HUMAN CAPITAL SOLUTIONS
ActiveHUMAN CAPITAL SOLUTIONS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408k and a net result of €61k. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+21
Solvency97▲+8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.75 against 3.03 in 2024; short-term debt: 26.6% and cash: 98.9% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
10.8%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-09-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
6 d early
2023
41 d early
2022
33 d early
2021
44 d early
2020
40 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€408k▼ 3.8%
2024 · €424k
2019: €522k
2020: €599k
2021: €616k
2022: €673k
2023: €506k
2024: €424k
2019 → 2025
Total assets
€564k▼ 14.1%
2024 · €657k
2019: €629k
2020: €705k
2021: €710k
2022: €783k
2023: €803k
2024: €657k
2019 → 2025
Net result
€61k▲ 46.9%
2024 · €41k
2019: €77k
2020: €78k
2021: €17k
2022: €58k
2023: €45k
2024: €41k
2019 → 2025
Working capital
€413k▼ 6.0%
2024 · €439k
2019: €494k
2020: €578k
2021: €603k
2022: €667k
2023: €511k
2024: €439k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€616k-€673k▲ 9.3%€506k▼ 24.8%€424k▼ 16.2%€408k▼ 3.8%
Operating result€28k-€84k▲ 203%€70k▼ 17.4%€71k▲ 1.3%€86k▲ 22.4%
Net result€17k-€58k▲ 234%€45k▼ 21.6%€41k▼ 9.1%€61k▲ 46.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €564k
Fixed assets
€1k▼ 14.9%
Current assets
€563k▼ 14.1%
Equity and liabilities €564k
Equity
€408k▼ 3.8%
Debt
€156k▼ 33.0%
The debt ratio falls from 35.5% to 27.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€87k▲
2024 · €71k
Cash flow
€61k▲
2024 · €42k
Solvency
72.3%▲
2024 · 64.5%
Current ratio
3.75▲
2024 · 3.03
Quick ratio
3.75▲
2024 · 3.03
Debt / equity
0.38▼
2024 · 0.55
ROE
14.9%▲
2024 · 9.8%
ROA
10.8%▲
2024 · 6.3%
Interest coverage
13.11▲
2024 · 4.17
Debt
€156k▼
2024 · €233k
Debt ≤ 1 year
€150k▼
2024 · €216k
Income taxes
€23k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€657k€564k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€656k€563k▼
Amounts receivable within one year40/41€39k€3k▼
Trade receivables40€39k€0▼
Other amounts receivable41€293€3k▲
Cash at bank and in hand54/58€614k€558k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€657k€564k▼
Equity10/15€424k€408k▼
Contributions10/11€147k€147k=
Reserves13€274k€258k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€38k€38k=
Distributable reserves133€236k€220k▼
Profit (loss) carried forward14€4k€4k=
Amounts payable17/49€233k€156k▼
Amounts payable within one year42/48€216k€150k▼
Trade debts44€948€2k▲
Suppliers440/4€948€2k▲
Taxes, remuneration and social security45€9k€10k▲
Taxes450/3€9k€10k▲
Remuneration and social security454/9€29€0▼
Other amounts payable47/48€206k€139k▼
Accrued charges and deferred income492/3€17k€6k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€275€259▼
Other operating charges640/8€759€825▲
Gross operating margin9900€72k€87k▲
Operating profit (loss)9901€71k€86k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€17k€7k▼
Recurring financial charges65€17k€7k▼
Profit (loss) for the period before taxes9903€57k€84k▲
Income taxes67/77€15k€23k▲
Profit (loss) for the period9904€41k€61k▲
Profit (loss) for the period to be appropriated9905€41k€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€64k▲
Profit (loss) brought forward from the previous period14P€4k€4k=
Transfer from equity791/2€123k€76k▼
Transfer to equity691/2€40k€60k▲
To other reserves6921€40k€60k▲
Profit to be distributed694/7€124k€77k▼
Return on contributions (dividend)694€123k€76k▼
Directors or managers695€1k€690▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
17-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €17k ▼77.6%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Highest result since 2019net €78k ▲1.2%
Operating result €113k, net result €78k, both a record.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dirk Boutslaan 233000 LeuvenGround area
100 m²
Building footprint
100 m²
Volume, LiDAR
855 m³
Parcel 24505F0684/00G000, Flanders · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HUMAN CAPITAL SOLUTIONS
since 20052.150.106.057
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24505F0684/00G000 | Flanders | 100 m² | 1 · 100 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Olmaféal
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BATRACOM
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Naltys
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 36,232 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2005
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
72100
72220
73300Public relations and communication consultancy
74141
74151
80424
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.