Skip to content

HUBI

Active
Private limited companyfounded 201511 yrs activeRue des Saules(N) 19, 7730 Estaimpuis, BelgiumKBO/BCE: BE 0507.926.147
Summary

HUBI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5.2m and a net result of €55,815. Equity is growing by ~9.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability40▼-37
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €330,000 at 30 days acceptable
Liquidity ample (current ratio 67.57 against 19.68 in 2023; short-term debt: 0.5% and cash: 0.2% of total assets), and 0.5% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
99.5%
Return on assets
1.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
34 d early
2023
65 d early
2022
107 d early
2021
1 d early
2020
49 d early
2019
3 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 42 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HUBI was incorporated on 6 January 2015.1 Total assets rose from EUR 3.3 million in 2018 to EUR 5.2 million in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, full schema

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€55,815▼ 93.1%
2023 · €814,420
Working capital
€1.9m▲ 3.0%
2023 · €1.8m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€5,125▼ 4.6%-€4,979▲ 2.9%-€4,956▲ 0.5%-€7,844▼ 58.3%-€5,285▲ 32.6%
Net result€262,180-€2,771€774,914€814,420▲ 5.1%€55,815▼ 93.1%
Equity€3.5m▲ 8.0%€3.5m▼ 0.1%€4.3m▲ 22.0%€5.1m▲ 19.0%€5.2m▲ 1.1%
Total assets€3.5m▲ 8.0%€3.5m▼ 0.1%€4.4m▲ 24.2%€5.2m▲ 19.1%€5.2m▼ 0.3%
Debt€66€0▼ 100%€78,215€98,872▲ 26.4%€28,579▼ 71.1%
Working capital€260,204€257,433▼ 1.1%€1.0m▲ 301%€1.8m▲ 78.8%€1.9m▲ 3.0%
Staff (FTE)00
Why a figure moved sharply
  • 2024 Net result -93% on 2023. The previous fiscal year ran 14 months, this one 12.
Result per fiscal year
Operating resultNet result
-€250,000€0€250,000€500,000€750,000Operating result 2020: -€5,125-€5,125Net result 2020: €262,180€262,180Operating result 2021: -€4,979-€4,979Net result 2021: -€2,771-€2,771Operating result 2022: -€4,956-€4,956Net result 2022: €774,914€774,914Operating result 2023: -€7,844-€7,844Net result 2023: €814,420€814,420Operating result 2024: -€5,285-€5,285Net result 2024: €55,815€55,81520202021202220232024-€250,000€0€250,000€500,000€750,000Operating result 2022: -€4,956-€4,960Net result 2022: €774,914€775,000Operating result 2023: -€7,844-€7,840Net result 2023: €814,420€814,000Operating result 2024: -€5,285-€5,290Net result 2024: €55,815€55,800202220232024
The operating result stays negative: a loss of €5,285 in 2024 against €7,844 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €5.2m
Fixed assets €3.3m =
Current assets €1.9m ▼ 0.7%
Equity and liabilities €5.2m
Equity €5.2m ▲ 1.1%
Debt €28,579 ▼ 71.1%
Debt's share of the balance-sheet total falls from 1.9% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
Current ratio
67.57▲
2023 · 19.68
Debt to equity
0.01▼
2023 · 0.02
ROE
1.1%▼
2023 · 15.9%
ROA
1.1%▼
2023 · 15.6%
Debt ≤ 1 year
€28,579▼
2023 · €98,872
Income taxes
€28,579▼
2023 · €98,877
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet Code20232024
Assets
Total assets20/58€5.2m€5.2m▼
Fixed assets21/28€3.3m€3.3m=
Financial fixed assets28€3.3m€3.3m=
Current assets29/58€1.9m€1.9m▼
Amounts receivable after more than one year29€718,146€948,957▲
Other amounts receivable291€718,146€948,957▲
Amounts receivable within one year40/41€1.1m€914,155▼
Other amounts receivable41€1.1m€914,155▼
Cash at bank and in hand54/58€113,424€9,144▼
Deferred charges and accrued income490/1€61,235€58,906▼
Equity and liabilities
Total equity and liabilities10/49€5.2m€5.2m▼
Equity10/15€5.1m€5.2m▲
Contributions10/11€3.3m€3.3m=
Reserves13€1.8m€1.9m▲
Distributable reserves133€1.8m€1.9m▲
Amounts payable17/49€98,872€28,579▼
Amounts payable within one year42/48€98,872€28,579▼
Taxes, remuneration and social security45€98,872€28,579▼
Taxes450/3€98,872€28,579▼
Accrued charges and deferred income492/3€0-
Income statement Code20232024
Other operating charges640/8€1,155€968▼
Gross operating margin9900-€6,689-€4,318▲
Operating profit (loss)9901-€7,844-€5,285▲
Financial income75/76B€921,286€89,804▼
Recurring financial income75€921,286€89,804▼
Financial charges65/66B€145€125▼
Recurring financial charges65€145€125▼
Profit (loss) for the period before taxes9903€913,297€84,394▼
Income taxes67/77€98,877€28,579▼
Profit (loss) for the period9904€814,420€55,815▼
Profit (loss) for the period to be appropriated9905€814,420€55,815▼
Appropriation of the result
Profit (loss) to be appropriated9906€814,420€55,815▼
Transfer to equity691/2€814,420€55,815▼
To other reserves6921€814,420€55,815▼
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€868€723€1,155€968▼ 16.2%
Gross operating margin9900-€4,257-€4,111-€4,232-€6,689-€4,318▲ 35.4%
Operating profit (loss)9901-€5,125-€4,979-€4,956-€7,844-€5,285▲ 32.6%
Financial income75/76B-€2,312€857,478€921,286€89,804▼ 90.3%
Recurring financial income75€2,381€2,312€857,478€921,286€89,804▼ 90.3%
Non-recurring financial income76B-€0----
Financial charges65/66B-€105€116€145€125▼ 14.3%
Recurring financial charges65€76€105€116€145€125▼ 14.3%
Profit (loss) for the period before taxes9903€262,180-€2,771€852,406€913,297€84,394▼ 90.8%
Income taxes67/77--€77,491€98,877€28,579▼ 71.1%
Profit (loss) for the period9904€262,180-€2,771€774,914€814,420€55,815▼ 93.1%
Profit (loss) for the period to be appropriated9905€262,180-€2,771€774,914€814,420€55,815▼ 93.1%
Line20202021202220232024Change
Assets
Total assets20/58€3.5m€3.5m€4.4m€5.2m€5.2m▼ 0.3%
Fixed assets21/28€3.3m€3.3m€3.3m€3.3m€3.3m=
Financial fixed assets28€3.3m€3.3m€3.3m€3.3m€3.3m=
Current assets29/58€260,270€257,433€1.1m€1.9m€1.9m▼ 0.7%
Amounts receivable after more than one year29---€718,146€948,957▲ 32.1%
Other amounts receivable291---€718,146€948,957▲ 32.1%
Amounts receivable within one year40/41€188,341€190,842€851,454€1.1m€914,155▼ 13.2%
Other amounts receivable41-€190,842€851,454€1.1m€914,155▼ 13.2%
Cash at bank and in hand54/58€69,639€64,352€248,887€113,424€9,144▼ 91.9%
Deferred charges and accrued income490/1-€2,240€10,222€61,235€58,906▼ 3.8%
Equity and liabilities
Total equity and liabilities10/49€3.5m€3.5m€4.4m€5.2m€5.2m▼ 0.3%
Equity10/15€3.5m€3.5m€4.3m€5.1m€5.2m▲ 1.1%
Contributions10/11-€3.3m€3.3m€3.3m€3.3m=
Reserves13€260,204€257,433€1.0m€1.8m€1.9m▲ 3.0%
Distributable reserves133-€257,433€1.0m€1.8m€1.9m▲ 3.0%
Profit (loss) carried forward14€0-----
Amounts payable17/49€66€0€78,215€98,872€28,579▼ 71.1%
Amounts payable within one year42/48€66€0€77,491€98,872€28,579▼ 71.1%
Trade debts44€66€0----
Suppliers440/4-€0----
Taxes, remuneration and social security45--€77,491€98,872€28,579▼ 71.1%
Taxes450/3--€77,491€98,872€28,579▼ 71.1%
Accrued charges and deferred income492/3--€723€0--
Line20202021202220232024Change
Profit (loss) for the period9904€262,180-€2,771€774,914€814,420€55,815▼ 93.1%
Operating cash flow (approximation)€262,180-€2,771€774,914€814,420€55,815▼ 93.1%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€5,287€184,535-€135,462-€104,281▲ 23.0%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Liquidity triplescurrent ratio 67.57
Current ratio from 19.68 to 67.57; short-term debt falls from €98,872 to €28,579.
27-05
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Highest result since 2018net €814,420 ▲5.1%
Net result €814,420, the highest in the series.
31-12
Financial Equity above €5mEq €5.1m ▲19%
2 profitable years in a row build equity to €5.1m.
13-02
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-10
Financial Back to profitnet €774,914
Net result €774,914 after one loss-making year.
30-05
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
12-04
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
31-10
Financial Back to profitnet €262,180
Net result €262,180 after 2 loss-making years.
03-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 3 days late
2019
26-04
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
02-05
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
12-04
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Estaimpuis · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
4,376 m²
Building footprint
400 m²
Volume, LiDAR
2,447 m³
Parcel 57058C0216/00S000, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUBI
Rue des Saules(N) 19, 7730 EstaimpuisHoldings
since 20142.238.273.812
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57058C0216/00S000 Wallonia 4,376 m² 1 · 400 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of HUBI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded06-01-2015
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.