one year17€3k€242▼
Financial debts170/4€3k€242▼
Amounts payable within one year42/48€8k€6k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€161€165▲
Taxes450/3€161€165▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€198▼
Other operating charges640/8€487€670▲
Gross operating margin9900€-18k€-8k▲
Operating profit (loss)9901€-19k€-8k▲
Financial charges65/66B€1k€494▼
Recurring financial charges65€1k€494▼
Profit (loss) for the period before taxes9903€-20k€-9k▲
Income taxes67/77€161€165▲
Profit (loss) for the period9904€-21k€-9k▲
Profit (loss) for the period to be appropriated9905€-21k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-52k€-61k▼
Profit (loss) brought forward from the previous period14P€-31k€-52k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k€4k€1k€198▼ 84.8%
Other operating charges640/8€765€288€377€487€670▲ 37.5%
Gross operating margin9900€23k€-19k€-11k€-18k€-8k▲ 57.1%
Operating profit (loss)9901€19k€-23k€-16k€-19k€-8k▲ 56.6%
Financial income75/76B€1-----
Recurring financial income75€1-----
Financial charges65/66B€699€1k€1k€1k€494▼ 51.5%
Recurring financial charges65€699€1k€1k€1k€494▼ 51.5%
Profit (loss) for the period before taxes9903€18k€-24k€-17k€-20k€-9k▲ 56.3%
Income taxes67/77€5k€138€151€161€165▲ 2.3%
Profit (loss) for the period9904€13k€-24k€-17k€-21k€-9k▲ 55.9%
Profit (loss) for the period to be appropriated9905€13k€-24k€-17k€-21k€-9k▲ 55.9%
Line20212022202320242025Change
Assets
Total assets20/58€195k€176k€164k€137k€124k▼ 9.6%
Fixed assets21/28€10k€6k€2k€337€139▼ 58.9%
Tangible fixed assets22/27€10k€6k€2k€337€139▼ 58.9%
Land and buildings22€692€554€416€277€0▼ 100%
Plant, machinery and equipment23€7k€4k€743-€139-
Furniture and vehicles24€2k€1k€484€60€0▼ 100%
Current assets29/58€185k€170k€162k€136k€124k▼ 9.5%
Stocks and contracts in progress3€2k€2k€3k€3k€1k▼ 50.5%
Stocks30/36€2k€2k€3k€3k€1k▼ 50.5%
Amounts receivable within one year40/41€170k€164k€159k€133k€121k▼ 9.4%
Trade receivables40€14k€15k€10k€2k€0▼ 100%
Other amounts receivable41€156k€149k€149k€132k€121k▼ 8.4%
Cash at bank and in hand54/58€14k€5k€571€281€1k▲ 390%
Equity and liabilities
Total equity and liabilities10/49€195k€176k€164k€137k€124k▼ 9.6%
Equity10/15€188k€164k€147k€126k€117k▼ 7.2%
Contributions10/11€12k€12k€12k€12k€12k=
Outside capital11€12k-----
Other1109/19€12k-----
Reserves13€165k€176k€165k€165k€165k=
Non-distributable reserves130/1€2k€2k€2k€2k€2k=
Reserves not available under the articles1311€2k€2k€2k€2k€2k=
Distributable reserves133€163k€174k€163k€163k€163k=
Profit (loss) carried forward14€10k€-24k€-31k€-52k€-61k▼ 17.5%
Amounts payable17/49€7k€12k€17k€11k€7k▼ 37.7%
Amounts payable after more than one year17-€9k€6k€3k€242▼ 92.2%
Financial debts170/4-€9k€6k€3k€242▼ 92.2%
Amounts payable within one year42/48€7k€4k€11k€8k€6k▼ 15.4%
Current portion of amounts payable after more than one year42-€3k€3k€3k€3k▲ 1.5%
Trade debts44€6k€811€2k€5k€3k▼ 26.4%
Suppliers440/4€6k€811€2k€5k€3k▼ 26.4%
Taxes, remuneration and social security45€1k-€6k€161€165▲ 2.3%
Taxes450/3€1k-€2k€161€165▲ 2.3%
Remuneration and social security454/9--€4k---
Line20212022202320242025Change
Profit (loss) for the period9904€13k€-24k€-17k€-21k€-9k▲ 55.9%
+ Depreciation and write-downs630€3k€4k€4k€1k€198▼ 84.8%
Operating cash flow (approximation)€17k€-20k€-13k€-19k€-9k▲ 53.9%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€-9k€-4k€-290€1k▲ 478%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
07-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
29-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
27-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 5 days late
2022
30-09
Financial Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
27-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
03-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
30-09
Financial Highest result since 2018net €32k ▲20.9%
Operating result €45k, net result €32k, both a record.
11-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
30-09
Financial Equity above €150kEq €163k ▲19.3%
2 profitable years in a row build equity to €163k.
12-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
03-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2001
seat establishment The establishment unit on the map
Ground area
199 m²
Building footprint
71 m²
Parcel 13008H1481/00X002, Flanders. Linked by address, not a title deed.
1 establishment unit
Thomas De Backerstraat 15, 2440 Geel
NACE 5248701
since 20012.100.146.010
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13008H1481/00X002 Flanders 198 m² 1 · 71 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 123 EUR awarded
Year Entries awardedpaid
2022 1 123 EUR0 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
1 entry · 123 EUR · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 2,119 companies in sector 46500 we hold annual accounts for 1,402. 1,039 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded11-09-2000
Fiscal year end30-09
Activities, NACEBEL 2025
46500Wholesale of information and communication equipment
47400Retail sale of information and communication equipment
62100Computer programming

Scores and ratios are computed by Checked and are not a credit decision.