HQL
ActiveSummary
HQL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20.8m and a net result of €68,153. Its solvency ranks better than 95% of 8711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability38
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.44; short-term debt: 0.5% and cash: 0.3% of total assets), and 0.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 company by total assets in Kraainem, Professional and technical services sector#2 company by equity in Kraainem, Professional and technical services sector
Equity
€20.8m
Total assets
€20.9m
Net result
€68,153
Working capital
€48,153
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €20.9m
Fixed assets
€20.8m
Current assets
€156,514
Equity and liabilities €20.9m
Equity
€20.8m
Debt
€108,361
Debt finances 0.5% of the balance-sheet total.
Key figures and ratios
Current ratio
1.44
Debt to equity
0.01
ROE
0.3%
ROA
0.3%
Debt ≤ 1 year
€108,361
Annual accounts
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €787 |
| Gross operating margin9900 | -€40,684 |
| Operating profit (loss)9901 | -€41,471 |
| Financial income75/76B | €109,630 |
| Recurring financial income75 | €109,630 |
| Financial charges65/66B | €6 |
| Recurring financial charges65 | €6 |
| Profit (loss) for the period before taxes9903 | €68,153 |
| Profit (loss) for the period9904 | €68,153 |
| Profit (loss) for the period to be appropriated9905 | €68,153 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €20.9m | |
| Fixed assets21/28 | €20.8m | |
| Financial fixed assets28 | €20.8m | |
| Current assets29/58 | €156,514 | |
| Amounts receivable within one year40/41 | €95,835 | |
| Trade receivables40 | €7,295 | |
| Other amounts receivable41 | €88,540 | |
| Cash at bank and in hand54/58 | €60,679 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €20.9m | |
| Equity10/15 | €20.8m | |
| Contributions10/11 | €20.7m | |
| Reserves13 | €65,000 | |
| Distributable reserves133 | €65,000 | |
| Profit (loss) carried forward14 | €3,153 | |
| Amounts payable17/49 | €108,361 | |
| Amounts payable within one year42/48 | €108,361 | |
| Trade debts44 | €6,029 | |
| Suppliers440/4 | €6,029 | |
| Other amounts payable47/48 | €102,332 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €68,153 |
| Operating cash flow (approximation) | €68,153 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2024
Ground area
2,909 m²
Building footprint
296 m²
Volume, LiDAR
1,533 m³
Parcel 22002C0069/00H007, Flanders · tallest building 21.2 m, ±1 floor. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
HQL
since 20242.370.331.887
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0069/00H007 | Flanders | 2,909 m² | 1 · 296 m² | 21.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,583. 3,921 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.