HUGUES VANDERBECQ
ActiveHUGUES VANDERBECQ has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €297k and a net result of €112k. Equity is growing by ~64.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▲+11
Growth85=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.49 against 2.4 in 2024; short-term debt: 20.1% and cash: 50.7% of total assets), and 27.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.7%
Return on assets
27.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
8 d early
2024
33 d early
2023
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€390k▼ 0.5%
2024 · €392k
2023: €185k
2024: €392k
2023 → 2025
EBIT margin
36.5%▼ 3.6pp
2024 · 40.1%
2023: 39.9%
2024: 40.1%
2023 → 2025
Net result
€112k▼ 10.3%
2024 · €125k
2023: €54k
2024: €125k
2023 → 2025
Working capital
€205k▲ 126%
2024 · €91k
2023: €59k
2024: €91k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€185k-€392k▲ 112%€390k▼ 0.5%
Equity€59k-€184k▲ 213%€297k▲ 61.0%
Operating result€74k-€157k▲ 113%€142k▼ 9.3%
Net result€54k-€125k▲ 133%€112k▼ 10.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €408k
Fixed assets
€122k▼ 15.0%
Current assets
€287k▲ 84.3%
Equity and liabilities €408k
Equity
€297k▲ 61.0%
Debt
€112k▼ 2.4%
The debt ratio falls from 38.3% to 27.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€164k▼
2024 · €168k
Cash flow
€134k▼
2024 · €136k
Solvency
72.7%▲
2024 · 61.7%
Current ratio
3.49▲
2024 · 2.40
Quick ratio
3.49▲
2024 · 2.40
Debt / equity
0.38▼
2024 · 0.62
ROE
37.9%▼
2024 · 68.0%
ROA
27.5%▼
2024 · 42.0%
Interest coverage
51.13▼
2024 · 60.64
Debt
€112k▼
2024 · €114k
Debt ≤ 1 year
€82k▲
2024 · €65k
Debt > 1 year
€29k▼
2024 · €50k
Income taxes
€32k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€299k€408k▲
Fixed assets21/28€143k€122k▼
Tangible fixed assets22/27€75k€53k▼
Furniture and vehicles24€75k€53k▼
Financial fixed assets28€69k€69k=
Current assets29/58€156k€287k▲
Amounts receivable within one year40/41€71k€78k▲
Trade receivables40€33k€33k=
Other amounts receivable41€39k€46k▲
Cash at bank and in hand54/58€83k€207k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€299k€408k▲
Equity10/15€184k€297k▲
Contributions10/11€5k€5k=
Reserves13€179k€292k▲
Distributable reserves133€179k€292k▲
Amounts payable17/49€114k€112k▼
Amounts payable after more than one year17€50k€29k▼
Financial debts170/4€50k€29k▼
Amounts payable within one year42/48€65k€82k▲
Current portion of amounts payable after more than one year42€37k€39k▲
Trade debts44€15k€15k▲
Suppliers440/4€15k€15k▲
Taxes, remuneration and social security45€9k€26k▲
Taxes450/3-€7k
Remuneration and social security454/9€9k€19k▲
Other amounts payable47/48€3k€1k▼
Accrued charges and deferred income492/3-€65
Income statement
Code20242025
Turnover70€392k€390k▼
Goods, raw materials, services and sundry goods60/61€224k€232k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€21k▲
Other operating charges640/8€106€508▲
Gross operating margin9900€168k€164k▼
Operating profit (loss)9901€157k€142k▼
Financial income75/76B€5€5k▲
Recurring financial income75€5€5k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€154k€145k▼
Income taxes67/77€29k€32k▲
Profit (loss) for the period9904€125k€112k▼
Profit (loss) for the period to be appropriated9905€125k€112k▼
Appropriation of the result
Profit (loss) to be appropriated9906€179k€112k▼
Profit (loss) brought forward from the previous period14P€54k-
Transfer to equity691/2€179k€112k▼
To other reserves6921€179k€112k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €200kEq €297k ▲61%
3 profitable years in a row build equity to €297k.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2023net €125k ▲133%
Operating result €157k, net result €125k, both a record.
30-09
Financial
Equity above €150kEq €184k ▲213%
2 profitable years in a row build equity to €184k.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ecaussinnes · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lefort 217190 EcaussinnesGround area
1,449 m²
Building footprint
186 m²
Parcel 55024C0207/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HUGUES VANDERBECQ
since 20222.360.149.263
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55024C0207/00G000 | Wallonia | 1,449 m² | 1 · 186 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WOONQUALITY
BE 0838.563.416
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NV VERPIMMO
BE 0470.014.686
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PHENIX
BE 0892.496.307
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FÉLOU
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Knokke-Heist · Eq €298k
Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 975 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2022
Fiscal year end30-09
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.