Huis der Verzekering

Active

Public limited companyfounded 1966active for 59 yearsFranklin Rooseveltlaan 11, 1050 Brussel, Belgium15 active companies are registered at this addressKBO/BCE: BE 0403.306.501

Summary

The computed 12-month bankruptcy probability of Huis der Verzekering is 2.1% (moderate). The 2025 annual accounts show equity of €1.4m and a net result of -€658,049. Equity is shrinking by about 3.4% per year across the filed financial years. The company has been active since 1966 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Huis der VerzekeringActiveChecked score 51/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€3.8mtotal assets 2025

Equity: €1.4m
Loss: -€658,049

Financial health

51 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.1%

Structure

Parent: BURCO EUROPE · 70%
Board: 4 members

Nicolas PeterbroeckManaging director

Auditor: Bruno Van Den Bosch2025 accounts 102 days early8 of 17 deeds summarised

Why 51raises risk2 changes of registered office in 24 monthsLoss of €658,049, the second in a row (financial year 2025)Liquidity: current ratio 0.22, cash €39,808, halvedlowers riskSize: total assets €3.8mShow the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 15% of its sector peers (no NACE code, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 62-38

equity 37.0% of total assets

Liquidity 18-43

short-term debt 62.8% · cash 1.1%

Profitability 0=

return on assets -17.4%

Bankruptcy probability, 12 months

2.1% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 1.4%▲ +1.3 percentage points vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 2.1%▲ +0.6 percentage points vs 04-2026highest value 06-2026: 2.1%● unchanged vs 05-2026highest value 07-2026: 2.1%● unchanged vs 06-2026highest value 08-2026: 2.1%● unchanged vs 07-2026highest value 09-2026: 2.1%● unchanged vs 08-2026highest value 10-2026: 2.1%● unchanged vs 09-2026highest value

Credit of up to €70,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.22, compared with 1.66 in 2024, below 1; short-term debt: 62.8% and cash: 1.1% of total assets), and 63% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 38% on solvency, 13% on liquidity, 1% on profitability and 8% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

2 changes of registered office in 24 months

Belgian Official Gazette

Size: total assets €3.8m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Loss of €658,049, the second in a row (financial year 2025)

NBB · annual accounts

Liquidity: current ratio 0.22, cash €39,808, halved

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€658,049

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

102 days early

2024

98 days early

2023

100 days early

2022

118 days early

2021

116 days early

2020

124 days early

2019

92 days early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 107 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

20-04-2026 Annual accounts filedfinancial year 2025 · full…
31-12-2025 Weakest financial yearnet -€658,049
15-05-2025 Registered officeRegistered-office move

Key points

Risk: 4 loss-making years in a rowloss financial year 2025 -€658,049 View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Controlled by BURCO EUROPEknown shareholders 100% 70% View
Caution: Equity fell in 2025from €2.1m to €1.4m ▼ 32.1% View
Active since 1966founded 26-11-1966 59 years View

By topic

Financials

Financial year: 2025
Total assets: €3.8m
Loss: -€658,049
Solvency: 37.0%

Turnover▲ 14.2%

Net result

20182022

Go to Financials

Board & ownership

Board: 4 members
Parent: BURCO EUROPE · 70%
Known shareholders: 100%
Auditor: Bruno Van Den Bosch

Jean De CloedtDirector
Nicolas PeterbroeckManaging director
Thibaut DumortierManaging director
Didier QuevrinDirector

Go to Board & ownership

Network & group

Group: FINANCIAL ROOSEVELT

Go to Network & group

Timeline

Events: 59
Since: 1978
Next accounts: by 31-07-2027

14-05-2025Registered office
24-04-2025Annual accounts filed
04-06-2024Appointment: Bruno Van Den Bosch (réviseur d'entreprise)

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Founded: 26-11-1966
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 42

Annual meeting: Last Thursday of March at 11:00

Go to Articles of association

Key facts about Huis der Verzekering

What is the company number of Huis der Verzekering?: 0403.306.501. In Belgium the VAT number is the company number with BE in front: BE 0403.306.501.
Where is Huis der Verzekering based?: The registered office is at Franklin Rooseveltlaan 11, 1050 Brussel.Company details
What is the legal form of Huis der Verzekering?: Public limited company (NV).
When was Huis der Verzekering founded?: On 26-11-1966.
Is Huis der Verzekering still active?: Yes, Huis der Verzekering is an active enterprise in the KBO register.
What is the turnover of Huis der Verzekering?: €1.4m in financial year 2022, according to the filed annual accounts.Financials
Is Huis der Verzekering profitable?: In financial year 2025, Huis der Verzekering made a loss of €658,049.
Where can I find the annual accounts of Huis der Verzekering?: Huis der Verzekering filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Huis der Verzekering due?: By 31-07-2027, for financial year 2026.Timeline