Houtoriteit
ActiveSummary
The computed 12-month bankruptcy probability of Houtoriteit is 1.8% (moderate). The 2025 annual accounts show equity of €29k and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 59% of 27965 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency81▲+44
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 1.19 in 2024; short-term debt: 34.1% and cash: 24.7% of total assets), and 44.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.5%
Return on assets
47.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
on the day
2021
2 d early
2020
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 614%
2024 · €4k
2020: €13k
2021: €16k▲ +25.4% vs 2020
2022: €-13k▼ -179% vs 2021lowest in 6 years
2023: €-13k▲ +1.8% vs 2022
2024: €4k▲ +132% vs 2023
2025: €29k▲ +614% vs 2024highest in 6 years
2020 → 2025
Total assets
€52k▲ 60.0%
2024 · €33k
2020: €26k
2021: €26k▼ -1.6% vs 2020
2022: €46k▲ +77.4% vs 2021
2023: €22k▼ -52.7% vs 2022lowest in 6 years
2024: €33k▲ +48.9% vs 2023
2025: €52k▲ +60.0% vs 2024highest in 6 years
2020 → 2025
Net result
€25k▲ 48.9%
2024 · €17k
2020: €11k
2021: €3k▼ -70.1% vs 2020
2022: €-29k▼ -983% vs 2021lowest in 6 years
2023: €229▲ +101% vs 2022
2024: €17k▲ +7177% vs 2023
2025: €25k▲ +48.9% vs 2024highest in 6 years
2020 → 2025
Working capital
€22k▲ 501%
2024 · €4k
2020: €10k
2021: €15k▲ +40.1% vs 2020
2022: €-7k▼ -148% vs 2021
2023: €-9k▼ -31.6% vs 2022lowest in 6 years
2024: €4k▲ +139% vs 2023
2025: €22k▲ +501% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€-13k€-13k▲ 1.8%€4k€29k▲ 614%
2021: €16k
2022: €-13k▼ -179% vs 2021lowest in 5 years
2023: €-13k▲ +1.8% vs 2022
2024: €4k▲ +132% vs 2023
2025: €29k▲ +614% vs 2024highest in 5 years
Operating result€4k-€-20k€4k€28k▲ 551%€35k▲ 23.6%
2021: €4k
2022: €-20k▼ -599% vs 2021lowest in 5 years
2023: €4k▲ +121% vs 2022
2024: €28k▲ +551% vs 2023
2025: €35k▲ +23.6% vs 2024highest in 5 years
Net result€3k-€-29k€229€17k▲ 7,177%€25k▲ 48.9%
2021: €3k
2022: €-29k▼ -983% vs 2021lowest in 5 years
2023: €229▲ +101% vs 2022
2024: €17k▲ +7177% vs 2023
2025: €25k▲ +48.9% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €52k
Fixed assets
€13k ▲ 24.6%
Current assets
€39k ▲ 76.2%
Equity and liabilities €52k
Equity
€29k ▲ 614%
Debt
€23k ▼ 18.7%
Debt's share of the balance-sheet total falls from 87.6% to 44.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €31k
Cash flow
€28k▲
2024 · €20k
Current ratio
2.22▲
2024 · 1.19
Debt to equity
0.80▼
2024 · 7.04
ROE
86.0%▼
2024 · 412.3%
ROA
47.7%▼
2024 · 51.3%
Interest coverage
37.11▲
2024 · 15.42
Debt ≤ 1 year
€18k▼
2024 · €19k
Debt > 1 year
€5k▼
2024 · €10k
Income taxes
€10k▼
2024 · €10k
Staff costs
€49k▲
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€33k€52k▲
Fixed assets21/28€10k€13k▲
Tangible fixed assets22/27€10k€13k▲
Plant, machinery and equipment23€10k€12k▲
Furniture and vehicles24-€1k
Current assets29/58€22k€39k▲
Amounts receivable within one year40/41€12k€26k▲
Trade receivables40€3k€126▼
Other amounts receivable41€8k€26k▲
Cash at bank and in hand54/58€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€33k€52k▲
Equity10/15€4k€29k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2k€27k▲
Amounts payable17/49€29k€23k▼
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€19k€18k▼
Current portion of amounts payable after more than one year42€6k€4k▼
Trade debts44€252€1k▲
Suppliers440/4€252€1k▲
Taxes, remuneration and social security45€13k€12k▼
Taxes450/3€10k€10k▲
Remuneration and social security454/9€3k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€46k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€79k€89k▲
Operating profit (loss)9901€28k€35k▲
Financial income75/76B€507€875▲
Recurring financial income75€507€875▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€27k€35k▲
Income taxes67/77€10k€10k▼
Profit (loss) for the period9904€17k€25k▲
Profit (loss) for the period to be appropriated9905€17k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€27k▲
Profit (loss) brought forward from the previous period14P€-15k€2k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €23k | €51k | €37k | €46k | €49k | ▲ 6.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €864 | €1k | €3k | €3k | €3k | ▲ 20.8% |
| Other operating charges640/8 | €3k | €1k | €1k | €2k | €2k | ▲ 5.5% |
| Gross operating margin9900 | €30k | €32k | €46k | €79k | €89k | ▲ 12.7% |
| Operating profit (loss)9901 | €4k | €-20k | €4k | €28k | €35k | ▲ 23.6% |
| Financial income75/76B | €686 | - | - | €507 | €875 | ▲ 72.6% |
| Recurring financial income75 | €686 | - | - | €507 | €875 | ▲ 72.6% |
| Financial charges65/66B | €416 | €9k | €2k | €2k | €1k | ▼ 48.8% |
| Recurring financial charges65 | €416 | €687 | €2k | €2k | €1k | ▼ 48.8% |
| Non-recurring financial charges66B | - | €8k | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €4k | €-29k | €3k | €27k | €35k | ▲ 30.0% |
| Income taxes67/77 | €1k | €110 | €2k | €10k | €10k | ▼ 2.2% |
| Profit (loss) for the period9904 | €3k | €-29k | €229 | €17k | €25k | ▲ 48.9% |
| Profit (loss) for the period to be appropriated9905 | €3k | €-29k | €229 | €17k | €25k | ▲ 48.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €26k | €46k | €22k | €33k | €52k | ▲ 60.0% |
| Fixed assets21/28 | €2k | €15k | €12k | €10k | €13k | ▲ 24.6% |
| Tangible fixed assets22/27 | €2k | €15k | €12k | €10k | €13k | ▲ 24.6% |
| Plant, machinery and equipment23 | €2k | €15k | €12k | €10k | €12k | ▲ 13.2% |
| Furniture and vehicles24 | - | - | - | - | €1k | - |
| Current assets29/58 | €24k | €31k | €10k | €22k | €39k | ▲ 76.2% |
| Stocks and contracts in progress3 | €2k | €21k | - | - | - | - |
| Stocks30/36 | €2k | €6k | - | - | - | - |
| Contracts in progress37 | - | €15k | - | - | - | - |
| Amounts receivable within one year40/41 | €15k | €3k | €9k | €12k | €26k | ▲ 125% |
| Trade receivables40 | €3k | €381 | €287 | €3k | €126 | ▼ 96.3% |
| Other amounts receivable41 | €13k | €3k | €9k | €8k | €26k | ▲ 214% |
| Cash at bank and in hand54/58 | €7k | €7k | €941 | €11k | €13k | ▲ 21.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €26k | €46k | €22k | €33k | €52k | ▲ 60.0% |
| Equity10/15 | €16k | €-13k | €-13k | €4k | €29k | ▲ 614% |
| Contributions10/11 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €14k | €-15k | €-15k | €2k | €27k | ▲ 1,213% |
| Amounts payable17/49 | €10k | €59k | €35k | €29k | €23k | ▼ 18.7% |
| Amounts payable after more than one year17 | - | €21k | €15k | €10k | €5k | ▼ 44.4% |
| Financial debts170/4 | - | €21k | €15k | €10k | €5k | ▼ 44.4% |
| Amounts payable within one year42/48 | €10k | €38k | €19k | €19k | €18k | ▼ 5.3% |
| Current portion of amounts payable after more than one year42 | €3k | €8k | €6k | €6k | €4k | ▼ 22.9% |
| Trade debts44 | €1k | €17k | €13k | €252 | €1k | ▲ 327% |
| Suppliers440/4 | €1k | €17k | €13k | €252 | €1k | ▲ 327% |
| Taxes, remuneration and social security45 | €5k | €1k | €244 | €13k | €12k | ▼ 4.1% |
| Taxes450/3 | €5k | €1k | €244 | €10k | €10k | ▲ 0.4% |
| Remuneration and social security454/9 | €21 | - | - | €3k | €2k | ▼ 19.9% |
| Other amounts payable47/48 | - | €12k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €-29k | €229 | €17k | €25k | ▲ 48.9% |
| + Depreciation and write-downs630 | €864 | €1k | €3k | €3k | €3k | ▲ 20.8% |
| Operating cash flow (approximation) | €4k | €-28k | €3k | €20k | €28k | ▲ 44.9% |
| Investment in fixed assets (approximation) | - | €-14k | €0 | €-1k | €-6k | ▼ 476% |
| Change in cash | - | €63 | €-6k | €10k | €2k | ▼ 76.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €25k ▲48.9%
Operating result €35k, net result €25k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 1.19
Current ratio from 0.51 to 1.19; short-term debt falls from €19k to €19k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €229
Net result €229 after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2019
Ground area
170 m²
Building footprint
82 m²
Volume, LiDAR
584 m³
Parcel 11423B0279/00M006, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Houtoriteit
since 20192.296.694.833
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11423B0279/00M006 | Flanders | 170 m² | 1 · 81 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 500 EUR awarded · 500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Recognitions · licences · registrations
Dual-learning approval
6 endedInterieurbouwer duaal (so)
Machinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
Interieurbouwer (so)
Machinaal houtbewerker (so)
Plaatser interieurelementen (so)
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Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 6,737 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-08-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Contact
E-mail
info@houtoriteit.com
Phone
0471/28 87 33
Scores and ratios are computed by Checked and are not a credit decision.