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HR & M

Active
Private limited company (pre-2019)founded 2012active for 14 yearsBoslaan 7, 2820 Bonheiden, BelgiumKBO/BCE: BE 0844.333.827
Summary

HR & M has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69,920 and a net result of €333. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 62% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-03-2012 Normal situation
Activity
Plastering work NACE 43310
Establishment unit
2.210.871.510 2820 Bonheiden, since 12-03-2012
Financial year end
31 December
Peppol
Reachable since 20-12-2024

Board and ownership

Board
  • Hryzhynko VasylDirector · since 08-03-2012
  • Ajtai A̍rpa̕d Zolta̕nDirector · since 01-11-2012
  • Székely Lehel Zolta̕nDirector · since 01-11-2012
and 1 other

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€20,880
▼ 78.9%
Turnover
≈ €210,000
estimated
Profit
€333
▼ 99.5%
Equity
€69,920
▲ 0.5%
Total assets
€121,822
▼ 28.0%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.27, cash €44,790Founded in 2012Equity €69,920 (57.4% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 55% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 82+16
equity 57.4% of total assets
Liquidity 89+7
short-term debt 20.6% · cash 36.8%
Profitability 69-31
return on assets 0.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.1%▼ -0.1 percentage points vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.27 (1.81 in 2024), above the usual 1.5. Short-term debt is 20.6% and cash 36.8% of total assets. 42.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 63% of them on solvency, 87% on liquidity, 35% on profitability and 36% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.27, cash €44,790
NBB · annual accounts
lowers risk · Founded in 2012
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €69,920 (57.4% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €69,920
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
73 days early
2024
24 days early
2023
30 days early
2022
34 days early
2021
34 days early
2020
17 days early
2019
20 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 33 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €72,064 to €333 ▼ 99.5% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Resignation: Toth Marko-Atitila (director)
  2. · Gazette deed Appointment: Tóth Markó-Attila (director)
  3. · Gazette deed Registered office moved within BonheidenNew seat: Boslaan 7-2820 Bonheiden · Previous seat: Koning Albertlaan 5 -2820 Bonheiden
All 18 events

Comparable companies

These companies have the same main activity as HR & M: plastering work (NACE 43310). They are comparable in size and age: total assets between €100,000 and €127,000, founded between 2008 and 2014.

CompanyTotal assetsGross margin
HR & M Bonheiden€121,822€20,880
Mannaerts-Verheyen Balen€119,625€22,207
Verstappen L & G Heist-op-den-Berg€127,059€26,008
Groep Leekens Dilsen-Stokkem€105,546€21,947
M-K-S PLEISTERWERKEN Zedelgem€116,304€18,792
PLEISTERWERKEN GÜNDÜZ Mechelen€100,457€17,750
BEZETTINGSWERKEN DANNY VAN DEN BROECK Lille€116,225€24,051
Full comparison

Key facts about HR & M

What is the company number of HR & M?
The company number of HR & M is 0844.333.827. The VAT number is the same number with BE in front: BE 0844.333.827.
Where is HR & M based?
The registered office is at Boslaan 7, 2820 Bonheiden.Company details
What does HR & M do?
According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of HR & M?
The legal form of HR & M is Private limited company (pre-2019) (BVBA).
When was HR & M founded?
HR & M was founded on 12-03-2012.
Is HR & M still active?
Yes, HR & M is an active enterprise in the KBO register.
What is the turnover of HR & M?
The turnover in financial year 2025 is ≈ €210,000. This figure is estimated from the gross margin of €20,880 and 162 comparable companies (NACE 433). It probably lies between €120,000 and €440,000. It is a rough estimate.Financials
Is HR & M profitable?
In financial year 2025, HR & M made a profit of €333.
Where can I find the annual accounts of HR & M?
HR & M filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HR & M due?
HR & M must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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