HPL
ActiveSummary
HPL has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.5m and a net result of €217,123. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 94% of 19923 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability86▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85,000 at 30 days only on tighter terms
Liquidity ample (current ratio 28.61 against 27.18 in 2023; short-term debt: 3.1% and cash: 66.7% of total assets), and 3.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
96.5%
Return on assets
14%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
127 d late
2022
100 d late
2021
75 d late
2020
89 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 101 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€1.5m▲ 7.5%
2023 · €1.4m
Total assets
€1.6m▲ 7.4%
2023 · €1.4m
Net result
€217,123▲ 2.5%
2023 · €211,814
Working capital
€1.3m▼ 2.5%
2023 · €1.4m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€235,386▼ 18.5%€322,029▲ 36.8%€302,256▼ 6.1%€288,044▼ 4.7%€277,667▼ 3.6%
Net result€157,735above the sector's middle half▼ 15.2%€221,805above the sector's middle half▲ 40.6%€196,144above the sector's middle half▼ 11.6%€211,814above the sector's middle half▲ 8.0%€217,123above the sector's middle half▲ 2.5%
Equity€901,490above the sector's middle half▲ 0.9%€1.1mabove the sector's middle half▲ 24.6%€1.2mabove the sector's middle half▲ 11.1%€1.4mabove the sector's middle half▲ 11.8%€1.5mabove the sector's middle half▲ 7.5%
Total assets€993,500above the sector's middle half▼ 1.7%€1.2mabove the sector's middle half▲ 18.9%€1.3mabove the sector's middle half▲ 12.5%€1.4mabove the sector's middle half▲ 8.9%€1.6mabove the sector's middle half▲ 7.4%
Debt€92,010▼ 21.2%€58,396▼ 36.5%€80,582▲ 38.0%€51,830▼ 35.7%€54,491▲ 5.1%
Working capital€860,155above the sector's middle half▲ 0.6%€1.1mabove the sector's middle half▲ 25.9%€1.2mabove the sector's middle half▲ 12.2%€1.4mabove the sector's middle half▲ 11.7%€1.3mabove the sector's middle half▼ 2.5%
Solvency90.7%above the sector's middle half▲ 2.3pp95.1%above the sector's middle half▲ 4.3pp93.9%above the sector's middle half▼ 1.1pp96.4%above the sector's middle half▲ 2.5pp96.5%above the sector's middle half▲ 0.1pp
Current ratio11.23above the sector's middle half▲ 1.7519.55above the sector's middle half▲ 8.3216.08above the sector's middle half▼ 3.4727.18above the sector's middle half▲ 11.1128.61above the sector's middle half▲ 1.43
Return on assets (ROA)15.9%within the sector's middle half▼ 2.5pp18.8%within the sector's middle half▲ 2.9pp14.8%within the sector's middle half▼ 4.0pp14.6%within the sector's middle half▼ 0.1pp14.0%within the sector's middle half▼ 0.7pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.6m
Fixed assets
€185,246 ▲ 373%
Current assets
€1.4m ▼ 2.7%
Equity and liabilities €1.6m
Equity
€1.5m ▲ 7.5%
Debt
€54,491 ▲ 5.1%
Debt's share of the balance-sheet total falls from 3.6% to 3.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€299,365▼
2023 · €303,284
Cash flow
€238,821▲
2023 · €227,054
Debt to equity
0.04▼
2023 · 0.04
ROE
14.5%▼
2023 · 15.2%
Interest coverage
92.85▼
2023 · 159.50
Debt ≤ 1 year
€47,903▼
2023 · €51,830
Income taxes
€86,245▲
2023 · €82,287
Staff costs
€42,409▲
2023 · €41,386
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,810 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,810 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €7,500 | €8,264 | ▲ 10.2% |
| Remuneration, social security and pensions62 | - | €36,018 | €38,421 | €41,386 | €42,409 | ▲ 2.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,622 | €24,123 | €23,367 | €15,240 | €21,698 | ▲ 42.4% |
| Other operating charges640/8 | - | €1,493 | €1,530 | €1,507 | €1,884 | ▲ 25.0% |
| Non-recurring operating charges66A | - | - | €6 | - | - | - |
| Gross operating margin9900 | €292,371 | €383,664 | €365,580 | €346,177 | €343,658 | ▼ 0.7% |
| Operating profit (loss)9901 | €235,386 | €322,029 | €302,256 | €288,044 | €277,667 | ▼ 3.6% |
| Financial income75/76B | - | €2,249 | €947 | €7,958 | €28,926 | ▲ 263% |
| Recurring financial income75 | €1,956 | €2,249 | €947 | €7,958 | €28,926 | ▲ 263% |
| Financial charges65/66B | - | €1,842 | €2,978 | €1,901 | €3,224 | ▲ 69.6% |
| Recurring financial charges65 | €679 | €1,842 | €2,978 | €1,901 | €3,224 | ▲ 69.6% |
| Profit (loss) for the period before taxes9903 | €236,663 | €322,436 | €300,225 | €294,101 | €303,368 | ▲ 3.2% |
| Income taxes67/77 | €78,928 | €100,631 | €104,081 | €82,287 | €86,245 | ▲ 4.8% |
| Profit (loss) for the period9904 | €157,735 | €221,805 | €196,144 | €211,814 | €217,123 | ▲ 2.5% |
| Transfer from tax-exempt reserves789 | - | - | €115,700 | - | - | - |
| Transfer to tax-exempt reserves689 | - | - | - | €84,200 | €42,100 | ▼ 50.0% |
| Profit (loss) for the period to be appropriated9905 | €219,735 | €221,805 | €311,844 | €127,614 | €175,023 | ▲ 37.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €993,500 | €1.2m | €1.3m | €1.4m | €1.6m | ▲ 7.4% |
| Fixed assets21/28 | €49,278 | €40,215 | €33,660 | €39,126 | €185,246 | ▲ 373% |
| Tangible fixed assets22/27 | €49,278 | €40,215 | €33,660 | €39,126 | €185,246 | ▲ 373% |
| Plant, machinery and equipment23 | - | €14,009 | €8,505 | €15,874 | €19,222 | ▲ 21.1% |
| Furniture and vehicles24 | - | €12,567 | €1,196 | €598 | €14,618 | ▲ 2,344% |
| Other tangible fixed assets26 | - | €13,640 | €23,959 | €22,653 | €151,407 | ▲ 568% |
| Current assets29/58 | €944,221 | €1.1m | €1.3m | €1.4m | €1.4m | ▼ 2.7% |
| Amounts receivable after more than one year29 | - | - | - | - | €205,000 | - |
| Other amounts receivable291 | - | - | - | - | €205,000 | - |
| Amounts receivable within one year40/41 | €48,662 | €50,312 | €99,047 | €154,779 | €84,898 | ▼ 45.1% |
| Trade receivables40 | - | €24,057 | €7,718 | €31,350 | €5,776 | ▼ 81.6% |
| Other amounts receivable41 | - | €26,255 | €91,330 | €123,429 | €79,122 | ▼ 35.9% |
| Current investments50/53 | - | - | - | €750,000 | - | - |
| Cash at bank and in hand54/58 | €880,912 | €1.1m | €1.2m | €434,765 | €1.0m | ▲ 139% |
| Deferred charges and accrued income490/1 | - | €6,015 | €41,153 | €69,295 | €43,557 | ▼ 37.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €993,500 | €1.2m | €1.3m | €1.4m | €1.6m | ▲ 7.4% |
| Equity10/15 | €901,490 | €1.1m | €1.2m | €1.4m | €1.5m | ▲ 7.5% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €895,290 | €1.1m | €1.2m | €1.4m | €1.5m | ▲ 7.6% |
| Non-distributable reserves130/1 | - | €1,855 | €1,855 | - | - | - |
| Reserves not available under the articles1311 | - | €1,855 | €1,855 | - | - | - |
| Tax-exempt reserves132 | - | €115,700 | - | €84,200 | €126,300 | ▲ 50.0% |
| Distributable reserves133 | - | €999,540 | €1.2m | €1.3m | €1.4m | ▲ 4.8% |
| Amounts payable17/49 | €92,010 | €58,396 | €80,582 | €51,830 | €54,491 | ▲ 5.1% |
| Amounts payable after more than one year17 | €3,762 | - | - | - | - | - |
| Amounts payable within one year42/48 | €84,066 | €58,396 | €80,582 | €51,830 | €47,903 | ▼ 7.6% |
| Current portion of amounts payable after more than one year42 | - | €3,762 | - | - | - | - |
| Trade debts44 | €4,644 | €3,532 | €7,627 | €7,690 | €9,888 | ▲ 28.6% |
| Suppliers440/4 | - | €3,532 | €7,627 | €7,690 | €9,888 | ▲ 28.6% |
| Taxes, remuneration and social security45 | - | €51,102 | €62,492 | €23,799 | €28,016 | ▲ 17.7% |
| Taxes450/3 | - | €46,906 | €57,613 | €18,559 | €23,300 | ▲ 25.5% |
| Remuneration and social security454/9 | - | €4,197 | €4,879 | €5,240 | €4,716 | ▼ 10.0% |
| Other amounts payable47/48 | - | - | €10,463 | €20,341 | €10,000 | ▼ 50.8% |
| Accrued charges and deferred income492/3 | - | - | - | - | €6,588 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €157,735 | €221,805 | €196,144 | €211,814 | €217,123 | ▲ 2.5% |
| + Depreciation and write-downs630 | €21,622 | €24,123 | €23,367 | €15,240 | €21,698 | ▲ 42.4% |
| Operating cash flow (approximation) | €179,357 | €245,928 | €219,511 | €227,054 | €238,821 | ▲ 5.2% |
| Investment in fixed assets (approximation) | - | -€15,060 | -€16,812 | -€20,705 | -€167,819 | ▼ 711% |
| Change in cash | - | €204,236 | €70,061 | -€720,444 | €602,297 | ▲ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 127 days late
2023
08-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 100 days late
2022
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
2021
31-12
Financial
Highest result since 2018net €221,805 ▲40.6%
Operating result €322,029, net result €221,805, both a record.
31-12
Financial
Equity above €1mEq €1.1m ▲24.6%
4 profitable years in a row build equity to €1.1m.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Weakest financial yearnet €157,735 ▼15.2%
Net result drops to €157,735, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 44 days late
2018
09-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 101 days late
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2009
Ground area
1,125 m²
Building footprint
114 m²
Volume, LiDAR
639 m³
Parcel 23097B0388/00F000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hoogstraat 7, 1760 Roosdaal
since 20092.181.146.354
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097B0388/00F000 | Flanders | 1,125 m² | 1 · 114 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,128 companies in sector 86210 we hold annual accounts for 6,335. 3,459 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-08-2009
Fiscal year end31-12
Activities, NACEBEL 2025
86210General medical practice
85699Other educational support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0817913995
Also
9925:BE0817913995
Registered
24-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.