Financials
- Fiscal year
- 2025
- Total assets
- €48,506
- Profit
- €14,047
- Solvency
- 56.5%
Total assets▲ 154%
Net result
20242025
HOYUM
ActiveSummary
HOYUM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27,417 and a net result of €14,047. Its solvency ranks better than 49% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Certified accountants and tax accountants
NACE 69201
2 sites
How big
€48,506total assets 2025
- Equity
- €27,417
- Profit
- €14,047
Turnover not published (abridged schema)
Who decides
Accounts 4 d early0 of 1 deed read
Why 91- Liquidity: current ratio 2.28, cash €1,075, halved- Founded in 2024+ Sector Legal and accounting activities (NACE 69)+ Figures for FY 2025 (filed 27-07-2026)Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 59% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
82-13
equity 56.5% of total assets
Liquidity
34-20
short-term debt 40.8% · cash 2.2%
Profitability
100=
return on assets 29.0%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Sector Legal and accounting activities (NACE 69) lowers the probability
- Liquidity: current ratio 2.28, cash €1,075, halved raises the probability
- Founded in 2024 raises the probability for this profile
- Figures for FY 2025 (filed 27-07-2026) lowers the probability
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.28 against 3.34 in 2024; short-term debt: 40.8% and cash: 2.2% of total assets), and 43.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 52%, liquidity 11%, profitability 82%, growth against the median 90%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 27-07-2026Annual accounts filed
- 30-07-2025Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Certified accountants and tax accountantsNACE 69201
- Founded
- 08-10-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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