HUISARTSEN DELANOYE
ActiveHUISARTSEN DELANOYE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.46M and a net result of €-59k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-15
Solvency92▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 2.54 in 2024; short-term debt: 5.1% and cash: 2.8% of total assets), and 33.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.6%
Return on assets
-2.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
7 d early
2023
34 d early
2022
33 d early
2021
33 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.46M▼ 10.9%
2024 · €1.64M
2018: €460k
2019: €579k
2020: €899k
2021: €1.23M
2022: €1.42M
2023: €1.53M
2024: €1.64M
2018 → 2025
Total assets
€2.19M▼ 11.7%
2024 · €2.48M
2018: €679k
2019: €858k
2020: €1.15M
2021: €1.31M
2022: €2.44M
2023: €2.37M
2024: €2.48M
2018 → 2025
Net result
€-59k
2024 · €232k
2018: €131k
2019: €119k
2020: €320k
2021: €394k
2022: €325k
2023: €222k
2024: €232k
2018 → 2025
Working capital
€161k▼ 36.3%
2024 · €253k
2018: €35k
2019: €219k
2020: €518k
2021: €840k
2022: €1.06M
2023: €257k
2024: €253k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€1.42M▲ 15.9%€1.53M▲ 7.8%€1.64M▲ 6.7%€1.46M▼ 10.9%
Operating result€579k-€420k▼ 27.5%€305k▼ 27.3%€341k▲ 11.8%€-52k
Net result€394k-€325k▼ 17.4%€222k▼ 31.7%€232k▲ 4.6%€-59k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €52k after €341k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.19M
Fixed assets
€1.92M▼ 7.0%
Current assets
€272k▼ 34.8%
Equity and liabilities €2.19M
Equity
€1.46M▼ 10.9%
Debt
€729k▼ 13.2%
The debt ratio falls from 33.9% to 33.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€76k▼
2024 · €484k
Cash flow
€68k▼
2024 · €376k
Solvency
66.6%▲
2024 · 66.1%
Current ratio
2.45▼
2024 · 2.54
Quick ratio
2.45▼
2024 · 2.54
Debt / equity
0.50▼
2024 · 0.51
ROE
-4.1%▼
2024 · 14.2%
ROA
-2.7%▼
2024 · 9.4%
Interest coverage
7.66▼
2024 · 53.04
Debt
€729k▼
2024 · €840k
Debt ≤ 1 year
€111k▼
2024 · €164k
Debt > 1 year
€616k▼
2024 · €667k
Income taxes
€165▼
2024 · €101k
Staff costs
€212k▲
2024 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.48M€2.19M▼
Fixed assets21/28€2.06M€1.92M▼
Intangible fixed assets21€8k-
Tangible fixed assets22/27€2.05M€1.92M▼
Land and buildings22€1.93M€1.87M▼
Plant, machinery and equipment23€36k€28k▼
Furniture and vehicles24€82k€21k▼
Current assets29/58€417k€272k▼
Amounts receivable within one year40/41€26k€15k▼
Other amounts receivable41€26k€15k▼
Current investments50/53€293k€195k▼
Cash at bank and in hand54/58€98k€62k▼
Deferred charges and accrued income490/1€636-
Equity and liabilities
Total equity and liabilities10/49€2.48M€2.19M▼
Equity10/15€1.64M€1.46M▼
Contributions10/11€19k€19k=
Reserves13€1.61M€1.49M▼
Distributable reserves133€1.61M€1.49M▼
Profit (loss) carried forward14€3k€-56k▼
Amounts payable17/49€840k€729k▼
Amounts payable after more than one year17€667k€616k▼
Financial debts170/4€667k€616k▼
Amounts payable within one year42/48€164k€111k▼
Current portion of amounts payable after more than one year42€50k€51k▲
Trade debts44€27k€32k▲
Suppliers440/4€27k€32k▲
Taxes, remuneration and social security45€49k€25k▼
Taxes450/3€21k-
Remuneration and social security454/9€28k€25k▼
Other amounts payable47/48€38k€3k▼
Accrued charges and deferred income492/3€9k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€4
Remuneration, social security and pensions62€126k€212k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€144k€128k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€613k€290k▼
Operating profit (loss)9901€341k€-52k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€9k€10k▲
Recurring financial charges65€9k€10k▲
Profit (loss) for the period before taxes9903€334k€-59k▼
Income taxes67/77€101k€165▼
Profit (loss) for the period9904€232k€-59k▼
Profit (loss) for the period to be appropriated9905€232k€-59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€236k€-56k▼
Profit (loss) brought forward from the previous period14P€3k€3k▲
Transfer from equity791/2€130k€119k▼
Transfer to equity691/2€232k-
To other reserves6921€232k-
Profit to be distributed694/7€130k€119k▼
Return on contributions (dividend)694€130k€119k▼
Social balance
Average headcount (FTE)90871.6-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Weakest financial yearnet €-59k ▼126%
Net result drops to €-59k, the lowest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €394k ▲23%
Operating result €579k, net result €394k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 10.74
Current ratio from 3.10 to 10.74; short-term debt falls from €247k to €86k.
31-12
Financial
Equity above €1MEq €1.23M ▲36.5%
4 profitable years in a row build equity to €1.23M.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €500kEq €579k ▲25.9%
2 profitable years in a row build equity to €579k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg 1289870 ZulteGround area
361 m²
Building footprint
100 m²
Volume, LiDAR
578 m³
Parcel 44037A1004/00V002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Huisarts Andreas Delanoye
since 20152.242.435.508
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037A1004/00V002 | Flanders | 361 m² | 1 · 100 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 2 entries · 1,233 EUR awarded · 1,233 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 585 EUR | 585 EUR |
| 2023 | 1 | 648 EUR | 648 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,124 companies in sector 86210 we hold annual accounts for 6,337. 3,505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-06-2015
Fiscal year end31-12
Activities, NACEBEL
86210General medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.huisartsendelanoye.be
E-mail:info@huisartsendelanoye.be