Hubimo

Active

Private limited companyfounded 20233 yrs activeWilliam Degouve de Nuncquesstr. 18, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0801.239.992

Summary

The computed 12-month bankruptcy probability of Hubimo is 7.2% (elevated). The 2024 annual accounts show equity of €16,892 and a net result of -€33,108. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

HubimoActiveChecked score 32/100

Risk analysis Report Compare

Activity

Activity not known

Size

€338,383total assets 2024

Equity: €16,892
Loss: -€33,108

Turnover not published (abridged schema)

Financial health

32 Weak Checked score 2024

Bankruptcy chance 12 m: 7.2%

Structure

Accounts filed 67 d late0 of 1 deed read

Why 32- Figures for FY 2024 (filed 06-10-2025)- 1 financial year not filed after the legal deadline; latest accounts 67 days late; 1 of the last 3 late- Liquidity: current ratio 0.00, cash €8+ Size: total assets €338,383Show the evidence

Checked score

Score 2024

32 / 100

Weak

Probability in this band: 4.2% to 15.0%

Better than 14% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 30

equity 5.0% of total assets

Liquidity 22

short-term debt 54.4% · cash 0.0%

Profitability 7

return on assets -9.8%

Bankruptcy probability, 12 months

7.2% Elevated

0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 5.8% 12-2024: 6.1%▲ +6.0% vs 11-2024 01-2025: 6.1%▼ -0.5% vs 12-2024 02-2025: 5.9%▼ -3.1% vs 01-2025 03-2025: 6.6%▲ +11.7% vs 02-2025 04-2025: 6.5%▼ -1.0% vs 03-2025 05-2025: 7.8%▲ +19.1% vs 04-2025highest value 06-2025: 7.8%● 0.0% vs 05-2025highest value 07-2025: 7.8%● 0.0% vs 06-2025highest value 08-2025: 7.8%● 0.0% vs 07-2025highest value 09-2025: 7.8%● 0.0% vs 08-2025highest value 10-2025: 7.8%● 0.0% vs 09-2025highest value 11-2025: 4.1%▼ -46.8% vs 10-2025 12-2025: 4.1%● 0.0% vs 11-2025 01-2026: 4.2%▲ +1.5% vs 12-2025 02-2026: 4.2%● 0.0% vs 01-2026 03-2026: 4.1%▼ -1.2% vs 02-2026 04-2026: 3.9%▼ -6.9% vs 03-2026 05-2026: 3.9%● -0.0% vs 04-2026lowest value 06-2026: 4.0%▲ +4.4% vs 05-2026 07-2026: 3.9%▼ -2.5% vs 06-2026 08-2026: 4.9%▲ +23.9% vs 07-2026 09-2026: 5.4%▲ +10.4% vs 08-2026 10-2026: 7.2%▲ +33.4% vs 09-2026

Size: total assets €338,383 lowers the probability for this profile
Figures for FY 2024 (filed 06-10-2025) raises the probability
1 financial year not filed after the legal deadline; latest accounts 67 days late; 1 of the last 3 late raises the probability
Liquidity: current ratio 0.00, cash €8 raises the probability

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.0; short-term debt: 54.4% and cash: 0% of total assets), and 95% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 19%, liquidity 13%, profitability 10%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €338,383

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Figures for FY 2024 (filed 06-10-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 67 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 0.00, cash €8

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-10-2025, 67 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

67 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its 2024 accounts 67 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage