Financials
- Financial year
- 2025
- Total assets
- €476,138
- Profit
- €40,249
- Solvency
- 90.0%
Total assets▲ 5.0%
Net result
20182025
Summary
HOVEMAK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €428,694 and a net result of €40,249. Equity remains stable across the filed financial years (±1.2% per year). Its solvency ranks better than 90% of 2,983 sector peers (NACE 66, financial year 2025). The company has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
3rd oldest company in Houthalen-Helchteren, Finance and insurance sector1 site
Size
€476,138total assets 2025
- Staff
- 3.4 FTE
- Equity
- €428,694
- Profit
- €40,249
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Accounts 4 days early0 of 4 deeds read
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €428,694
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 days early
2024
1 day early
2023
34 days early
2022
5 days early
2021
27 days early
2020
53 days early
2019
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Highest result from 2018 to 2025net €40,249 ▲316%
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Timeline
- Events
- 49
- Since
- 1980
- Next accounts
- by 31-07-2027
- 27-06-2024Annual accounts filed
- 31-12-2023Back to profit
- 26-07-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 20-12-1978
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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