HUIS QUINTELIER
ActiveHUIS QUINTELIER has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €310k and a net result of €52k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-7
Solvency97▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.64 against 10.14 in 2024; short-term debt: 26.7% and cash: 85.3% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
150 d early
2024
120 d early
2023
48 d early
2022
68 d early
2021
94 d early
2020
124 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€310k▲ 5.4%
2024 · €294k
2018: €86k
2019: €121k
2020: €161k
2021: €157k
2022: €211k
2023: €232k
2024: €294k
2018 → 2025
Total assets
€429k▲ 23.0%
2024 · €348k
2018: €168k
2019: €206k
2020: €218k
2021: €258k
2022: €307k
2023: €348k
2024: €348k
2018 → 2025
Net result
€52k▼ 15.3%
2024 · €62k
2018: €9k
2019: €35k
2020: €40k
2021: €46k
2022: €54k
2023: €61k
2024: €62k
2018 → 2025
Working capital
€303k▲ 1.4%
2024 · €299k
2018: €133k
2019: €159k
2020: €179k
2021: €159k
2022: €222k
2023: €222k
2024: €299k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€211k▲ 34.1%€232k▲ 10.1%€294k▲ 26.6%€310k▲ 5.4%
Operating result€61k-€69k▲ 13.8%€88k▲ 27.1%€89k▲ 1.8%€71k▼ 20.8%
Net result€46k-€54k▲ 16.6%€61k▲ 14.3%€62k▲ 0.7%€52k▼ 15.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €429k
Fixed assets
€11k▼ 34.0%
Current assets
€417k▲ 26.0%
Equity and liabilities €429k
Equity
€310k▲ 5.4%
Debt
€119k▲ 119%
The debt ratio rises from 15.6% to 27.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▼
2024 · €98k
Cash flow
€60k▼
2024 · €71k
Solvency
72.3%▼
2024 · 84.4%
Current ratio
3.64▼
2024 · 10.14
Quick ratio
3.52▼
2024 · 9.54
Debt / equity
0.38▲
2024 · 0.18
ROE
16.9%▼
2024 · 21.0%
ROA
12.2%▼
2024 · 17.7%
Interest coverage
33.17▲
2024 · 28.16
Debt
€119k▲
2024 · €54k
Debt ≤ 1 year
€114k▲
2024 · €33k
Debt > 1 year
€4k▼
2024 · €22k
Income taxes
€16k▼
2024 · €24k
Staff costs
€56k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€348k€429k▲
Fixed assets21/28€17k€11k▼
Tangible fixed assets22/27€17k€11k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€16k€9k▼
Financial fixed assets28€279€279=
Current assets29/58€331k€417k▲
Stocks and contracts in progress3€20k€14k▼
Stocks30/36€20k€14k▼
Contracts in progress37-€354
Amounts receivable within one year40/41€40k€37k▼
Trade receivables40€36k€30k▼
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€270k€366k▲
Deferred charges and accrued income490/1€1k€512▼
Equity and liabilities
Total equity and liabilities10/49€348k€429k▲
Equity10/15€294k€310k▲
Contributions10/11€6k€6k=
Reserves13€288k€304k▲
Distributable reserves133€288k€304k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€54k€119k▲
Amounts payable after more than one year17€22k€4k▼
Financial debts170/4€0-
Other amounts payable178/9€22k€4k▼
Amounts payable within one year42/48€33k€114k▲
Current portion of amounts payable after more than one year42€2k€0▼
Trade debts44€18k€25k▲
Suppliers440/4€18k€25k▲
Advances received on contracts in progress46-€52k
Taxes, remuneration and social security45€11k€315▼
Taxes450/3€11k€315▼
Remuneration and social security454/9€0-
Other amounts payable47/48€2k€37k▲
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62€59k€56k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€0€905▲
Gross operating margin9900€159k€137k▼
Operating profit (loss)9901€89k€71k▼
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€86k€68k▼
Income taxes67/77€24k€16k▼
Profit (loss) for the period9904€62k€52k▼
Profit (loss) for the period to be appropriated9905€62k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€52k▼
Transfer from equity791/2€0-
Transfer to equity691/2€62k€16k▼
To other reserves6921€62k€16k▼
Profit to be distributed694/7€0€36k▲
Return on contributions (dividend)694€0€36k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €62k ▲0.7%
Operating result €89k, net result €62k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 10.14
Current ratio from 3.18 to 10.14; short-term debt falls from €102k to €33k.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €211k ▲34.1%
5 profitable years in a row build equity to €211k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €161k ▲33.1%
3 profitable years in a row build equity to €161k.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €121k ▲41%
2 profitable years in a row build equity to €121k.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2026
Dirk De Coen: Resigned as Director
01-07-2025
Peter De Coen: Resigned as Director
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brielmolenstraat 409160 LokerenGround area
967 m²
Building footprint
144 m²
Volume, LiDAR
734 m³
Parcel 46007C0414/00F000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUIS QUINTELIER BVBA
since 20012.116.701.039
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007C0414/00F000 | Flanders | 967 m² | 1 · 144 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOODGIETERIJ & DAKWERKEN
BE 0753.813.823
Kontich · Eq €310k
DEVANTHO
BE 0453.900.315
Torhout · Eq €309k
SB VERWARMING EN SANITAIR
BE 0803.645.394
Lommel · Eq €311k
LOCABAT TRAVAUX
BE 0453.162.125
Ottignies-Louvain-la-Neuve · Eq €309k
TDC WORKS
BE 0685.859.680
Lochristi · Eq €311k
Of 7,042 companies in sector 43221 we hold annual accounts for 3,469. 2,679 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2001
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
45332
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.