HTNE Consulting
ActiveThe computed 12-month bankruptcy probability of HTNE Consulting is 1.9% (moderate). The 2025 annual accounts show equity of €47k and a net result of €-28k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 11297 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-46
Solvency36▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.48 in 2024; short-term debt: 12.5% and cash: 14.2% of total assets), and 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
-6.5%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
29 d early
2023
on the day
2022
42 d early
2021
3 d early
2020
40 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 37.7%
2024 · €75k
2019: €32k
2020: €46k
2021: €52k
2022: €70k
2023: €75k
2024: €75k
2019 → 2025
Total assets
€441k▼ 14.7%
2024 · €517k
2019: €288k
2020: €287k
2021: €527k
2022: €554k
2023: €583k
2024: €517k
2019 → 2025
Net result
€-28k
2024 · €22k
2019: €102
2020: €13k
2021: €7k
2022: €35k
2023: €13k
2024: €22k
2019 → 2025
Working capital
€17k▼ 50.7%
2024 · €35k
2019: €-7k
2020: €8k
2021: €-9k
2022: €19k
2023: €23k
2024: €35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€70k▲ 32.6%€75k▲ 8.3%€75k▲ 0.1%€47k▼ 37.7%
Operating result€16k-€50k▲ 208%€28k▼ 43.0%€41k▲ 44.9%€-15k
Net result€7k-€35k▲ 407%€13k▼ 63.1%€22k▲ 70.6%€-28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €41k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €441k
Fixed assets
€369k▼ 10.0%
Current assets
€72k▼ 32.6%
Equity and liabilities €441k
Equity
€47k▼ 37.7%
Debt
€394k▼ 10.7%
The debt ratio rises from 85.4% to 89.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €83k
Cash flow
€13k▼
2024 · €64k
Solvency
10.7%▼
2024 · 14.6%
Current ratio
1.31▼
2024 · 1.48
Quick ratio
1.31▼
2024 · 1.48
Debt / equity
8.37▲
2024 · 5.84
ROE
-60.5%▼
2024 · 29.3%
ROA
-6.5%▼
2024 · 4.3%
Interest coverage
2.05▼
2024 · 6.11
Debt
€394k▼
2024 · €441k
Debt ≤ 1 year
€55k▼
2024 · €72k
Debt > 1 year
€339k▼
2024 · €369k
Income taxes
€512▼
2024 · €5k
Staff costs
€90k▼
2024 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€517k€441k▼
Fixed assets21/28€410k€369k▼
Tangible fixed assets22/27€409k€368k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€30k€21k▼
Other tangible fixed assets26€375k€345k▼
Financial fixed assets28€313€313=
Current assets29/58€107k€72k▼
Stocks and contracts in progress3€601€326▼
Stocks30/36€601€326▼
Amounts receivable within one year40/41€21k€8k▼
Trade receivables40€21k€7k▼
Other amounts receivable41€220€686▲
Cash at bank and in hand54/58€83k€62k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€517k€441k▼
Equity10/15€75k€47k▼
Contributions10/11€20k€20k=
Reserves13€55k€55k=
Distributable reserves133€55k€55k=
Profit (loss) carried forward14€193€-28k▼
Amounts payable17/49€441k€394k▼
Amounts payable after more than one year17€369k€339k▼
Financial debts170/4€369k€339k▼
Amounts payable within one year42/48€72k€55k▼
Current portion of amounts payable after more than one year42€29k€30k▲
Trade debts44€4k€8k▲
Suppliers440/4€4k€8k▲
Taxes, remuneration and social security45€17k€16k▼
Taxes450/3€10k€6k▼
Remuneration and social security454/9€7k€11k▲
Other amounts payable47/48€22k-
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€120k€90k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€42k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€210k€124k▼
Operating profit (loss)9901€41k€-15k▼
Financial income75/76B-€156
Recurring financial income75-€156
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€27k€-28k▼
Income taxes67/77€5k€512▼
Profit (loss) for the period9904€22k€-28k▼
Profit (loss) for the period to be appropriated9905€22k€-28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€-28k▼
Profit (loss) brought forward from the previous period14P€98€193▲
Profit to be distributed694/7€22k-
Return on contributions (dividend)694€22k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-28k ▼229%
Net result drops to €-28k, the lowest in the series.
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Highest result since 2019net €35k ▲407%
Operating result €50k, net result €35k, both a record.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begeertenlaan 191140 EvereGround area
1.1 ha
Building footprint
1,112 m²
Volume, LiDAR
17,751 m³
2 parcels, Brussels · tallest building 20.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
Begeertenlaan 19, 1140 Evere
since 20152.240.882.815
CHEZ EVA SPA
since 20212.309.184.572
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21009A0582/00A015 | Brussels | 9,313 m² | 1 · 994 m² | 20.8 m · 5 fl. |
| 21372C0023/00M004 | Brussels | 1,813 m² | 1 · 118 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-04-2015
Fiscal year end30-06
Activities, NACEBEL
46180Agents specialised in the wholesale of other particular products
55209Other holiday and short-stay accommodation
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
62010Computer programming, consultancy and related activities
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
68201Renting and operating of own or leased residential real estate, excluding social housing
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.