Hova
ActiveHova has been active since 1970 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €616k and a net result of €24k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-2
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.4%
Return on assets
3.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
38 d early
2023
19 d late
2022
3 d early
2021
18 d late
2020
107 d early
2019
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€24k▼ 1.7%
2024 · €24k
2018: €25k
2019: €24k
2020: €25k
2021: €28k
2022: €27k
2023: €26k
2024: €24k
2018 → 2025
Working capital
€559k▲ 4.5%
2024 · €535k
2018: €376k
2019: €402k
2020: €428k
2021: €458k
2022: €485k
2023: €511k
2024: €535k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€515k-€542k▲ 5.2%€568k▲ 4.7%€592k▲ 4.3%€616k▲ 4.0%
Operating result€32k-€34k▲ 4.8%€29k▼ 13.8%€29k▼ 2.6%€28k▼ 2.3%
Net result€28k-€27k▼ 5.7%€26k▼ 4.2%€24k▼ 5.3%€24k▼ 1.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 2% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €619k
Fixed assets
€57k=
Current assets
€562k▲ 4.5%
Equity and liabilities €619k
Equity
€616k▲ 4.0%
Debt
€4k▲ 14.8%
The debt ratio rises from 0.5% to 0.6%: debt grows faster than equity.
Key figures and ratios
Solvency
99.4%▼
2024 · 99.5%
Debt / equity
0.01▲
2024 · 0.01
ROE
3.9%▼
2024 · 4.1%
ROA
3.9%▼
2024 · 4.1%
Debt
€4k▲
2024 · €3k
Debt ≤ 1 year
€4k▲
2024 · €3k
Income taxes
€8k▼
2024 · €8k
Staff costs
€13k▲
2024 · €12k
A ratio outside any meaningful range has been withheld (balance sheet total €619k, equity €616k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€595k€619k▲
Fixed assets21/28€57k€57k=
Tangible fixed assets22/27€56k€56k=
Land and buildings22€56k€56k=
Financial fixed assets28€583€583=
Current assets29/58€538k€562k▲
Amounts receivable within one year40/41€4k€5k▲
Other amounts receivable41€4k€5k▲
Current investments50/53€200k€200k=
Cash at bank and in hand54/58€334k€357k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€595k€619k▲
Equity10/15€592k€616k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€492k€516k▲
Non-distributable reserves130/1€73k€73k=
Legal reserve130€10k€10k=
Reserves not available under the articles1311€63k€63k=
Distributable reserves133€419k€442k▲
Amounts payable17/49€3k€4k▲
Amounts payable within one year42/48€3k€4k▲
Trade debts44€394-
Suppliers440/4€394-
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€88€151▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€384-
Income statement
Code20242025
Remuneration, social security and pensions62€12k€13k▲
Other operating charges640/8€17k€17k▼
Gross operating margin9900€58k€58k▼
Operating profit (loss)9901€29k€28k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▼
Non-recurring financial income76B€194€571▲
Financial charges65/66B€557€503▼
Recurring financial charges65€557€503▼
Profit (loss) for the period before taxes9903€32k€32k▼
Income taxes67/77€8k€8k▼
Profit (loss) for the period9904€24k€24k▼
Profit (loss) for the period to be appropriated9905€24k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€24k▼
Transfer to equity691/2€24k€24k▼
To other reserves6921€24k€24k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €24k ▼1.7%
Net result drops to €24k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 175.52
Current ratio from 44.87 to 175.52; short-term debt falls from €12k to €3k.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 225.32
Current ratio from 45.73 to 225.32; short-term debt falls from €10k to €2k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Highest result since 2018net €28k ▲12.6%
Net result €28k, the highest in the series.
31-12
Financial
Equity above €500kEq €515k ▲5.8%
4 profitable years in a row build equity to €515k.
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 5 days late
2019
08-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2014
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
25-06-2014
Resigned as Director
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1977
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Poire d'Or(C.) 207033 MonsGround area
1.1 ha
Building footprint
2,246 m²
Volume, LiDAR
12,881 m³
2 parcels, Wallonia · tallest building 15.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HOVA SA
since 19772.142.801.759
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019A0027/00B000 | Wallonia | 8,907 m² | 1 · 1,765 m² | 15.2 m · 2 fl. |
| 53019A0243/00P000 | Wallonia | 1,761 m² | 1 · 481 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
THIMI-FRUITS
BE 0846.676.277
Namur · Eq €616k
TILKENS
BE 0448.464.355
Sint-Truiden · Eq €616k
GUNTER DEWISPELAERE
BE 0475.563.680
Kortrijk · Eq €620k
MICHEL
BE 0446.031.437
Haacht · Eq €622k
LOGISTIEKE EN ADMINISTRATIEVE VEILINGSASSOCIATIE
BE 0464.076.803
Leuven · Eq €626k
Of 949 companies in sector 46319 we hold annual accounts for 603. 427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-10-1970
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
51310
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.