Financials
- Financial year
- 2025
- Total assets
- €100,379
- Loss
- -€11,478
- Solvency
- 18.5%
HOUTKRACHT
ActiveSummary
HOUTKRACHT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,522 and a net result of -€11,478. Its solvency ranks better than 20% of 34,234 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
Activity
Joinery installation
NACE 43320
2 sites
Size
€100,379total assets 2025
- Equity
- €18,522
- Loss
- -€11,478
Turnover not published (micro format)
Structure
Accounts 109 days early
Why 63raises riskFounded in 2025Sector: Specialised construction activities (NACE 43)Equity €18,522 (18.5% of total assets)lowers riskLiquidity: current ratio 0.80, cash €33,979Show the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 28% of its sector peers (NACE 43, micro)
Financial strength
Weak
Solvency
43
equity 18.5% of total assets
Liquidity
57
short-term debt 66.8% · cash 33.9%
Profitability
4
return on assets -11.4%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 2.2%
03-2026: 2.2%● unchanged vs 02-2026
04-2026: 2.3%▲ +0.1 percentage points vs 03-2026highest value
05-2026: 1.3%▼ -1.0 percentage point vs 04-2026lowest value
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 1.4%▲ +0.1 percentage points vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.8, below 1; short-term debt: 66.8% and cash: 33.9% of total assets), and 81.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 20% on solvency, 53% on liquidity and 10% on profitability.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 34234 sector peers (2025).
NBB · sector comparisonPosition among 34234 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
109 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: Janes Demeersseman (director) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 06-01-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 38
- Annual meeting
- Last Friday of June at 19:00
- Purpose
- “1. Het fabriceren,de handel in,en het uitvoeren van alle schrijn- en timmerwerk. Het…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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