HUBBLE
ActiveHUBBLE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €-689. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 79% of 3251 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 78.92 against 82.85 in 2024), and 22.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.4%
Return on assets
-1.8%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
38 d early
2023
21 d early
2022
13 d late
2021
15 d early
2020
22 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€30k▼ 2.3%
2024 · €30k
2019: €21k
2020: €37k
2021: €46k
2022: €47k
2023: €32k
2024: €30k
2019 → 2025
Total assets
€38k▼ 1.7%
2024 · €39k
2019: €110k
2020: €110k
2021: €95k
2022: €69k
2023: €55k
2024: €39k
2019 → 2025
Net result
€-689▲ 50.8%
2024 · €-1k
2019: €15k
2020: €16k
2021: €9k
2022: €8k
2023: €-6k
2024: €-1k
2019 → 2025
Working capital
€38k▼ 1.8%
2024 · €39k
2019: €21k
2020: €38k
2021: €46k
2022: €47k
2023: €40k
2024: €39k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€47k▲ 0.6%€32k▼ 31.6%€30k▼ 4.4%€30k▼ 2.3%
Operating result€12k-€10k▼ 15.0%€-6k€-658▲ 89.5%€-633▲ 3.9%
Net result€9k-€8k▼ 11.8%€-6k€-1k▲ 78.2%€-689▲ 50.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €633 in 2025 against €658 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €38k
Equity
€30k▼ 2.3%
Provisions
€8k=
Debt
€487▲ 3.2%
The debt ratio rises from 1.2% to 1.3%: debt grows while equity shrinks.
Key figures and ratios
Solvency
77.4%▼
2024 · 77.8%
Current ratio
78.92▼
2024 · 82.85
Quick ratio
78.92▼
2024 · 82.85
Debt / equity
0.02▲
2024 · 0.02
ROE
-2.3%▲
2024 · -4.6%
ROA
-1.8%▲
2024 · -3.6%
Debt
€487▲
2024 · €472
Debt ≤ 1 year
€487▲
2024 · €472
Income taxes
€2▼
2024 · €684
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€39k€38k▼
Fixed assets21/28€0-
Intangible fixed assets21€0-
Current assets29/58€39k€38k▼
Cash at bank and in hand54/58€39k€38k▼
Equity and liabilities
Total equity and liabilities10/49€39k€38k▼
Equity10/15€30k€30k▼
Contributions10/11€10k€10k=
Reserves13€25k€25k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€-5k€-5k▼
Provisions and deferred taxes16€8k€8k=
Provisions for liabilities and charges160/5€8k€8k=
Other liabilities and charges164/5€8k€8k=
Amounts payable17/49€472€487▲
Amounts payable within one year42/48€472€487▲
Trade debts44€472€487▲
Suppliers440/4€472€487▲
Income statement
Code20242025
Other operating charges640/8€513€513▼
Gross operating margin9900€-145€-120▲
Operating profit (loss)9901€-658€-633▲
Financial income75/76B€11€19▲
Recurring financial income75€11€19▲
Financial charges65/66B€69€74▲
Recurring financial charges65€69€74▲
Profit (loss) for the period before taxes9903€-716€-687▲
Income taxes67/77€684€2▼
Profit (loss) for the period9904€-1k€-689▲
Profit (loss) for the period to be appropriated9905€-1k€-689▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-5k▼
Profit (loss) brought forward from the previous period14P€-3k€-5k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Liquidity times 22current ratio 82.85
Current ratio from 3.74 to 82.85; short-term debt falls from €15k to €472.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Weakest financial yearnet €-6k ▼182%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
13-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 13 days late
2022
16-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Highest result since 2019net €16k ▲5.4%
Operating result €23k, net result €16k, both a record.
07-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
09-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Witte Patersstraat 41040 EtterbeekGround area
3,170 m²
Building footprint
2,221 m²
Volume, LiDAR
21,757 m³
Parcel 21363B0348/00A002, Brussels · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Witte Patersstraat 4, 1040 Etterbeek
since 20092.178.317.122
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0348/00A002 | Brussels | 3,170 m² | 1 · 2,221 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LUSEMA
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FHNotaServices
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Of 2,752 companies in sector 69109 we hold annual accounts for 1,205. 864 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-11-2007
Fiscal year end30-06
Activities, NACEBEL
69109Other legal services
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.