HOW2IMPACT
ActiveSummary
HOW2IMPACT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113,447 and a net result of €37,654. Its solvency ranks better than 74% of 9,629 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €113,447
- Profit
- €37,654
Why 97raises riskFounded in 2023lowers riskLiquidity: current ratio 3.49, cash €118,280Sector: Office administrative, office support and other business support activities (NACE 82)Equity €113,447 (74.9% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 75% on solvency, 85% on liquidity, 73% on profitability and 79% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 35 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €113,447 ▲49.7%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result falls in 2025; 2025 is 46% below 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 82, Office administrative, office support and other business support activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €160 | €80 | ▼ 50.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,347 | €5,410 | ▲ 131% |
| Other operating charges640/8 | €923 | €887 | ▼ 3.9% |
| Gross operating margin9900 | €93,276 | €54,875 | ▼ 41.2% |
| Operating profit (loss)9901 | €89,846 | €48,498 | ▼ 46.0% |
| Financial charges65/66B | €46 | €167 | ▲ 262% |
| Recurring financial charges65 | €46 | €167 | ▲ 262% |
| Profit (loss) for the period before taxes9903 | €89,800 | €48,331 | ▼ 46.2% |
| Income taxes67/77 | €19,007 | €10,677 | ▼ 43.8% |
| Profit (loss) for the period9904 | €70,793 | €37,654 | ▼ 46.8% |
| Profit (loss) for the period to be appropriated9905 | €70,793 | €37,654 | ▼ 46.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €111,764 | €151,394 | ▲ 35.5% |
| Fixed assets21/28 | €24,331 | €18,921 | ▼ 22.2% |
| Tangible fixed assets22/27 | €24,331 | €18,921 | ▼ 22.2% |
| Furniture and vehicles24 | €24,331 | €18,921 | ▼ 22.2% |
| Current assets29/58 | €87,433 | €132,473 | ▲ 51.5% |
| Amounts receivable within one year40/41 | €10,654 | €10,821 | ▲ 1.6% |
| Trade receivables40 | €10,654 | €8,737 | ▼ 18.0% |
| Other amounts receivable41 | - | €2,084 | - |
| Cash at bank and in hand54/58 | €73,966 | €118,280 | ▲ 59.9% |
| Deferred charges and accrued income490/1 | €2,813 | €3,373 | ▲ 19.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €111,764 | €151,394 | ▲ 35.5% |
| Equity10/15 | €75,793 | €113,447 | ▲ 49.7% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €70,793 | €108,447 | ▲ 53.2% |
| Amounts payable17/49 | €35,971 | €37,947 | ▲ 5.5% |
| Amounts payable within one year42/48 | €35,603 | €37,947 | ▲ 6.6% |
| Trade debts44 | €104 | €2,531 | ▲ 24× |
| Suppliers440/4 | €104 | €2,531 | ▲ 24× |
| Taxes, remuneration and social security45 | €27,315 | €35,416 | ▲ 29.7% |
| Taxes450/3 | €25,715 | €33,816 | ▲ 31.5% |
| Remuneration and social security454/9 | €1,600 | €1,600 | = |
| Other amounts payable47/48 | €8,184 | - | - |
| Accrued charges and deferred income492/3 | €368 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €70,793 | €37,654 | ▼ 46.8% |
| + Depreciation and write-downs630 | €2,347 | €5,410 | ▲ 131% |
| Operating cash flow (approximation) | €73,140 | €43,064 | ▼ 41.1% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €44,314 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 14-06-2026 | 2026-00162432 |
| 31-12-2024 | micro format | 08-07-2025 | 2025-00250944 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DUBAU Emmanuelle Audrey Arielle |
|
Owners and capital
Capital and shareholders
- DUBAU Emmanuelle Audrey Arielle 100 shares (100%) · €5,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 01-08-2023 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
HOW2IMPACT was incorporated on 28 July 2023 as a private limited company by one natural person, with a starting capital of €5,000.12 Since 2023, DUBAU Emmanuelle Audrey Arielle has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Acts, filings and financial milestones
01-08
Gazette deed
IncorporationAppointment: DUBAU Emmanuelle Audrey Arielle (director) · Founder · Founding capital15 facts ▸
- Other provision, “capacité et absence d'incapacité” (deed in French)
- Other provision, “attestation de gestion préalable, personne physique chargée de la gestion journalière” (deed in French)
- Founder, DUBAU Emmanuelle Audrey Arielle
- Other provision, “plan financier et responsabilité des fondateurs”, 17-07-2023 (deed in French)
- Incorporation, 28-07-2023
- Founding capital, €5,000
- Bank account, “ING, société en formation” (deed in French)
- Other provision, 19-07-2023
- Capital, €5,000
- General meeting, “société constituée,comparant réuni en assemblée, fixer nombre administrateurs et commissaires,nomination administrateurs non statutaires et commissaire,première…” (deed in French)
- Board rule, 1, “assemblée / actionnaire unique” (deed in French)
- Director appointment, DUBAU Emmanuelle Audrey Arielle (director)
- +3 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21612C0056/02E084 | Brussels | 1.6 ha | 1 · 778 m² | 54.7 m · 17 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La prestation de service et le conseil en stratégie,gestion,organisation et système d’informations; La prestation de service et la…” (deed in French)
8 activities (deed in French)
- La prestation de service et le conseil en stratégie,gestion,organisation et système d’informations ;
- La prestation de service et la consultance dans le domaine de la communication,des ressources humaines,du management,conseils en gestion et organisation ;
- Les cours,séminaires et formations en matière de consultance,management,gestion d’entreprise,conseils pour les affaires ;
- La prestation de service et le conseil dans le domaine de la gestion de projets;
- La prestation de services administratifs ;
- Toutes activités de consultance,études,recherche,prospection,gestion,coordination,mise en œuvre,suivi,contrôle et surveillance de tous services et prestation,dans les secteurs tant public que privé ;
- Management et conseil en management ;
- L'acquisition de biens immobiliers pour compte propre et la gestion locative associée ;
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- HOW2IMPACT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région de Bruxelles-Capitale, sièges administratifs,succursales,agences,dépôts et comptoirs en Belgique et à l'étranger” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “1, mêmes règles que mission en nom propre” (deed in French)“Vacance par décès,démission ou autre raison, première assemblée générale suivante doit confirmer” (deed in French)“Chaque administrateur, tous actes nécessaires ou utiles à l’objet sauf réservés par loi ou statuts à l’assemblée générale” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June at 18:00