Summary
HRI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.0m and a net result of €235,591. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 8091 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
9 d early
2024
3 d early
2023
21 d early
2022
11 d early
2021
10 d late
2020
1 d early
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#5 company by equity in Soumagne, Finance and insurance sector#6 company by total assets in Soumagne, Finance and insurance sector
Equity
€1.0m▼ 13.9%
2024 · €1.2m
Net result
€235,591▼ 0.7%
2024 · €237,244
Total assets
€1.5m▲ 1.9%
2024 · €1.5m
Solvency
67.2%▼ 12.3pp
2024 · 79.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€79,815▲ 4.2%€26,237▼ 67.1%€33,434▲ 27.4%€45,372▲ 35.7%€45,468▲ 0.2%
Net result€443,062above the sector's middle half▲ 73.3%€129,619above the sector's middle half▼ 70.7%€81,284above the sector's middle half▼ 37.3%€237,244above the sector's middle half▲ 192%€235,591above the sector's middle half▼ 0.7%
Equity€736,350above the sector's middle half▲ 151%€865,968above the sector's middle half▲ 17.6%€947,252above the sector's middle half▲ 9.4%€1.2mabove the sector's middle half▲ 25.0%€1.0mabove the sector's middle half▼ 13.9%
Total assets€1.3mabove the sector's middle half▲ 14.3%€1.3mabove the sector's middle half▼ 0.5%€1.3mabove the sector's middle half▲ 1.1%€1.5mabove the sector's middle half▲ 10.4%€1.5mabove the sector's middle half▲ 1.9%
Debt€604,369▼ 31.3%€468,260▼ 22.5%€401,751▼ 14.2%€305,333▼ 24.0%€497,650▲ 63.0%
Working capital-€91,411below the sector's middle half▲ 81.1%-€12,779within the sector's middle half▲ 86.0%€48,537within the sector's middle half€287,108above the sector's middle half▲ 492%€120,459within the sector's middle half▼ 58.0%
Solvency54.9%within the sector's middle half▲ 29.9pp64.9%within the sector's middle half▲ 10.0pp70.2%within the sector's middle half▲ 5.3pp79.5%above the sector's middle half▲ 9.3pp67.2%within the sector's middle half▼ 12.3pp
Current ratio0.83within the sector's middle half▲ 0.470.97within the sector's middle half▲ 0.141.12within the sector's middle half▲ 0.151.95within the sector's middle half▲ 0.831.24within the sector's middle half▼ 0.71
Return on assets (ROA)33.0%above the sector's middle half▲ 11.2pp9.7%within the sector's middle half▼ 23.3pp6.0%within the sector's middle half▼ 3.7pp15.9%within the sector's middle half▲ 9.9pp15.5%within the sector's middle half▼ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets
€900,180 =
Current assets
€617,557 ▲ 4.7%
Equity and liabilities €1.5m
Equity
€1.0m ▼ 13.9%
Debt
€497,650 ▲ 63.0%
Debt's share of the balance-sheet total rises from 20.5% to 32.8%. Equity is lower and debt is higher.
Key figures and ratios
ROE
23.1%▲
2024 · 20.0%
Debt ≤ 1 year
€497,098▲
2024 · €302,541
Income taxes
€9,270▼
2024 · €9,684
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €925 | €934 | €1,229 | €1,042 | €1,074 | ▲ 3.1% |
| Gross operating margin9900 | €80,740 | €27,172 | €34,663 | €46,414 | €46,541 | ▲ 0.3% |
| Operating profit (loss)9901 | €79,815 | €26,237 | €33,434 | €45,372 | €45,468 | ▲ 0.2% |
| Financial income75/76B | €400,000 | €120,000 | €64,883 | €210,807 | €203,987 | ▼ 3.2% |
| Recurring financial income75 | €400,000 | €120,000 | €64,883 | €210,807 | €203,987 | ▼ 3.2% |
| Financial charges65/66B | €19,168 | €13,867 | €11,340 | €9,252 | €4,594 | ▼ 50.3% |
| Recurring financial charges65 | €19,168 | €13,867 | €11,340 | €9,252 | €4,594 | ▼ 50.3% |
| Profit (loss) for the period before taxes9903 | €460,648 | €132,371 | €86,977 | €246,928 | €244,860 | ▼ 0.8% |
| Income taxes67/77 | €17,586 | €2,752 | €5,693 | €9,684 | €9,270 | ▼ 4.3% |
| Profit (loss) for the period9904 | €443,062 | €129,619 | €81,284 | €237,244 | €235,591 | ▼ 0.7% |
| Profit (loss) for the period to be appropriated9905 | €443,062 | €129,619 | €81,284 | €237,244 | €235,591 | ▼ 0.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.3m | €1.3m | €1.5m | €1.5m | ▲ 1.9% |
| Formation expenses20 | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €900,180 | €900,180 | €900,180 | €900,180 | €900,180 | = |
| Financial fixed assets28 | €900,180 | €900,180 | €900,180 | €900,180 | €900,180 | = |
| Current assets29/58 | €440,539 | €434,048 | €448,824 | €589,649 | €617,557 | ▲ 4.7% |
| Amounts receivable within one year40/41 | €53,892 | €33,300 | €47,330 | €29,345 | €25,485 | ▼ 13.2% |
| Trade receivables40 | €11,511 | €1,634 | €14,310 | €15 | - | - |
| Other amounts receivable41 | €42,381 | €31,666 | €33,020 | €29,330 | €25,485 | ▼ 13.1% |
| Current investments50/53 | - | - | €350,000 | €340,000 | €500,000 | ▲ 47.1% |
| Cash at bank and in hand54/58 | €386,380 | €400,071 | €45,944 | €210,907 | €90,048 | ▼ 57.3% |
| Deferred charges and accrued income490/1 | €267 | €677 | €5,549 | €9,397 | €2,024 | ▼ 78.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.3m | €1.3m | €1.5m | €1.5m | ▲ 1.9% |
| Equity10/15 | €736,350 | €865,968 | €947,252 | €1.2m | €1.0m | ▼ 13.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Non-distributable reserves130/1 | €1,000 | €1,000 | - | - | - | - |
| Reserves not available under the articles1311 | €1,000 | €1,000 | - | - | - | - |
| Distributable reserves133 | - | - | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €716,750 | €846,368 | €927,652 | €1.2m | €1.0m | ▼ 14.1% |
| Amounts payable17/49 | €604,369 | €468,260 | €401,751 | €305,333 | €497,650 | ▲ 63.0% |
| Amounts payable after more than one year17 | €72,420 | €21,433 | - | - | - | - |
| Financial debts170/4 | €72,420 | €21,433 | - | - | - | - |
| Amounts payable within one year42/48 | €531,949 | €446,827 | €400,286 | €302,541 | €497,098 | ▲ 64.3% |
| Current portion of amounts payable after more than one year42 | €50,356 | €50,987 | €21,433 | - | - | - |
| Trade debts44 | €3,833 | €568 | €1,134 | €1,327 | €116 | ▼ 91.2% |
| Suppliers440/4 | €3,833 | €568 | €1,134 | €1,327 | €116 | ▼ 91.2% |
| Taxes, remuneration and social security45 | €6,132 | €24,244 | €17,219 | €2,234 | €2,387 | ▲ 6.9% |
| Taxes450/3 | €5,132 | €22,100 | €17,152 | €2,166 | €2,320 | ▲ 7.1% |
| Remuneration and social security454/9 | €1,000 | €2,144 | €68 | €68 | €68 | = |
| Other amounts payable47/48 | €471,627 | €371,028 | €360,500 | €298,980 | €494,594 | ▲ 65.4% |
| Accrued charges and deferred income492/3 | - | - | €1,465 | €2,792 | €552 | ▼ 80.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €443,062 | €129,619 | €81,284 | €237,244 | €235,591 | ▼ 0.7% |
| Operating cash flow (approximation) | €443,062 | €129,619 | €81,284 | €237,244 | €235,591 | ▼ 0.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €13,691 | -€354,127 | €164,963 | -€120,859 | ▼ 173% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €1mEq €1.2m ▲25%
6 profitable years in a row build equity to €1.2m.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
25-07
State Gazette act
General meeting · Reserve release
Capital increase · Statutes amendment
22-07
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2021
31-12
Financial
Highest result since 2019net €443,062 ▲73.3%
Operating result €79,815, net result €443,062, both a record.
31-12
Financial
Equity above €500,000Eq €736,350 ▲151%
3 profitable years in a row build equity to €736,350.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200,000Eq €293,288 ▲681%
2 profitable years in a row build equity to €293,288.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2019
Ground area
1,843 m²
Building footprint
224 m²
Volume, LiDAR
979 m³
Parcel 62070A0086/00T000, Wallonia · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
HRI
since 20192.288.179.025
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62070A0086/00T000 | Wallonia | 1,843 m² | 1 · 224 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the 2025 annual accounts of HRI and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
3 locations
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 12,630 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-04-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Contact
E-mail
rolandmewissen@live.be
Phone
+32495280001
E-invoicing
Reachable via Peppol
Peppol ID
0208:0725527831
Also
9925:BE0725527831
Registered
03-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.