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Huis der Verzekering

Active
Public limited companyfounded 1966active for 59 yearsFranklin Rooseveltlaan 11, 1050 Brussel, Belgium15 active companies are registered at this addressKBO/BCE: BE 0403.306.501

From the official registers: KBO 49 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Huis der Verzekering is 2.1% (moderate). The 2025 annual accounts show equity of €1.4m and a net result of -€658,049. Equity has been shrinking by about 3.4% per year since 2018. The company has been active since 1966 and the Belgian Official Gazette contains no insolvency or warning signals.

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Huis der VerzekeringActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 26-11-1966 Normal situation
Legal form
Public limited company
Registered office
Franklin Rooseveltlaan 11, 1050 Brussel
Activity
No activity registered in the KBO
Establishment unit
2.001.196.508 1040 Brussel, since 01-12-1966
Financial year end
31 December
Peppol
Reachable since 12-02-2025
Company details

Board and ownership

Board
Auditor
Bruno Van Den Bosch
Shareholders
and 25 other shareholders
Board & ownership

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.1%
Annual accounts 2025
Gross margin
-€71,939
▼ 79.1%
Loss
€658,049
▲ 8.1%
Equity
€1.4m
▼ 32.1%
Total assets
€3.8m
▲ 67.5%
2025 accounts filed 102 days before the deadline
Filed on 20-04-2026PDF
Financials
Score breakdownraises risk2 changes of registered office in 24 monthsLoss of €658,049, the second in a row (financial year 2025)Liquidity: current ratio 0.22, cash €39,808, halvedlowers riskSize: total assets €3.8mShow the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 15% of small companies without a NACE code
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 62-38
equity 37.0% of total assets
Liquidity 18-43
short-term debt 62.8% · cash 1.1%
Profitability 0=
return on assets -17.4%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: 0.1%▲ +0.1 percentage points vs 04-2025 06-2025: 1.4%▲ +1.3 percentage points vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 2.1%▲ +0.6 percentage points vs 04-2026highest value 06-2026: 2.1%● unchanged vs 05-2026highest value 07-2026: 2.1%● unchanged vs 06-2026highest value 08-2026: 2.1%● unchanged vs 07-2026highest value 09-2026: 2.1%● unchanged vs 08-2026highest value 10-2026: 2.1%● unchanged vs 09-2026highest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.22 (1.66 in 2024), below 1. Short-term debt is 62.8% and cash 1.1% of total assets. 63% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small). It does better than 38% of them on solvency, 13% on liquidity, 1% on profitability and 8% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €3.8m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €658,049, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.22, cash €39,808, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€658,049
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
102 days early
2024
98 days early
2023
100 days early
2022
118 days early
2021
116 days early
2020
124 days early
2019
92 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 107 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€658,049 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: Equity fell in 2025from €2.1m to €1.4m ▼ 32.1% View

Documents

Annual accounts at the NBB

All 49 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Huis der Verzekering

What is the company number of Huis der Verzekering?
The company number of Huis der Verzekering is 0403.306.501. The VAT number is the same number with BE in front: BE 0403.306.501.
Where is Huis der Verzekering based?
The registered office is at Franklin Rooseveltlaan 11, 1050 Brussel.Company details
What is the legal form of Huis der Verzekering?
The legal form of Huis der Verzekering is Public limited company (NV).
When was Huis der Verzekering founded?
Huis der Verzekering was founded on 26-11-1966.
Is Huis der Verzekering still active?
Yes, Huis der Verzekering is an active enterprise in the KBO register.
What is the turnover of Huis der Verzekering?
The annual accounts for financial year 2025 state no turnover. In financial year 2022 turnover was €1.4m.Financials
Is Huis der Verzekering profitable?
In financial year 2025, Huis der Verzekering made a loss of €658,049.
Where can I find the annual accounts of Huis der Verzekering?
Huis der Verzekering filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Huis der Verzekering due?
Huis der Verzekering must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to Huis der Verzekering

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