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HPP CONSULT

Active Private limited companyfounded 1990active for 36 yearsAlsembergsesteenweg 897, 1180 UccleKBO/BCE: BE 0441.784.718

Lifetime

20 annual accounts with figures on one time axis, 34 filings since 1992
peak €54,098 (2015)
€5,348▼ 1.0%
lowest -€18,609 (2014)
€666▲ €1,956
peak €12,049 (2022)
€10,465▲ 6.8%
€2,101▼ 26.6%
peak 1.7 FTE (2014)
-not published
Board4 names since 2021
3 directorsPauline NAVEAU and 2 others
Documentsfilings and deeds
04-07-202627 days before the deadline
2025micro format
Back to profit: €666Debts from €2,861 to €2,101

Key points

from the 2025 annual accounts

Filings

34 annual accounts since 1992
AprilJune31 JulyOctober200020102020

Seven of the last ten came late. The 2018 accounts came latest: 29 days after the end of the period.

Position in the sector

83.3%

Higher solvency than 87% of companies in real estate. Sector median 28.9% · 17,190 companies.

Checked score

97
Excellent
Financially stronger than 79% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 83.3% of total assets
96+4short-term debt 16.7% · cash 95.8%
75+19return on assets 5.3%

Score breakdown

raises risk
1 change of registered office in 24 months
Size: total assets €12,566
lowers risk
Liquidity: current ratio 5.78, cash €12,034
Figures for financial year 2025 (filed on 04-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 94% on liquidity, 70% on profitability and 62% on growth.

The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as HPP CONSULT has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of HPP CONSULT itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for HPP CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 5.78 (3.91 in 2024), above the usual 1.5. Short-term debt is 16.7% and cash 95.8% of total assets. 16.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 5.78, cash €12,034
NBB · annual accounts
raises risk · Size: total assets €12,566
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 04-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-07-2026, 27 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
27 days early
2024
3 days late
2023
1 day early
2022
29 days late
2021
15 days late
2020
1 day early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered office moved within Uccle New registered office: 897 Chaussée d'Alsemberg, 1180 Uccle · Previous registered office: Place Homère Goossens 5 Boîte 1, 1180 Uccle · General meeting of 24-09-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0441784718
2 directors resigning, 2 reappointments Resignations: POPPINGHUYS Hugues Gilbert Yvon (gérant,actuellement dénommé administrateur selon code des sociétés et des associations) and NAVEAU Pauline Solange Daisy Ghislaine (gérant,actuellement dénommé administrateur selon code des sociétés et des associations) · Reappointments: POPPINGHUYS Hugues Gilbert Yvon (director) and NAVEAU Pauline Solange Daisy Ghislaine (director) · Director discharge: POPPINGHUYS Hugues Gilbert Yvon (manager) · General meeting of 23-10-2023 · Gazette deed
Resignation: Micheline Vande Zande (manager) Appointment: Pauline NAVEAU (director) · General meeting of 20-01-2021 · Gazette deed
All 54 events

Comparable companies

same main activity, similar in size and age
Company
HPP CONSULT Uccle - - 83.3% -
GLOBAL CONSULTING Schaerbeek - - 68.9% -
ITAMCO Sint-Gillis (bij-Brussel) - - -426.3% -
IMINVEST Saint-Georges-sur-Meuse €45,870 4.5% 16.9% -
Advisor Belgium Real Estate Promotion Waterloo - - -47.4% -
De Moor Merelbeke-Melle - - -1337.7% -
SUPRAPHERIQUE Waterloo €9,662 82.6% -2575.4% -

These companies have the same main activity as HPP CONSULT: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €8,520 and €19,100, founded between 1988 and 1996.

Official details

Source: KBO
Status
Active since 18-09-1990Normal situation
Registered office
361 active companies are registered at this address79 started in the 12 months before. Source: KBO register, as of 9 November 2026.
Activity
Real estate agency activitiesNACE 68310and 1 other
Establishment units
2.050.323.1471180 Uccle, since 19-11-1990
2.323.799.1081367 Ramillies, since 01-08-2021
Financial year end
31 December
Peppol
Reachable since 23-12-2025
Company details

Annual accounts 2025

≈ €23,000estimated
€12,566▼ 0.7%
Filing
Filed on 04-07-2026, 27 days before the end of the filing period
Financials

Insights on HPP CONSULT

HPP CONSULT files the micro format. That format states no turnover. The gross margin fell from €5,977 in 2006 to €5,348 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about HPP CONSULT

What is the company number of HPP CONSULT?
The company number of HPP CONSULT is 0441.784.718. The VAT number is the same number with BE in front: BE 0441.784.718.
Where is HPP CONSULT based?
The registered office is at Alsembergsesteenweg 897, 1180 Uccle.Company details
What does HPP CONSULT do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of HPP CONSULT?
HPP CONSULT is a private limited company (BV).
When was HPP CONSULT founded?
HPP CONSULT was founded on 18-09-1990.
Is HPP CONSULT still active?
Yes, HPP CONSULT is an active enterprise in the KBO register.
What is the turnover of HPP CONSULT?
The turnover in financial year 2025 is ≈ €23,000. This figure is estimated from the gross margin of €5,348 and 37 comparable companies (NACE 68310). It probably lies between €7,700 and €39,000. It is a rough estimate. In financial year 2021 turnover was €213,318.Financials
Is HPP CONSULT profitable?
In financial year 2025, HPP CONSULT made a profit of €666.
Where can I find the annual accounts of HPP CONSULT?
HPP CONSULT filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HPP CONSULT due?
HPP CONSULT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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