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HSBO Conseils

Active
Private limited company (pre-2019)founded 2019active for 7 yearsRue du Tunnel 10, 6010 Charleroi, BelgiumKBO/BCE: BE 0719.367.044
Summary

HSBO Conseils has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30,131 and a net result of -€4,652. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 23% of 15,784 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 24-01-2019 Normal situation
Activity
Certified accountants and tax accountants NACE 69201
Establishment unit
2.285.184.792 6041 Charleroi, since 24-01-2019
Financial year end
31 December
Peppol
Reachable since 31-03-2026

Board and ownership

Board
  • Hens StéphaneDirector

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€2,260
Turnover
≈ €11,000
estimated
Loss
€4,652
▼ 84.5%
Equity
€30,131
▼ 13.4%
Total assets
€126,241
▼ 5.9%
  • 2025 accounts filed 68 days after the deadline
Score breakdownraises riskLast filed accounts filed 68 days late; 3 of the last 3 accounts latelowers riskSector: Legal and accounting activities (NACE 69)Figures for financial year 2025 (filed on 07-10-2026)Liquidity: current ratio 5.11, cash €17,180, halvedShow the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Weak
Solvency 49-2
equity 23.9% of total assets
Liquidity 63-25
short-term debt 16.7% · cash 13.6%
Profitability 22+22
return on assets -3.7%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,087 companies, NACE 69, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.1%▼ -0.1 percentage points vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.4%▲ +0.1 percentage points vs 08-2025 10-2025: 0.7%▲ +0.3 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.9%▲ +0.2 percentage points vs 11-2025 01-2026: 1.5%▲ +0.6 percentage points vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.6%▲ +0.1 percentage points vs 02-2026 04-2026: 1.5%▼ -0.1 percentage points vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.5%● unchanged vs 06-2026 08-2026: 2.4%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 1.7%▼ -0.7 percentage points vs 08-2026 10-2026: 0.3%▼ -1.4 percentage points vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.11 (4.58 in 2024), above the usual 1.5. Short-term debt is 16.7% and cash 13.6% of total assets. However, 76.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 25% of them on solvency, 50% on liquidity, 6% on profitability and 22% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Last filed accounts filed 68 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Figures for financial year 2025 (filed on 07-10-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 5.11, cash €17,180, halved
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€4,652
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 15784 sector peers (2025).
NBB · sector comparison
Position among 15784 sector peers
Solvency
better than 23%
← weakest strongest →
raises risk · 2025 accounts filed 68 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-10-2026, 68 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
68 days late
2024
366 days late
2023
91 days late
2022
213 days late
2021
101 days late
2020
123 days late
2019
99 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 152 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 November (4 of the last 5 accounts filed within 112 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€4,652 View
  • Caution: Lower net result than 93% of companies in legal and accountingsector median €37,433 · 15,786 companies -€4,652 View

Recent changes

  1. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as HSBO Conseils: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €79,600 and €233,000, founded between 2012 and 2021.

CompanyTotal assetsGross margin
HSBO Conseils Charleroi€126,241€2,260
CS ACCOUNTANTS Tongeren-Borgloon€97,555€2,480
GESTALIA CONSULT Charleroi€233,424€3,474
CRYSTALCORP Mons€106,991-€17,764
Blue Rock Accounting Brussel€79,591€2,805
Afibel Diest Diest€148,577€2,326
FIDUCIAIRE SALVATORE TINNIRELLO Aywaille€87,947€1,203
Full comparison

Key facts about HSBO Conseils

What is the company number of HSBO Conseils?
The company number of HSBO Conseils is 0719.367.044. The VAT number is the same number with BE in front: BE 0719.367.044.
Where is HSBO Conseils based?
The registered office is at Rue du Tunnel 10, 6010 Charleroi.Company details
What does HSBO Conseils do?
According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of HSBO Conseils?
The legal form of HSBO Conseils is Private limited company (pre-2019) (BVBA).
When was HSBO Conseils founded?
HSBO Conseils was founded on 24-01-2019.
Is HSBO Conseils still active?
Yes, HSBO Conseils is an active enterprise in the KBO register.
What is the turnover of HSBO Conseils?
The turnover in financial year 2025 is ≈ €11,000. This figure is estimated from the gross margin of €2,260 and 57 comparable companies (NACE 69201). It probably lies between €7,700 and €17,000. It is a rough estimate. In financial year 2020 turnover was €132,120.Financials
Is HSBO Conseils profitable?
In financial year 2025, HSBO Conseils made a loss of €4,652.
Where can I find the annual accounts of HSBO Conseils?
HSBO Conseils filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HSBO Conseils due?
HSBO Conseils must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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