HUIS JACOBS
ActiveSummary
HUIS JACOBS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €817k and a net result of €134k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 48% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-2
Solvency68▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 2.31 in 2024; short-term debt: 19.2% and cash: 6.3% of total assets), but 57.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.8%
Return on assets
7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
73 d early
2024
69 d early
2023
77 d early
2022
54 d early
2021
27 d early
2020
26 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€817k▲ 4.4%
2024 · €783k
2018: €567k
2019: €530k
2020: €382k
2021: €482k
2022: €630k
2023: €747k
2024: €783k
2018 → 2025
Total assets
€1.91M▲ 17.0%
2024 · €1.63M
2018: €825k
2019: €868k
2020: €845k
2021: €692k
2022: €1.46M
2023: €1.58M
2024: €1.63M
2018 → 2025
Net result
€134k▲ 3.3%
2024 · €129k
2018: €65k
2019: €62k
2020: €70k
2021: €141k
2022: €192k
2023: €182k
2024: €129k
2018 → 2025
Working capital
€289k▼ 17.0%
2024 · €348k
2018: €376k
2019: €370k
2020: €220k
2021: €321k
2022: €298k
2023: €357k
2024: €348k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€482k-€630k▲ 30.6%€747k▲ 18.6%€783k▲ 4.9%€817k▲ 4.4%
Operating result€213k-€284k▲ 33.3%€283k▼ 0.3%€206k▼ 27.2%€204k▼ 1.1%
Net result€141k-€192k▲ 35.8%€182k▼ 5.3%€129k▼ 28.9%€134k▲ 3.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 1% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.91M
Fixed assets
€1.25M ▲ 23.2%
Current assets
€656k ▲ 6.8%
Equity and liabilities €1.91M
Equity
€817k ▲ 4.4%
Debt
€1.09M ▲ 28.7%
Debt's share of the balance-sheet total rises from 52.0% to 57.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€331k▲
2024 · €329k
Cash flow
€261k▲
2024 · €252k
Current ratio
1.79▼
2024 · 2.31
Quick ratio
0.68▼
2024 · 0.78
Debt to equity
1.34▲
2024 · 1.08
ROE
16.4%▼
2024 · 16.5%
ROA
7.0%▼
2024 · 7.9%
Interest coverage
15.03▲
2024 · 12.38
Debt ≤ 1 year
€367k▲
2024 · €266k
Debt > 1 year
€724k▲
2024 · €580k
Income taxes
€48k▼
2024 · €51k
Staff costs
€208k▲
2024 · €201k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€1.91M▲
Fixed assets21/28€1.02M€1.25M▲
Intangible fixed assets21€4k€6k▲
Tangible fixed assets22/27€1.01M€1.25M▲
Land and buildings22€737k€694k▼
Plant, machinery and equipment23€68k€53k▼
Furniture and vehicles24€209k€501k▲
Financial fixed assets28€235€235=
Current assets29/58€614k€656k▲
Stocks and contracts in progress3€406k€407k▲
Stocks30/36€406k€407k▲
Amounts receivable within one year40/41€29k€117k▲
Trade receivables40€29k€57k▲
Other amounts receivable41€0€59k▲
Cash at bank and in hand54/58€169k€121k▼
Deferred charges and accrued income490/1€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.91M▲
Equity10/15€783k€817k▲
Contributions10/11€12k€12k=
Reserves13€771k€805k▲
Distributable reserves133€771k€805k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€849k€1.09M▲
Amounts payable after more than one year17€580k€724k▲
Financial debts170/4€580k€724k▲
Amounts payable within one year42/48€266k€367k▲
Current portion of amounts payable after more than one year42€118k€156k▲
Trade debts44€12k€9k▼
Suppliers440/4€12k€9k▼
Taxes, remuneration and social security45€15k€14k▼
Taxes450/3€2k€0▼
Remuneration and social security454/9€14k€14k▲
Other amounts payable47/48€119k€187k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€37k€0▼
Remuneration, social security and pensions62€201k€208k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€123k€127k▲
Other operating charges640/8€7k€7k▲
Gross operating margin9900€537k€546k▲
Operating profit (loss)9901€206k€204k▼
Financial income75/76B€178€132▼
Recurring financial income75€178€132▼
Financial charges65/66B€27k€22k▼
Recurring financial charges65€27k€22k▼
Profit (loss) for the period before taxes9903€180k€182k▲
Income taxes67/77€51k€48k▼
Profit (loss) for the period9904€129k€134k▲
Profit (loss) for the period to be appropriated9905€129k€134k▲
Appropriation of the result
Profit (loss) to be appropriated9906€129k€134k▲
Transfer from equity791/2€91k€100k▲
Transfer to equity691/2€128k€134k▲
To other reserves6921€128k€134k▲
Profit to be distributed694/7€93k€100k▲
Return on contributions (dividend)694€93k€100k▲
Social balance
Average headcount (FTE)90873.13.0▼
The notes to these accounts (27 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €192k ▲35.8%
Operating result €284k, net result €192k, both a record.
31-12
Financial
Equity above €500kEq €630k ▲30.6%
5 profitable years in a row build equity to €630k.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.38
Current ratio from 1.66 to 3.38; short-term debt falls from €331k to €135k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €62k ▼4.3%
Net result drops to €62k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 24 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
12-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 3 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bovendonkstraat 2049255 BuggenhoutGround area
4,217 m²
Building footprint
1,223 m²
Volume, LiDAR
2,198 m³
4 parcels, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
HUIS JACOBS
since 20052.149.798.924
HUIS JACOBS
since 20152.243.136.381
Kortedreef 2, 9255 Buggenhout
since 20232.361.225.864
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004C0025/00X004 | Flanders | 1,976 m² | 1 · 180 m² | 9.2 m · 2 fl. |
| 42004E0211/00W000 | Flanders | 1,531 m² | 1 · 848 m² | - |
| 42004D0156/00C015 | Flanders | 437 m² | 1 · 116 m² | 10.3 m · 2 fl. |
| 42004A0103/00X000 | Flanders | 273 m² | 1 · 79 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,576 EUR awarded · 1,576 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 951 EUR | 951 EUR |
| 2024 | 1 | 222 EUR | 222 EUR |
| 2022 | 1 | 403 EUR | 403 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 5,241 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2005
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
47527Retail trade
46649Wholesale of other machinery and equipment
47789Other retail sale of new goods
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.