Houthoff
ActiveHouthoff has been active since 1963 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.34M and a net result of €-84k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 67% of 7931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability23▲+6
Solvency87▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 2.98 in 2024; short-term debt: 3.3% and cash: 1.1% of total assets), and 38% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62%
Return on assets
-3.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-84k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
44 d early
2024
29 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
39 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.34M▼ 10.4%
2024 · €1.49M
2018: €1.25M
2019: €1.26M
2020: €1.27M
2021: €1.44M
2022: €1.41M
2023: €1.61M
2024: €1.49M
2018 → 2025
Total assets
€2.16M▼ 5.8%
2024 · €2.30M
2018: €2.94M
2019: €2.73M
2020: €2.65M
2021: €2.45M
2022: €2.42M
2023: €2.45M
2024: €2.30M
2018 → 2025
Net result
€-84k▲ 27.9%
2024 · €-117k
2018: €6k
2019: €7k
2020: €10k
2021: €176k
2022: €-28k
2023: €198k
2024: €-117k
2018 → 2025
Working capital
€13k▼ 88.3%
2024 · €107k
2018: €452k
2019: €796k
2020: €731k
2021: €608k
2022: €472k
2023: €142k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.44M-€1.41M▼ 1.9%€1.61M▲ 14.0%€1.49M▼ 7.3%€1.34M▼ 10.4%
Operating result€227k-€72k▼ 68.5%€278k▲ 288%€-57k€-46k▲ 19.1%
Net result€176k-€-28k€198k€-117k€-84k▲ 27.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €46k in 2025 against €57k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.16M
Fixed assets
€2.08M▼ 2.7%
Current assets
€85k▼ 47.4%
Equity and liabilities €2.16M
Equity
€1.34M▼ 10.4%
Provisions
€747k▲ 0.1%
Debt
€75k▲ 39.3%
The debt ratio rises from 2.4% to 3.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €26k
Cash flow
€3k▲
2024 · €-34k
Solvency
62.0%▼
2024 · 65.1%
Current ratio
1.17▼
2024 · 2.98
Quick ratio
1.17▼
2024 · 1.51
Debt / equity
0.06▲
2024 · 0.04
ROE
-6.3%▲
2024 · -7.8%
ROA
-3.9%▲
2024 · -5.1%
Interest coverage
1.05▲
2024 · 0.61
Debt
€75k▲
2024 · €54k
Debt ≤ 1 year
€72k▲
2024 · €54k
Income taxes
€181▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.30M€2.16M▼
Fixed assets21/28€2.13M€2.08M▼
Tangible fixed assets22/27€2.13M€2.08M▼
Land and buildings22€2.10M€2.03M▼
Furniture and vehicles24€31k€48k▲
Current assets29/58€161k€85k▼
Stocks and contracts in progress3€79k-
Stocks30/36€79k-
Amounts receivable within one year40/41€13k€45k▲
Trade receivables40€12k€45k▲
Other amounts receivable41€367€242▼
Current investments50/53€10k€10k=
Cash at bank and in hand54/58€53k€24k▼
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€2.30M€2.16M▼
Equity10/15€1.49M€1.34M▼
Contributions10/11€19k€19k=
Reserves13€1.48M€1.32M▼
Non-distributable reserves130/1€75k-
Reserves not available under the articles1311€75k-
Tax-exempt reserves132€42k€42k=
Distributable reserves133€1.36M€1.28M▼
Provisions and deferred taxes16€746k€747k▲
Provisions for liabilities and charges160/5€746k€747k▲
Pensions and similar obligations160€216k€216k=
Environmental obligations163-€531k
Other liabilities and charges164/5€531k-
Amounts payable17/49€54k€75k▲
Amounts payable within one year42/48€54k€72k▲
Trade debts44€9k€1k▼
Suppliers440/4€9k€1k▼
Taxes, remuneration and social security45€90€7k▲
Taxes450/3€90€7k▲
Other amounts payable47/48€45k€63k▲
Accrued charges and deferred income492/3-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€83k€87k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-15k-
Other operating charges640/8€18k€2k▼
Non-recurring operating charges66A€697€796▲
Gross operating margin9900€30k€43k▲
Operating profit (loss)9901€-57k€-46k▲
Financial income75/76B€3k€875▼
Recurring financial income75€3k€875▼
Financial charges65/66B€42k€39k▼
Recurring financial charges65€42k€39k▼
Profit (loss) for the period before taxes9903€-96k€-84k▲
Income taxes67/77€21k€181▼
Profit (loss) for the period9904€-117k€-84k▲
Profit (loss) for the period to be appropriated9905€-117k€-84k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-117k€-84k▲
Transfer from equity791/2€117k€156k▲
Profit to be distributed694/7-€71k
Return on contributions (dividend)694-€71k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-117k ▼159%
Net result drops to €-117k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Back to profitnet €198k
Net result €198k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Liquidity quadruplescurrent ratio 8.46
Current ratio from 2.08 to 8.46; short-term debt falls from €565k to €63k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1963
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Simonslei 22930 BrasschaatGround area
883 m²
Building footprint
135 m²
Parcel 11323F0058/00D015, Flanders. Linked by address, not a title deed.
1 establishment unit
Simonslei 2, 2930 Brasschaat
since 19632.009.912.254
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0058/00D015 | Flanders | 883 m² | 1 · 135 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrasschaat2.009.912.254
Legal Entity Identifier
64888R737MA790COSJ53
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Of 859 companies in sector 46832 we hold annual accounts for 588. 429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-1963
Fiscal year end31-12
Activities, NACEBEL
46832Wholesale of timber
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.