Turnover
≈ €270,000 estimated
The micro format states no turnover.
HTBR
Overview
Lifetime
1 annual account with figurespeak €43,087 (2025)
€43,087
peak €22,953 (2025)
€22,953
peak €28,953 (2025)
€28,953
€76,523
Board3 names since 2025
2 directorsHONCLAIRE Thomas Maurice Bernard Victor Albert and 1 other
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Resignation: Honclaire Julien (director) 06-08Appointment: HONCLAIRE Julien (director) 06-06Incorporation 09-051 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsChecked score
54
Fair
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 1.9%
07-2026: 1.9%● unchanged vs 06-2026
08-2026: 1.9%● unchanged vs 07-2026
09-2026: 2.4%▲ +0.5 percentage points vs 08-2026highest value
10-2026: 1.8%▼ -0.6 percentage points vs 09-2026lowest value
11-2026: 1.8%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2025
Size: total assets €105,476
Sector: Specialised construction activities (NACE 43)
lowers risk
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 29% of them on solvency, 16% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as HTBR has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of HTBR itself is higher: 1.8% within 12 months. It rests on far more data about HTBR than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for HTBR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.45, below 1. Short-term debt is 62% and cash 8% of total assets. 72.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
32 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- HONCLAIRE Thomas Maurice Bernard Victor Albert 95 sharesdeed of 09-05-2025
- HONCLAIRE Julien 5 sharesdeed of 09-05-2025
Recent changes
Appointment: HONCLAIRE Thierry (director)
General meeting of 04-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1023045340
Resignation: Honclaire Julien (director)
Appointment: HONCLAIRE Thomas (director) · General meeting of 01-07-2025 · Gazette deed
Appointment: HONCLAIRE Julien (director)
General meeting of 07-05-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HTBR Sivry-Rance | - | - | 27.4% | - |
| GBO Management Berloz | - | - | 65.6% | - |
| ABMK Mechelen | - | - | 14.4% | - |
| EBG Solutions Ghent | €0.01m | 35.8% | 36.7% | - |
| DEB GROUP Lievegem | - | - | -25.1% | - |
| PHENIX GROUP SOLUTIONS Ganshoren | €1.6m | 4.5% | 49.1% | 3.3 |
| WORKCLEAN Woluwe-Saint-Lambert | - | - | 14.6% | - |
These companies have the same main activity as HTBR: specialised construction activities (NACE 43600). They are comparable in size and age: total assets between €14,600 and €912,000, founded between 2016 and 2025.
Official details
Source: KBO- Status
- Active since 06-05-2025Normal situation
- Activity
- Specialised construction activitiesNACE 43600and 4 others
- Establishment unit
- 2.373.876.0506470 Sivry-Rance, since 06-05-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- €43,087
- €22,953
- €28,953
- €105,476
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on HTBR
The computed 12-month bankruptcy probability of HTBR is 1.8% (moderate). The 2025 annual accounts show equity of €28,953 and a net result of €22,953.
Its solvency ranks better than 29% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-06-2026, 32 days before the deadline€43,087
€32,514
€22,953
-€36,032
27.4%
0.45
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €270,000. Estimated: probably between €170,000 and €460,000.
In the rankings
#9 company by total assets in Sivry-Rance, Construction sector
Balance sheet
balance sheet total €105,476 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
27.4%
Higher than 29% of 35,136 companies in 2025.
0.45
Higher than 6% of 34,510 companies in 2025.
21.8%
Higher than 80% of 34,711 companies in 2025.
HTBR
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
105,476 | |
20 |
394 | |
21/28 |
75,701 | |
21 |
46,630 | |
22/27 |
29,071 | |
24 |
11,106 | |
25 |
17,965 | |
29/58 |
29,381 | |
40/41 |
9,210 | |
40 |
9,210 | |
54/58 |
8,465 | |
490/1 |
11,705 | |
| Balance sheet: equity and liabilities | ||
10/49 |
105,476 | |
10/15 |
28,953 | |
10/11 |
6,000 | |
13 |
22,950 | |
133 |
22,950 | |
14 |
3 | |
17/49 |
76,523 | |
17 |
11,111 | |
170/4 |
11,111 | |
42/48 |
65,412 | |
42 |
3,240 | |
44 |
175 | |
440/4 |
175 | |
45 |
17,259 | |
450/3 |
17,259 | |
47/48 |
44,739 | |
| Income statement | ||
9900 |
43,087 | |
630 |
9,855 | |
640/8 |
718 | |
9901 |
32,514 | |
65/66B |
1,184 | |
65 |
1,184 | |
9903 |
31,330 | |
67/77 |
8,377 | |
9904 |
22,953 | |
9905 |
22,953 | |
| Appropriation of the result | ||
9906 |
22,953 | |
691/2 |
22,950 | |
6921 |
22,950 | |
| Document | ||
The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 29-06-2026 | 2026-00228472 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 42,369 | ||
| 32,808 | ||
| 84,742 | ||
| -36,032 | ||
| 27.4% | ||
| 0.45 | ||
| 2.64 | ||
| 79.3% | ||
| 21.8% | ||
| 35.78 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €34,742 |
| Intangible fixed assets | €50,000 |
| €9,855 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on HTBR
Debt's share of the balance-sheet total is 72.6%.
Board & ownership
Board
2 directors, no change since March 2026Director
appointed by deed of 09-05-2025
listed in the 2025 annual accounts, filed on 29-06-2026
Director
appointed by deed of 06-05-2026
listed in the 2025 annual accounts, filed on 29-06-2026
Mandates through the years
3 names, the dashed line is todayHONCLAIRE Thomas Maurice Bernard Victor Albert
Director (not named in the articles)
Director (not named in the articles)
HONCLAIREThierry
Director
Director
HONCLAIRE Julien
Director
Director
BoardEarliermandate already running before its first mention
Mandates as a list
- HONCLAIRE Thomas Maurice Bernard Victor Albert
- Director (not named in the articles), appointed by deed of 09-05-2025, still in office
- HONCLAIREThierry
- Director, since before 31-12-2025
- HONCLAIRE Julien
- Director, appointed by deed of 06-06-2025, until 06-08-2025
Control
This company
HTBR
Equity €28,953
Profit €22,953 in 2025
Capital
- Contribution
- €6,000
- Shares
- 100
- Contribution per share
- €60
- Equity per share
- €290 in 2025
- Source
- deed of 09-05-2025
Articles of association
deed of 09-05-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 10:30
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 09-05-2025 ↗
- HONCLAIRE Thomas Maurice Bernard Victor Albert 95 shares (95%) · €5,700
- HONCLAIRE Julien 5 shares (5%) · €300
Network & group
No group
HTBR has no parent and no holdings in its annual accounts. HTBR shares no director with another company.
At the same address
Rue Planiau 23, 6470 Sivry-Rance · 1 other company| Honclaire, Thomas (sole trader)
establishment since 01-10-2010 |
founded in 2010 0826.844.034 |
Timeline
Timeline
7 events since 2025Board
Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 32 days before the deadline
Appointment: HONCLAIRE Thierry (director)General meeting of 04-03-20262 points ▸
- General meeting, 04-03-2026
- Director appointment, HONCLAIRE Thierry
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1023045340
Resignation: Honclaire Julien (director)Appointment: HONCLAIRE Thomas (director) · General meeting of 01-07-20253 points ▸
- General meeting, 01-07-2025
- Director resignation, Honclaire Julien
- Director appointment, HONCLAIRE Thomas
- General meeting, 07-05-2025
- Director appointment, HONCLAIRE Julien
IncorporationFounding capital of €6,000, 100 shares · Founders: HONCLAIRE Thomas Maurice Bernard Victor Albert and HONCLAIRE Julien · Appointment: HONCLAIRE Thomas Maurice Bernard Victor Albert (director) · published on 09-05-20257 points ▸
- Founder, HONCLAIRE Thomas Maurice Bernard Victor Albert
- Founder, HONCLAIRE Julien
- Founding capital, €6,000, 100 shares
- 100 shares
- Registered office clause, rue Planiau, numéro 23, 6470 Sivry-Rance (Rance)
- Board rule, 1
- Director appointment, HONCLAIRE Thomas Maurice Bernard Victor Albert (director (not named in the articles))
- The deed holds 6 more points.
First establishment Rue Planiau 23, Sivry-Rance
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1023.045.340
- VAT number
- BE 1023.045.340
- Peppol ID
- 0208:1023045340
- Other Peppol ID
- 9925:BE1023045340
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 06-05-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 10:30deed of 09-05-2025 (in French)
- Peppol
- Reachable since 18-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- HTBR in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 09-05-2025 (in French)
Activities
NACEBEL 202543600
Specialised construction activities main activity
43230
Insulation installation
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Les travaux de maçonnerie,pose de pierres et autres travaux de maçonnerie; La réalisation de travaux de rejointoiement; L'installation de…”deed of 09-05-2025 (in French)
41 activities
- Les travaux de maçonnerie,pose de pierres et autres travaux de maçonnerie
- La réalisation de travaux de rejointoiement
- L'installation de plaques métalliques préfabriquées,de pièces en acier,de profilés,etc.
- Les travaux d'aménagement décoratifs sur les bâtiments
- Le revêtement des murs extérieurs
- La mise en place de murs-rideaux
- Les autres travaux d’achèvement et de finition des bâtiments n.c.a.
- Le nettoyage de bâtiments nouveaux et remise en état des lieux après travaux
- Les activités de construction spécialisées qui concernent un aspect commun à différents ouvrages et requièrent des compétences ou du matériel spécialisés,n.c.a.
- Les activités de cintrage d’ossatures métalliques,sur le site de construction
- Le montage et le démontage d’échafaudages et de plates-formes de travail
- Le montage ou la construction d’équipement de sécurisation du site
- Les travaux spécialisés qui,pour des raisons d’accès,nécessitent des aptitudes à l’escalade et l’utilisation d’un matériel particulier (p.ex. le travail en hauteur sur des structures élevées)
- La location de grues et d’autres matériels de construction,ne correspondant pas à une activité de construction spécifique,avec un opérateur
- La réparation de structures en béton armé (p.ex. des poutres,des colonnes)
- L'installation de panneaux ou de colonnes publicitaires
- Les travaux de bétonnage
- La rénovation,la restauration,la reconstruction et la transformation de sites et monuments historiques et archéologiques
- Les travaux de ferraillage et pose de coffrage
- Les activités de conseil en matière d’architecture
- Conception de bâtiments et établissement de plans
- Les activités architecturales destinées à soutenir la conservation et la restauration de biens du patrimoine culturel
- Les activités de conseil en matière d'architecture au maître d'ouvrage
- Surveillance des travaux de construction (gros oeuvre,installation,travaux de finition,etc)
- Conduite des opérations de gros entretien des bâtiments
- Les activités d’architecture d’intérieur et de décoration,et notamment l'aménagement et la transformation,d'espaces privés,commerciaux et publics (habitations,bureaux,magasins,bâtiments publics,...) : études,conception,conseil,contrôle des travaux,…
- Le nettoyage extérieur de bâtiments de tous types (p.ex. les bureaux,les usines,les magasins,les écoles et autres institutions,les autres locaux à usage commercial et professionnel et les immeubles à appartements)
- Les activités de nettoyage spécialisé pour les entreprises de l’industrie alimentaire,y compris l’industrie manufacturière,le commerce de détail,les restaurants,etc.
- Les activités de nettoyage spécialisé de bâtiments (p.ex. le nettoyage des façades et des vitres,le ramonage des cheminées et le nettoyage des âtres,des fourneaux,des incinérateurs,des chaudières,des gaines de ventilation et des dispositifs d’évacuation des fumées)
- Le nettoyage industriel spécialisé (p. ex. le nettoyage de machines industrielles)
- Le nettoyage de conduites d’eau
- Le nettoyage des conduits aérauliques
- Les autres activités spécialisées de nettoyage des bâtiments et de nettoyage industriel n.c.a.
- Le nettoyage de nouveaux bâtiments immédiatement après leur construction
- Le nettoyage à la vapeur,le sablage et les activités analogues concernant les parties extérieures des bâtiments
- Le nettoyage des vitres
- Le ramonage des cheminées et le nettoyage des âtres,des fourneaux,des incinérateurs des chaudières,des gaines de ventilation et des dispositifs d'évacuation de fumées
- L’activité de consultance et d’expertise immobilière
- L’activité mobilière ou immobilière se rattachant de près ou de loin à l’activité de construction générale
- La construction,le développement et la gestion d’un patrimoine immobilier
- Toutes les opérations relatives aux biens immobiliers et aux droits immobiliers tels que l’achat et la vente,la construction,la démolition,la rénovation,l’aménagement et la décoration d’intérieur,la location ou la prise en location,l’échange,le lotissement et,en général,toutes les opérations qui sont liées directement ou indirectement à la gestion ou à l’exploitation de biens immobiliers ou de droits réels immobiliers
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Planiau 23 registered office 6470 Sivry-Rance | 06-05-2025 | 2.373.876.050 |
Buildings and parcels at the address
- Ground area
- 3,589 m²
- Buildings
- 147 m²
- Volume, LiDAR
- 690 m³
- Tallest building
- 5.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 56061D0297/00V000 | 3,589 m² | 1 · 147 m² | 5.7 m · 2 |
Contact
E-mail
ht-renover@live.be
Phone
+32 478 84 06 78
E-mail
ht-renover@libe.be establishment in Sivry-Rance
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1023.045.340