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Hove Financial Services

Active Risk: not assessed
Private limited companyfounded 2022active for 3 yearsKapelstraat 9, 2540 Hove, BelgiumKBO/BCE: BE 0795.543.520
Summary

Hove Financial Services is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €67,301 and a net result of €424,866. Equity has been growing by about 82% per year since 2023. Its solvency ranks better than 10% of 1,857 sector peers (NACE 66, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

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Hove Financial ServicesActive
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Overview

Official details

Source: KBO
Status
Active since 29-12-2022 Normal situation
Activity
Agents and brokers in banking services NACE 66191and 1 other
Establishment unit
2.340.539.427 2540 Hove, since 29-12-2022
Financial year end
31 December
Peppol
Reachable since 16-12-2025
Company details

Board and ownership

Board
  • BOEST SERVICESDirector · permanent representative Natalie Bongaerts
  • COJIMAXDirector · permanent representative Michel Van Coppenolle
  • RUMARCODirector · permanent representative Steve Menus
Shareholders
  • COJIMAXdeed of 02-01-2023
  • RUMARCOdeed of 02-01-2023
  • BOEST SERVICESdeed of 02-01-2023
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€424,866
▲ 42.6%
Equity
€67,301
▲ 41.9%
Total assets
€2.4m
▲ 1.0%
Employees on 31-12-2025
10
▲ 11.1%
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1857 sector peers (2025).
NBB · sector comparison
Position among 1857 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
24 days early
2024
19 days late
2023
5 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average on the deadline day. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower solvency than 90% of companies in auxiliary financial servicessector median 38.6% · 1,857 companies 2.7% View
  • Positive: Result rose in 2025from €297,874 to €424,866 ▲ 42.6% View

Recent changes

  1. · Gazette deed IncorporationFounding capital of €4,500 · Founders: COJIMAX, RUMARCO and BOEST SERVICES · Appointments: COJIMAX, RUMARCO and BOEST SERVICES
All 5 events

Comparable companies

These companies have the same main activity as Hove Financial Services: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €2.2m and €2.9m, founded between 2021 and 2023.

CompanyTotal assetsGross margin
Hove Financial Services Hove€2.4m€1.4m
FinSB Ramillies€2.2m€1.3m
BBPM Finances Châtelet€2.3m€1.5m
DC Fin Maldegem€2.7m€1.6m
TD Finance Oostkamp€2.7m€1.7m
ADVIESKANTOOR WESTHOEK Poperinge€2.9m€1.2m
DE JONGH - GITS Kapelle-op-den-Bos€2.6m€1.3m
Full comparison

Key facts about Hove Financial Services
What is the company number of Hove Financial Services?
The company number of Hove Financial Services is 0795.543.520. The VAT number is the same number with BE in front: BE 0795.543.520.
Where is Hove Financial Services based?
The registered office is at Kapelstraat 9, 2540 Hove.Company details
What does Hove Financial Services do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of Hove Financial Services?
Hove Financial Services is a private limited company (BV).
When was Hove Financial Services founded?
Hove Financial Services was founded on 29-12-2022.
Is Hove Financial Services still active?
Yes, Hove Financial Services is an active enterprise in the KBO register.
How many employees does Hove Financial Services have?
Hove Financial Services had an average of 8.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Hove Financial Services?
The turnover in financial year 2025 is ≈ €2.4m. This figure is estimated from the gross margin of €1.4m and 1,584 comparable companies of the same size. It probably lies between €1.6m and €4.0m. It is a rough estimate.
Is Hove Financial Services profitable?
In financial year 2025, Hove Financial Services made a profit of €424,866.
Where can I find the annual accounts of Hove Financial Services?
Hove Financial Services filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Hove Financial Services due?
Hove Financial Services must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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