HR-41
ActiveSummary
The computed 12-month bankruptcy probability of HR-41 is 3.3% (moderate). The 2025 annual accounts show equity of €28k and a net result of €13k. Its solvency ranks better than 53% of 18400 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability82▲+45
Solvency63▼-24
Growth72
Track record82
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 2.63 in 2024; short-term debt: 62.3% and cash: 21.8% of total assets), but 62.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.7%
Return on assets
17.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
3 d early
2024
8 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.07M▲ 65.4%
2024 · €646k
2024: €646k
2025: €1.07M▲ +65.4% vs 2024
2024 → 2025
EBIT margin
1.8%▲ 1.6pp
2024 · 0.1%
2024: 0.1%
2025: 1.8%▲ +1111% vs 2024
2024 → 2025
Net result
€13k
2024 · €-38
2024: €-38
2025: €13k▲ +35880% vs 2024
2024 → 2025
Working capital
€28k▼ 28.9%
2024 · €40k
2024: €40k
2025: €28k▼ -28.9% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€646k-€1.07M▲ 65.4%
2024: €646k
2025: €1.07M▲ +65.4% vs 2024
Equity€40k-€28k▼ 28.9%
2024: €40k
2025: €28k▼ -28.9% vs 2024
Operating result€933-€19k▲ 1,903%
2024: €933
2025: €19k▲ +1903% vs 2024
Net result€-38-€13k
2024: €-38
2025: €13k▲ +35880% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 1,903% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €75k
Equity
€28k ▼ 28.9%
Debt
€47k ▲ 92.6%
Debt's share of the balance-sheet total rises from 38.0% to 62.3%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.60▼
2024 · 2.63
Quick ratio
0.48▼
2024 · 1.40
Debt to equity
1.66▲
2024 · 0.61
ROE
47.4%▲
2024 · -0.1%
ROA
17.8%▲
2024 · -0.1%
Debt ≤ 1 year
€47k▲
2024 · €24k
Income taxes
€3k
Staff costs
€9k▲
2024 · €868
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€64k€75k▲
Current assets29/58€64k€75k▲
Stocks and contracts in progress3€30k€53k▲
Stocks30/36€30k€53k▲
Amounts receivable within one year40/41€4k€6k▲
Trade receivables40-€961
Other amounts receivable41€4k€5k▲
Cash at bank and in hand54/58€30k€16k▼
Deferred charges and accrued income490/1€490-
Equity and liabilities
Total equity and liabilities10/49€64k€75k▲
Equity10/15€40k€28k▼
Contributions10/11€40k€15k▼
Profit (loss) carried forward14€-38€13k▲
Amounts payable17/49€24k€47k▲
Amounts payable within one year42/48€24k€47k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€22k€40k▲
Suppliers440/4€22k€40k▲
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3-€3k
Remuneration and social security454/9€1k€964▼
Other amounts payable47/48€1k-
Income statement
Code20242025
Turnover70€646k€1.07M▲
Goods, raw materials, services and sundry goods60/61€646k€1.05M▲
Remuneration, social security and pensions62€868€9k▲
Other operating charges640/8€687€607▼
Gross operating margin9900€2k€28k▲
Operating profit (loss)9901€933€19k▲
Financial income75/76B€599€1k▲
Recurring financial income75€599€1k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-38€17k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-38€13k▲
Profit (loss) for the period to be appropriated9905€-38€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-38€13k▲
Profit (loss) brought forward from the previous period14P-€-38
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €646k | €1.07M | ▲ 65.4% |
| Goods, raw materials, services and sundry goods60/61 | €646k | €1.05M | ▲ 62.1% |
| Remuneration, social security and pensions62 | €868 | €9k | ▲ 886% |
| Other operating charges640/8 | €687 | €607 | ▼ 11.7% |
| Gross operating margin9900 | €2k | €28k | ▲ 1,020% |
| Operating profit (loss)9901 | €933 | €19k | ▲ 1,903% |
| Financial income75/76B | €599 | €1k | ▲ 151% |
| Recurring financial income75 | €599 | €1k | ▲ 151% |
| Financial charges65/66B | €2k | €3k | ▲ 107% |
| Recurring financial charges65 | €2k | €3k | ▲ 107% |
| Profit (loss) for the period before taxes9903 | €-38 | €17k | ▲ 45,134% |
| Income taxes67/77 | - | €3k | - |
| Profit (loss) for the period9904 | €-38 | €13k | ▲ 35,880% |
| Profit (loss) for the period to be appropriated9905 | €-38 | €13k | ▲ 35,880% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €64k | €75k | ▲ 17.2% |
| Current assets29/58 | €64k | €75k | ▲ 17.2% |
| Stocks and contracts in progress3 | €30k | €53k | ▲ 75.2% |
| Stocks30/36 | €30k | €53k | ▲ 75.2% |
| Amounts receivable within one year40/41 | €4k | €6k | ▲ 56.9% |
| Trade receivables40 | - | €961 | - |
| Other amounts receivable41 | €4k | €5k | ▲ 32.0% |
| Cash at bank and in hand54/58 | €30k | €16k | ▼ 44.7% |
| Deferred charges and accrued income490/1 | €490 | - | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €64k | €75k | ▲ 17.2% |
| Equity10/15 | €40k | €28k | ▼ 28.9% |
| Contributions10/11 | €40k | €15k | ▼ 62.5% |
| Profit (loss) carried forward14 | €-38 | €13k | ▲ 35,780% |
| Amounts payable17/49 | €24k | €47k | ▲ 92.6% |
| Amounts payable within one year42/48 | €24k | €47k | ▲ 92.6% |
| Financial debts43 | - | €3k | - |
| Credit institutions430/8 | - | €3k | - |
| Trade debts44 | €22k | €40k | ▲ 81.3% |
| Suppliers440/4 | €22k | €40k | ▲ 81.3% |
| Taxes, remuneration and social security45 | €1k | €4k | ▲ 250% |
| Taxes450/3 | - | €3k | - |
| Remuneration and social security454/9 | €1k | €964 | ▼ 24.1% |
| Other amounts payable47/48 | €1k | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-38 | €13k | ▲ 35,880% |
| Operating cash flow (approximation) | €-38 | €13k | ▲ 35,880% |
| Change in cash | - | €-13k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
Ground area
1,080 m²
Building footprint
86 m²
Volume, LiDAR
313 m³
Parcel 21821B0411/00G000, Brussels · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
HR-41
since 20242.358.790.075
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821B0411/00G000 | Brussels | 1,080 m² | 1 · 86 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.358.790.075
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Of 3,233 companies in sector 47781 we hold annual accounts for 744. 415 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
46810Wholesale of solid, liquid and gaseous fuels and related products
47279Other retail sale of food
Scores and ratios are computed by Checked and are not a credit decision.