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HOUSE.M

Active
Private limited companyfounded 2004active for 22 yearsBredabaan (Centrum) 400, 2990 Wuustwezel, BelgiumKBO/BCE: BE 0869.468.408
Summary

HOUSE.M has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €150,684 and a net result of €35,571. Equity has been growing by about 25% per year since 2018. Its solvency ranks better than 68% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 18-10-2004 Normal situation
Activity
Other construction installation NACE 43240and 5 others
Joint committees
126 Paritair Comité voor de stoffering en de houtbewerking
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2022
Establishment units
2.142.146.020 2990 Wuustwezel, since 01-10-2004
2.343.875.138 2920 Kalmthout, since 01-03-2023
Financial year end
31 December
Peppol
Reachable

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€56,320
▼ 4.2%
Turnover
≈ €220,000
estimated
Profit
€35,571
▼ 7.8%
Equity
€150,684
▲ 30.9%
Total assets
€237,967
▲ 44.7%
Filed on 23-07-2026, 8 days before the deadline
Score breakdownraises riskSector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.69, cash €144,663Equity €150,684 (63.3% of total assets)Founded in 2004Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 88-7
equity 63.3% of total assets
Liquidity 94+8
short-term debt 20.3% · cash 60.8%
Profitability 87-11
return on assets 14.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.69 (3.5 in 2024), above the usual 1.5. Short-term debt is 20.3% and cash 60.8% of total assets. 36.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 69% of them on solvency, 91% on liquidity, 72% on profitability and 75% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.69, cash €144,663
NBB · annual accounts
lowers risk · Equity €150,684 (63.3% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2004
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
94 days early
2023
35 days early
2022
11 days late
2021
27 days early
2020
29 days early
2019
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Comparable companies

These companies have the same main activity as HOUSE.M: other construction installation (NACE 43240). They are comparable in size and age: total assets between €204,000 and €262,000, founded between 1999 and 2010.

CompanyTotal assetsGross margin
HOUSE.M Wuustwezel€237,967€56,320
C-TECH Lille€204,164€47,547
VEGA INT Beveren-Kruibeke-Zwijndrecht€231,380€74,711
LIFTSERVICE BENELUX Turnhout€232,578€100,917
HARDBOUW Antwerpen€262,180€80,057
RMS DESIGN Wemmel€231,775€77,481
CITY NETWORK ASSOCIATES Anderlecht€240,939€80,090
Full comparison

Key facts about HOUSE.M

What is the company number of HOUSE.M?
The company number of HOUSE.M is 0869.468.408. The VAT number is the same number with BE in front: BE 0869.468.408.
Where is HOUSE.M based?
The registered office is at Bredabaan (Centrum) 400, 2990 Wuustwezel.Company details
What does HOUSE.M do?
According to the KBO register, the main activity is other construction installation (NACE 43240).
What is the legal form of HOUSE.M?
The legal form of HOUSE.M is Private limited company (BV).
When was HOUSE.M founded?
HOUSE.M was founded on 18-10-2004.
Is HOUSE.M still active?
Yes, HOUSE.M is an active enterprise in the KBO register.
How many employees does HOUSE.M have?
HOUSE.M had an average of 0.7 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does HOUSE.M fall under?
In its 2022 annual accounts, HOUSE.M states joint committees 126 (Paritair Comité voor de stoffering en de houtbewerking) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of HOUSE.M?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €56,320 and 108 comparable companies (NACE 432). It probably lies between €160,000 and €320,000.
Is HOUSE.M profitable?
In financial year 2025, HOUSE.M made a profit of €35,571.
Where can I find the annual accounts of HOUSE.M?
HOUSE.M filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HOUSE.M due?
HOUSE.M must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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