HOUSE SCAN PARTNERS
ActiveHOUSE SCAN PARTNERS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €14k and a net result of €3k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 49% of 4355 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+79
Solvency75▼-14
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 2.93 in 2023; short-term debt: 48.6% and cash: 11.7% of total assets), but 50.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
49.7%
Return on assets
11.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
2 d early
2022
5 d early
2021
30 d late
2020
1 d early
2019
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€14k▼ 17.2%
2023 · €17k
2018: €5k
2019: €11k
2020: €29k
2021: €26k
2022: €30k
2023: €17k
2018 → 2024
Total assets
€28k▲ 6.5%
2023 · €26k
2018: €9k
2019: €19k
2020: €34k
2021: €29k
2022: €34k
2023: €26k
2018 → 2024
Net result
€3k
2023 · €-3k
2018: €-1k
2019: €6k
2020: €18k
2021: €-3k
2022: €4k
2023: €-3k
2018 → 2024
Working capital
€14k▼ 16.6%
2023 · €17k
2018: €8k
2019: €11k
2020: €27k
2021: €24k
2022: €29k
2023: €17k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€29k-€26k▼ 9.5%€30k▲ 14.4%€17k▼ 43.8%€14k▼ 17.2%
Operating result€22k-€-3k€5k€-3k€4k
Net result€18k-€-3k€4k€-3k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €3k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €28k
Equity
€14k▼ 17.2%
Debt
€14k▲ 48.6%
The debt ratio rises from 36.1% to 50.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€4k▲
2023 · €-2k
Cash flow
€3k▲
2023 · €-2k
Solvency
49.7%▼
2023 · 63.9%
Current ratio
2.06▼
2023 · 2.93
Quick ratio
2.06▼
2023 · 2.93
Debt / equity
1.01▲
2023 · 0.56
ROE
22.8%▲
2023 · -17.9%
ROA
11.3%▲
2023 · -11.4%
Interest coverage
40.73▲
2023 · -39.46
Debt
€14k▲
2023 · €9k
Debt ≤ 1 year
€13k▲
2023 · €9k
Income taxes
€497▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€26k€28k▲
Fixed assets21/28€37€0▼
Tangible fixed assets22/27€37€0▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€37€0▼
Current assets29/58€26k€28k▲
Amounts receivable within one year40/41€18k€24k▲
Trade receivables40€16k€24k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€3k€69▼
Equity and liabilities
Total equity and liabilities10/49€26k€28k▲
Equity10/15€17k€14k▼
Contributions10/11€6k€6k=
Reserves13€10k€8k▼
Distributable reserves133€10k€8k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€9k€14k▲
Amounts payable within one year42/48€9k€13k▲
Trade debts44€7k€6k▼
Suppliers440/4€7k€6k▼
Taxes, remuneration and social security45€908€515▼
Taxes450/3€908€515▼
Other amounts payable47/48€1k€7k▲
Accrued charges and deferred income492/3€502€480▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€784€37▼
Other operating charges640/8€4k€592▼
Gross operating margin9900€2k€4k▲
Operating profit (loss)9901€-3k€4k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€54€92▲
Recurring financial charges65€54€92▲
Profit (loss) for the period before taxes9903€-3k€4k▲
Income taxes67/77€0€497▲
Profit (loss) for the period9904€-3k€3k▲
Profit (loss) for the period to be appropriated9905€-3k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€3k▼
Profit (loss) brought forward from the previous period14P€23k€0▼
Transfer from equity791/2-€6k
Transfer to equity691/2€10k€3k▼
To other reserves6921€10k€3k▼
Profit to be distributed694/7€10k€6k▼
Return on contributions (dividend)694€10k€6k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k ▼180%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €18k ▲223%
Operating result €22k, net result €18k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.19
Current ratio from 2.35 to 6.19; short-term debt falls from €8k to €5k.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Overslag 119185 LochristiGround area
1,967 m²
Building footprint
121 m²
Volume, LiDAR
503 m³
Parcel 44472B0542/00D000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
House Scan Projects
since 20172.269.349.939
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44472B0542/00D000 | Flanders | 1,967 m² | 1 · 121 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,151 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2017
Fiscal year end31-12
Abbreviation NL
HSP4U
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.