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HQ PAINT & DECO

Active
Private limited companyfounded 2024active for 2 yearsEduard van Benedenstraat 4, 2180 Antwerpen, BelgiumKBO/BCE: BE 1009.713.382
Summary

The computed 12-month bankruptcy probability of HQ PAINT & DECO is 13.6% (high). The 2024 annual accounts show equity of €5,756 and a net result of €5,656. Its solvency ranks better than 25% of 9,837 sector peers (NACE 41, financial year 2024). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

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HQ PAINT & DECOActiveChecked score 29/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€31,943total assets 2024
Equity
€5,756
Profit
€5,656
Turnover not published (micro format)
Financial health
29 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
13.6%
Structure
2024 accounts filed 61 days late
Why 29raises risk1 change of registered office in 24 months1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 1 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)Liquidity: current ratio 1.16Show the evidence

Checked score

Score 2024
29 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 37% of its sector peers (NACE 41, micro)
Every signal that counts is listed under Signals.
Financial strength
Average
Solvency 43
equity 18.0% of total assets
Liquidity 10
short-term debt 82.0%
Profitability 91
return on assets 17.7%
Bankruptcy probability, 12 months
13.6% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)
Last 24 months 06-2025: 3.6%lowest value 07-2025: 3.6%● unchanged vs 06-2025lowest value 08-2025: 3.7%▲ +0.1 percentage points vs 07-2025 09-2025: 4.1%▲ +0.4 percentage points vs 08-2025 10-2025: 6.9%▲ +2.8 percentage points vs 09-2025 11-2025: 7.2%▲ +0.3 percentage points vs 10-2025 12-2025: 7.2%● unchanged vs 11-2025 01-2026: 7.6%▲ +0.4 percentage points vs 12-2025 02-2026: 7.6%● unchanged vs 01-2026 03-2026: 10.0%▲ +2.4 percentage points vs 02-2026 04-2026: 11.3%▲ +1.3 percentage points vs 03-2026 05-2026: 12.0%▲ +0.7 percentage points vs 04-2026 06-2026: 12.2%▲ +0.2 percentage points vs 05-2026 07-2026: 12.0%▼ -0.2 percentage points vs 06-2026 08-2026: 12.0%● unchanged vs 07-2026 09-2026: 11.9%▼ -0.1 percentage points vs 08-2026 10-2026: 13.6%▲ +1.7 percentage points vs 09-2026highest value
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.16, below the usual 1.5; short-term debt: 82% of total assets), and 82% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 25% on solvency, 9% on liquidity and 76% on profitability.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 61 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Liquidity: current ratio 1.16
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9837 sector peers (2024).
NBB · sector comparison
Position among 9837 sector peers
Solvency
better than 25%
← weakest strongest →
raises risk · Young company
Founded in 2024, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
raises risk · 2024 accounts filed 61 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: HALIK Daniel (eerste niet…

Key points

  • Caution: Among the weakest 18% on equitysector median €45,383 · 9,848 companies €5,756 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2024
Total assets
€31,943
Profit
€5,656
Solvency
18.0%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
27-05-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about HQ PAINT & DECO

What is the company number of HQ PAINT & DECO?
1009.713.382. In Belgium the VAT number is the company number with BE in front: BE 1009.713.382.
Where is HQ PAINT & DECO based?
The registered office is at Eduard van Benedenstraat 4, 2180 Antwerpen.Company details
What does HQ PAINT & DECO do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of HQ PAINT & DECO?
Private limited company (BV).
When was HQ PAINT & DECO founded?
On 27-05-2024.
Is HQ PAINT & DECO still active?
Yes, HQ PAINT & DECO is an active enterprise in the KBO register.
What is the turnover of HQ PAINT & DECO?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is HQ PAINT & DECO profitable?
In financial year 2024, HQ PAINT & DECO made a profit of €5,656.
Where can I find the annual accounts of HQ PAINT & DECO?
HQ PAINT & DECO filed 1 annual account with the National Bank of Belgium, for financial year 2024.

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