HOUTINTERIEUR
ActiveHOUTINTERIEUR has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188k and a net result of €57k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 29% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
75
/ 100
Excellent▼ -25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency49▼-51
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 10.78 in 2024), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
8.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
56 d late
2023
1 d early
2022
5 d early
2021
30 d early
2020
89 d late
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€188k▼ 66.4%
2024 · €559k
2018: €413k
2019: €435k
2020: €475k
2021: €540k
2022: €372k
2023: €443k
2024: €559k
2018 → 2025
Total assets
€678k▲ 10.9%
2024 · €611k
2018: €453k
2019: €462k
2020: €526k
2021: €600k
2022: €668k
2023: €507k
2024: €611k
2018 → 2025
Net result
€57k▼ 50.4%
2024 · €116k
2018: €21k
2019: €22k
2020: €40k
2021: €65k
2022: €52k
2023: €71k
2024: €116k
2018 → 2025
Working capital
€142k▼ 71.9%
2024 · €506k
2018: €253k
2019: €305k
2020: €351k
2021: €445k
2022: €283k
2023: €380k
2024: €506k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€540k-€372k▼ 31.2%€443k▲ 19.2%€559k▲ 26.1%€188k▼ 66.4%
Operating result€81k-€72k▼ 10.4%€103k▲ 41.9%€152k▲ 48.4%€76k▼ 49.8%
Net result€65k-€52k▼ 20.3%€71k▲ 37.6%€116k▲ 62.3%€57k▼ 50.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €678k
Fixed assets
€46k▼ 13.5%
Current assets
€632k▲ 13.3%
Equity and liabilities €678k
Equity
€188k▼ 66.4%
Debt
€491k▲ 833%
The debt ratio rises from 8.6% to 72.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€84k▼
2024 · €162k
Cash flow
€65k▼
2024 · €126k
Solvency
27.7%▼
2024 · 91.4%
Current ratio
1.29▼
2024 · 10.78
Quick ratio
1.29▼
2024 · 10.76
Debt / equity
2.62▲
2024 · 0.09
ROE
30.6%▲
2024 · 20.7%
ROA
8.5%▼
2024 · 18.9%
Interest coverage
33.83▼
2024 · 143.35
Debt
€491k▲
2024 · €53k
Debt ≤ 1 year
€490k▲
2024 · €52k
Income taxes
€20k▼
2024 · €37k
Staff costs
€75k▼
2024 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€611k€678k▲
Fixed assets21/28€53k€46k▼
Tangible fixed assets22/27€53k€46k▼
Land and buildings22€38k€37k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€4k-
Other tangible fixed assets26€9k€8k▼
Current assets29/58€558k€632k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€22k€15k▼
Trade receivables40€16k€6k▼
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€531k€612k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€611k€678k▲
Equity10/15€559k€188k▼
Contributions10/11€19k€19k=
Reserves13€540k€168k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€538k€166k▼
Profit (loss) carried forward14€529€832▲
Amounts payable17/49€53k€491k▲
Amounts payable within one year42/48€52k€490k▲
Trade debts44€3k€12k▲
Suppliers440/4€3k€12k▲
Taxes, remuneration and social security45€49k€49k▲
Taxes450/3€46k€43k▼
Remuneration and social security454/9€3k€6k▲
Other amounts payable47/48-€429k
Accrued charges and deferred income492/3€840€840=
Income statement
Code20242025
Remuneration, social security and pensions62€93k€75k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€6k=
Other operating charges640/8€14k€14k▼
Gross operating margin9900€276k€179k▼
Operating profit (loss)9901€152k€76k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€153k€77k▼
Income taxes67/77€37k€20k▼
Profit (loss) for the period9904€116k€57k▼
Profit (loss) for the period to be appropriated9905€116k€57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€58k▼
Profit (loss) brought forward from the previous period14P€319€529▲
Transfer from equity791/2-€372k
Transfer to equity691/2€116k-
To other reserves6921€116k-
Profit to be distributed694/7-€429k
Return on contributions (dividend)694-€429k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Highest result since 2018net €116k ▲62.3%
Operating result €152k, net result €116k, both a record.
31-12
Financial
Equity above €500kEq €559k ▲26.1%
7 profitable years in a row build equity to €559k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 6.98
Current ratio from 1.96 to 6.98; short-term debt falls from €295k to €64k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €500kEq €540k ▲13.7%
4 profitable years in a row build equity to €540k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Carnotstraat 1122060 AntwerpenGround area
190 m²
Parcel 11808H1046/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
HOUTINTERIEUR BVBA
since 19982.085.898.193
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1046/00D000 | Flanders | 190 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DB-PARKET
BE 0829.779.768
Nazareth-De Pinte · Eq €187k
PARA - GYP
BE 0464.187.857
Chaumont-Gistoux · Eq €186k
PARKETWERKEN WIM DANEELS
BE 0875.743.615
Schoten · Eq €191k
VANDE VOORDE ERWIN
BE 0479.144.564
Zoersel · Eq €184k
ORNIPA
BE 0462.237.266
Antwerpen · Eq €183k
Of 739 companies in sector 43332 we hold annual accounts for 408. 343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-1998
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
43350Other building finishing work
45432
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.