HUBAUX - ROCHER
ActiveSummary
HUBAUX - ROCHER has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362k and a net result of €4k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+2
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 9.0 against 3.27 in 2024; short-term debt: 1.5% and cash: 12.3% of total assets), and 1.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
1.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €362k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
56 d early
2023
47 d early
2022
12 d early
2021
25 d late
2020
11 d early
2019
45 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€42k
EBIT margin
-17.8%
Net result
€4k
2024 · €-3k
2018: €-32k
2019: €-123k
2020: €-21k
2021: €-13k
2022: €4k
2023: €3k
2024: €-3k
2018 → 2025
Working capital
€44k▲ 118%
2024 · €20k
2018: €299k
2019: €209k
2020: €219k
2021: €-252
2022: €23k
2023: €4k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€42k-
Equity€130k-€134k▲ 3.1%€98k▼ 26.7%€358k▲ 264%€362k▲ 1.1%
Operating result€-7k-€5k€4k▼ 15.5%€-3k€5k
Net result€-13k-€4k€3k▼ 17.2%€-3k€4k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €368k
Fixed assets
€318k ▼ 5.8%
Current assets
€49k ▲ 70.3%
Equity and liabilities €368k
Equity
€362k ▲ 1.1%
Debt
€5k ▼ 38.2%
Debt's share of the balance-sheet total falls from 2.4% to 1.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€24k▲
2024 · €16k
Cash flow
€24k▲
2024 · €16k
Current ratio
9.00▲
2024 · 3.27
Debt to equity
0.02▼
2024 · 0.02
ROE
1.1%▲
2024 · -0.9%
ROA
1.1%▲
2024 · -0.9%
Interest coverage
161.36▲
2024 · 108.49
Debt ≤ 1 year
€5k▼
2024 · €9k
Income taxes
€400
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€367k€368k▲
Fixed assets21/28€338k€318k▼
Tangible fixed assets22/27€338k€318k▼
Land and buildings22€336k€317k▼
Furniture and vehicles24€2k€969▼
Current assets29/58€29k€49k▲
Amounts receivable within one year40/41€5k€4k▼
Trade receivables40€5k€4k▼
Cash at bank and in hand54/58€23k€45k▲
Deferred charges and accrued income490/1€2k€186▼
Equity and liabilities
Total equity and liabilities10/49€367k€368k▲
Equity10/15€358k€362k▲
Contributions10/11€313k€313k=
Reserves13€16k€20k▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Distributable reserves133€7k€11k▲
Profit (loss) carried forward14€29k€29k▲
Amounts payable17/49€9k€5k▼
Amounts payable within one year42/48€9k€5k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€484€470▼
Taxes450/3€484€470▼
Other amounts payable47/48€6k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€541
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€6k€6k▼
Gross operating margin9900€22k€30k▲
Operating profit (loss)9901€-3k€5k▲
Financial income75/76B€13€66▲
Recurring financial income75€13€66▲
Financial charges65/66B€151€150▼
Recurring financial charges65€151€150▼
Profit (loss) for the period before taxes9903€-3k€4k▲
Income taxes67/77-€400
Profit (loss) for the period9904€-3k€4k▲
Profit (loss) for the period to be appropriated9905€-3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€33k▲
Profit (loss) brought forward from the previous period14P€32k€29k▼
Transfer to equity691/2-€4k
To other reserves6921-€4k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 9.00
Current ratio from 3.27 to 9.00; short-term debt falls from €9k to €5k.
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 3.27
Current ratio from 1.25 to 3.27; short-term debt falls from €15k to €9k.
31-12
Financial
Equity above €200kEq €358k ▲264%
Equity rises from €98k to €358k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 4 loss-making years.
31-12
Financial
Liquidity times 5current ratio 4.60
Current ratio from 0.98 to 4.60; short-term debt falls from €15k to €6k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Liquidity triplescurrent ratio 56.11
Current ratio from 21.14 to 56.11; short-term debt falls from €10k to €4k.
14-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 45 days late
2019
31-12
Financial
Weakest financial yearnet €-123k
Net result drops to €-123k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 22 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 21 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sombreffe · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Gembloux, Tong. 115140 SombreffeGround area
1.0 ha
Building footprint
811 m²
Volume, LiDAR
4,760 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Gembloux, Tong. 13, 5140 Sombreffe
since 19962.076.607.771
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92126C0508/00T000indicative | Wallonia | 9,357 m² | - | - |
| 92126C0267/00W002 | Wallonia | 780 m² | 1 · 811 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0439.890.446
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HARMONIES
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Oranje Furniture Repair Centre Belgium
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CENTER TIR STEVENS
BE 0466.453.105
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JACHTHUIS VANDROMME
BE 0540.935.841
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Of 462 companies in sector 47783 we hold annual accounts for 214. 148 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-1996
Fiscal year end31-12
Activities, NACEBEL 2025
47783Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.