HUIS CAMPHYN
ActiveSummary
HUIS CAMPHYN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-50k) and a net result of €-4k. Equity is shrinking by ~28.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.11 against 0.15 in 2024; short-term debt: 756.2% and cash: 26.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-656.2%
Return on assets
-56.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-50k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
29 d late
2021
31 d late
2020
30 d late
2019
59 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-50k▼ 9.4%
2024 · €-46k
2018: €-20k
2019: €-19k
2020: €4k
2021: €-11k
2022: €-23k
2023: €-36k
2024: €-46k
2018 → 2025
Total assets
€8k▼ 9.0%
2024 · €8k
2018: €26k
2019: €15k
2020: €45k
2021: €24k
2022: €16k
2023: €10k
2024: €8k
2018 → 2025
Net result
€-4k▲ 52.7%
2024 · €-9k
2018: €-23k
2019: €2k
2020: €23k
2021: €-15k
2022: €-12k
2023: €-14k
2024: €-9k
2018 → 2025
Working capital
€-51k▼ 11.4%
2024 · €-46k
2018: €-21k
2019: €-19k
2020: €-12k
2021: €-22k
2022: €-31k
2023: €-41k
2024: €-46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-11k-€-23k▼ 115%€-36k▼ 60.9%€-46k▼ 24.9%€-50k▼ 9.4%
Operating result€-15k-€-13k▲ 15.2%€-14k▼ 11.5%€-9k▲ 33.7%€-5k▲ 48.0%
Net result€-15k-€-12k▲ 16.6%€-14k▼ 13.8%€-9k▲ 34.1%€-4k▲ 52.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€1k ▲ 255%
Current assets
€6k ▼ 21.4%
Key figures and ratios
EBITDA
€-4k▲
2024 · €-6k
Cash flow
€-4k▲
2024 · €-5k
Solvency
-656.2%▼
2024 · -545.3%
Current ratio
0.11▼
2024 · 0.15
Debt to equity
-1.15▲
2024 · -1.18
ROA
-56.6%▲
2024 · -108.9%
Interest coverage
-47.34▲
2024 · -55.26
Debt
€58k▲
2024 · €54k
Debt ≤ 1 year
€58k▲
2024 · €54k
Staff costs
€631▲
2024 · €488
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8k€8k▼
Fixed assets21/28€373€1k▲
Tangible fixed assets22/27€373€1k▲
Plant, machinery and equipment23€254-
Furniture and vehicles24€119€1k▲
Current assets29/58€8k€6k▼
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€5k€3k▼
Cash at bank and in hand54/58€2k€2k▲
Deferred charges and accrued income490/1€961€2k▲
Equity and liabilities
Total equity and liabilities10/49€8k€8k▼
Equity10/15€-46k€-50k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€115k€115k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€106k€106k=
Profit (loss) carried forward14€-222k€-226k▼
Amounts payable17/49€54k€58k▲
Amounts payable within one year42/48€54k€58k▲
Trade debts44€2k€665▼
Suppliers440/4€2k€665▼
Advances received on contracts in progress46€2k€4k▲
Taxes, remuneration and social security45€3k€322▼
Taxes450/3€3k€322▼
Other amounts payable47/48€48k€53k▲
Income statement
Code20242025
Remuneration, social security and pensions62€488€631▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€703▼
Other operating charges640/8€166€246▲
Gross operating margin9900€-5k€-3k▲
Operating profit (loss)9901€-9k€-5k▲
Financial income75/76B€437€693▲
Recurring financial income75€437€693▲
Financial charges65/66B€102€89▼
Recurring financial charges65€102€89▼
Profit (loss) for the period before taxes9903€-9k€-4k▲
Profit (loss) for the period9904€-9k€-4k▲
Profit (loss) for the period to be appropriated9905€-9k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-222k€-226k▼
Profit (loss) brought forward from the previous period14P€-213k€-222k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €23k ▲1243%
Operating result €19k, net result €23k, both a record.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Machelenstraat 28A1831 Machelen (Brab.)Ground area
109 m²
Parcel 23015C0046/00S002, Flanders. Linked by address, not a title deed.
1 establishment unit
HUIS CAMPHYN
since 19922.057.225.290
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015C0046/00S002 | Flanders | 109 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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FDL PRODUCTS
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NIEUW HUIS VAN DER STUYF
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ACTING
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Of 471 companies in sector 46442 we hold annual accounts for 334. 56 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-01-1992
Fiscal year end31-12
Activities, NACEBEL 2025
46442Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.