HUMA
ActiveSummary
HUMA has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166k and a net result of €6k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 4522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability73▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 32.76 against 28.21 in 2024; short-term debt: 1.6% and cash: 43.7% of total assets), and 2.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
3.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
59 d early
2023
64 d early
2022
61 d early
2021
47 d early
2020
60 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€166k▲ 3.6%
2024 · €160k
2018: €134klowest in 8 years
2019: €141k▲ +5.0% vs 2018
2020: €148k▲ +5.0% vs 2019
2021: €161k▲ +9.0% vs 2020
2022: €161k▲ +0.3% vs 2021
2023: €157k▼ -2.9% vs 2022
2024: €160k▲ +2.3% vs 2023
2025: €166k▲ +3.6% vs 2024highest in 8 years
2018 → 2025
Total assets
€170k▲ 4.4%
2024 · €163k
2018: €139klowest in 8 years
2019: €142k▲ +2.1% vs 2018
2020: €150k▲ +5.7% vs 2019
2021: €164k▲ +9.3% vs 2020
2022: €162k▼ -0.8% vs 2021
2023: €158k▼ -2.8% vs 2022
2024: €163k▲ +3.2% vs 2023
2025: €170k▲ +4.4% vs 2024highest in 8 years
2018 → 2025
Net result
€6k▲ 61.9%
2024 · €4k
2018: €3k
2019: €7k▲ +99.5% vs 2018
2020: €7k▲ +4.0% vs 2019
2021: €13k▲ +91.5% vs 2020highest in 8 years
2022: €446▼ -96.7% vs 2021
2023: €-5k▼ -1149% vs 2022lowest in 8 years
2024: €4k▲ +176% vs 2023
2025: €6k▲ +61.9% vs 2024
2018 → 2025
Working capital
€86k▲ 17.1%
2024 · €74k
2018: €41klowest in 8 years
2019: €54k▲ +32.7% vs 2018
2020: €62k▲ +15.3% vs 2019
2021: €46k▼ -25.2% vs 2020
2022: €53k▲ +14.9% vs 2021
2023: €62k▲ +16.7% vs 2022
2024: €74k▲ +18.7% vs 2023
2025: €86k▲ +17.1% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€161k-€161k▲ 0.3%€157k▼ 2.9%€160k▲ 2.3%€166k▲ 3.6%
2021: €161k
2022: €161k▲ +0.3% vs 2021
2023: €157k▼ -2.9% vs 2022lowest in 5 years
2024: €160k▲ +2.3% vs 2023
2025: €166k▲ +3.6% vs 2024highest in 5 years
Operating result€18k-€787▼ 95.6%€-4k€5k€8k▲ 58.6%
2021: €18khighest in 5 years
2022: €787▼ -95.6% vs 2021
2023: €-4k▼ -662% vs 2022lowest in 5 years
2024: €5k▲ +219% vs 2023
2025: €8k▲ +58.6% vs 2024
Net result€13k-€446▼ 96.7%€-5k€4k€6k▲ 61.9%
2021: €13khighest in 5 years
2022: €446▼ -96.7% vs 2021
2023: €-5k▼ -1149% vs 2022lowest in 5 years
2024: €4k▲ +176% vs 2023
2025: €6k▲ +61.9% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€81k ▼ 6.3%
Current assets
€89k ▲ 16.5%
Equity and liabilities €170k
Equity
€166k ▲ 3.6%
Debt
€4k ▲ 53.5%
Debt's share of the balance-sheet total rises from 1.7% to 2.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2024 · €20k
Cash flow
€22k▲
2024 · €18k
Current ratio
32.76▲
2024 · 28.21
Debt to equity
0.03▲
2024 · 0.02
ROE
3.5%▲
2024 · 2.2%
ROA
3.4%▲
2024 · 2.2%
Interest coverage
102.54▲
2024 · 84.35
Debt ≤ 1 year
€3k▲
2024 · €3k
Income taxes
€2k▲
2024 · €1k
Staff costs
€2k▲
2024 · €174
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€163k€170k▲
Fixed assets21/28€86k€81k▼
Tangible fixed assets22/27€86k€81k▼
Land and buildings22€65k€64k▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€13k€10k▼
Current assets29/58€77k€89k▲
Amounts receivable within one year40/41€11k€9k▼
Trade receivables40€11k€8k▼
Other amounts receivable41€513€1k▲
Cash at bank and in hand54/58€55k€74k▲
Deferred charges and accrued income490/1€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€163k€170k▲
Equity10/15€160k€166k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€98k€104k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€92k€98k▲
Amounts payable17/49€3k€4k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A€2k€2k▲
Remuneration, social security and pensions62€174€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€22k€29k▲
Operating profit (loss)9901€5k€8k▲
Financial charges65/66B€239€241▲
Recurring financial charges65€239€241▲
Profit (loss) for the period before taxes9903€5k€8k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€4k€6k▲
Profit (loss) for the period to be appropriated9905€4k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€6k▲
Transfer to equity691/2€4k€6k▲
To other reserves6921€4k€6k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2k | €2k | €2k | €2k | €2k | ▲ 3.1% |
| Remuneration, social security and pensions62 | - | - | €246 | €174 | €2k | ▲ 1,028% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €14k | €14k | €15k | €16k | ▲ 9.7% |
| Other operating charges640/8 | €2k | €2k | €2k | €2k | €3k | ▲ 27.6% |
| Gross operating margin9900 | €29k | €17k | €12k | €22k | €29k | ▲ 30.8% |
| Operating profit (loss)9901 | €18k | €787 | €-4k | €5k | €8k | ▲ 58.6% |
| Financial charges65/66B | €66 | €82 | €61 | €239 | €241 | ▲ 0.8% |
| Recurring financial charges65 | €66 | €82 | €61 | €239 | €241 | ▲ 0.8% |
| Profit (loss) for the period before taxes9903 | €18k | €706 | €-4k | €5k | €8k | ▲ 61.3% |
| Income taxes67/77 | €5k | €260 | €195 | €1k | €2k | ▲ 60.0% |
| Profit (loss) for the period9904 | €13k | €446 | €-5k | €4k | €6k | ▲ 61.9% |
| Profit (loss) for the period to be appropriated9905 | €13k | €446 | €-5k | €4k | €6k | ▲ 61.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €164k | €162k | €158k | €163k | €170k | ▲ 4.4% |
| Fixed assets21/28 | €115k | €108k | €95k | €86k | €81k | ▼ 6.3% |
| Tangible fixed assets22/27 | €115k | €108k | €95k | €86k | €81k | ▼ 6.3% |
| Land and buildings22 | €74k | €76k | €70k | €65k | €64k | ▼ 0.8% |
| Plant, machinery and equipment23 | €5k | €4k | €3k | €8k | €6k | ▼ 20.7% |
| Furniture and vehicles24 | €35k | €28k | €21k | €13k | €10k | ▼ 24.6% |
| Current assets29/58 | €49k | €54k | €63k | €77k | €89k | ▲ 16.5% |
| Amounts receivable within one year40/41 | €4k | €6k | €8k | €11k | €9k | ▼ 21.9% |
| Trade receivables40 | €3k | €4k | €4k | €11k | €8k | ▼ 28.7% |
| Other amounts receivable41 | €886 | €2k | €5k | €513 | €1k | ▲ 121% |
| Cash at bank and in hand54/58 | €43k | €30k | €41k | €55k | €74k | ▲ 34.6% |
| Deferred charges and accrued income490/1 | €2k | €18k | €14k | €10k | €6k | ▼ 39.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €164k | €162k | €158k | €163k | €170k | ▲ 4.4% |
| Equity10/15 | €161k | €161k | €157k | €160k | €166k | ▲ 3.6% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €99k | €99k | €95k | €98k | €104k | ▲ 5.8% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | €93k | €93k | €89k | €92k | €98k | ▲ 6.2% |
| Amounts payable17/49 | €3k | €960 | €1k | €3k | €4k | ▲ 53.5% |
| Amounts payable within one year42/48 | €3k | €960 | €1k | €3k | €3k | ▲ 0.4% |
| Trade debts44 | €445 | €419 | €702 | €1k | €2k | ▲ 47.8% |
| Suppliers440/4 | €445 | €419 | €702 | €1k | €2k | ▲ 47.8% |
| Taxes, remuneration and social security45 | €2k | €541 | €423 | €2k | €1k | ▼ 28.0% |
| Taxes450/3 | €2k | €541 | €423 | €2k | €1k | ▼ 28.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | €1k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €446 | €-5k | €4k | €6k | ▲ 61.9% |
| + Depreciation and write-downs630 | €9k | €14k | €14k | €15k | €16k | ▲ 9.7% |
| Operating cash flow (approximation) | €22k | €15k | €10k | €18k | €22k | ▲ 19.8% |
| Investment in fixed assets (approximation) | - | €-8k | €-701 | €-7k | €-11k | ▼ 59.1% |
| Change in cash | - | €-13k | €11k | €14k | €19k | ▲ 33.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 56.54
Current ratio from 17.90 to 56.54; short-term debt falls from €3k to €960.
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €13k ▲91.5%
Operating result €18k, net result €13k, both a record.
31-12
Financial
Equity above €150kEq €161k ▲9%
4 profitable years in a row build equity to €161k.
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial
Liquidity times 5current ratio 51.56
Current ratio from 9.39 to 51.56; short-term debt falls from €5k to €1k.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 1995
Ground area
975 m²
Building footprint
333 m²
Volume, LiDAR
2,025 m³
Parcel 73056B0302/00T000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Waterstraat 78, 3740 Bilzen-Hoeselt
since 19952.070.242.393
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73056B0302/00T000 | Flanders | 975 m² | 1 · 333 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,281 companies in sector 81100 we hold annual accounts for 678. 468 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-12-1994
Fiscal year end31-12
Activities, NACEBEL 2025
81100Combined facilities support activities
01130Growing of vegetables, melons, roots and tubers
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.