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HOUSE IN ACTION

Active
Private limited company (pre-2019)founded 199828 yrs activeBeukenlaan 20, 3320 Hoegaarden, BelgiumKBO/BCE: BE 0463.723.643

HOUSE IN ACTION has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €32k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
88 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+10
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.56 against 5.68 in 2024; short-term debt: 21.8% of total assets), and 21.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 28 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
78.2%
Return on assets
20.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
26 d late
2023
68 d late
2022
434 d late
2021
799 d late
2020
89 d late
2019
101 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€120k▲ 36.0%
2024 · €88k
2018: €73k 2019: €73k 2020: €46k 2021: €50k 2022: €45k 2023: €75k 2024: €88k
2018 → 2025
Total assets
€153k▲ 43.6%
2024 · €107k
2018: €197k 2019: €164k 2020: €154k 2021: €56k 2022: €54k 2023: €79k 2024: €107k
2018 → 2025
Net result
€32k▲ 135%
2024 · €13k
2018: €14k 2019: €270 2020: €-27k 2021: €3k 2022: €-4k 2023: €29k 2024: €13k
2018 → 2025
Working capital
€119k▲ 36.5%
2024 · €87k
2018: €58k 2019: €60k 2020: €34k 2021: €41k 2022: €41k 2023: €72k 2024: €87k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€50k-€45k▼ 8.6%€75k▲ 63.9%€88k▲ 18.1%€120k▲ 36.0%
Operating result€3k-€-7k€27k€34k▲ 27.9%€43k▲ 25.5%
Net result€3k-€-4k€29k€13k▼ 53.6%€32k▲ 135%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €3k€3kNet result 2021: €3k€3kOperating result 2022: €-7k€-7kNet result 2022: €-4k€-4kOperating result 2023: €27k€27kNet result 2023: €29k€29kOperating result 2024: €34k€34kNet result 2024: €13k€13kOperating result 2025: €43k€43kNet result 2025: €32k€32k20212022202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets €819▼ 10.0%
Current assets €152k▲ 44.1%
Equity and liabilities €153k
Equity €120k▲ 36.0%
Debt €33k▲ 79.6%
The debt ratio rises from 17.5% to 21.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€43k
2024 · €34k
Cash flow
€32k
2024 · €14k
Solvency
78.2%
2024 · 82.5%
Current ratio
4.56
2024 · 5.68
Quick ratio
4.52
2024 · 5.58
Debt / equity
0.28
2024 · 0.21
ROE
26.5%
2024 · 15.3%
ROA
20.7%
2024 · 12.6%
Interest coverage
92.64
2024 · 45.95
Debt
€33k
2024 · €19k
Debt ≤ 1 year
€33k
2024 · €19k
Income taxes
€16k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€107k€153k
Fixed assets21/28€910€819
Tangible fixed assets22/27€910€819
Land and buildings22€910€819
Current assets29/58€106k€152k
Stocks and contracts in progress3€2k€1k
Stocks30/36€2k€1k
Amounts receivable within one year40/41€104k€149k
Trade receivables40€11k€20k
Other amounts receivable41€93k€129k
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€107k€153k
Equity10/15€88k€120k
Contributions10/11€19k€19k=
Reserves13€70k€101k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€68k€99k
Profit (loss) carried forward14€-409-
Amounts payable17/49€19k€33k
Amounts payable within one year42/48€19k€33k
Financial debts43€2k€4k
Credit institutions430/8€2k€4k
Trade debts44€4k€1k
Suppliers440/4€4k€1k
Taxes, remuneration and social security45€13k€28k
Taxes450/3€13k€28k
Income statement Code20242025
Non-recurring operating income76A€14k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91€91=
Other operating charges640/8€5k€1k
Gross operating margin9900€39k€44k
Operating profit (loss)9901€34k€43k
Financial income75/76B€5k€6k
Recurring financial income75€5k€6k
Financial charges65/66B€745€463
Recurring financial charges65€745€463
Profit (loss) for the period before taxes9903€38k€48k
Income taxes67/77€24k€16k
Profit (loss) for the period9904€13k€32k
Profit (loss) for the period to be appropriated9905€13k€32k
Appropriation of the result
Profit (loss) to be appropriated9906€-409€31k
Profit (loss) brought forward from the previous period14P€-14k€-409
Transfer to equity691/2-€31k
To other reserves6921-€31k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Highest result since 2018net €32k ▲135%
Operating result €43k, net result €32k, both a record.
31-12
Financial Equity above €100kEq €120k ▲36%
3 profitable years in a row build equity to €120k.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
07-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
07-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 434 days late
07-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 799 days late
2023
31-12
Financial Back to profitnet €29k
Net result €29k after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 17.84
Current ratio from 5.90 to 17.84; short-term debt falls from €8k to €4k.
2021
31-12
Financial Back to profitnet €3k
Net result €3k after one loss-making year.
31-12
Financial Liquidity times 6current ratio 8.07
Current ratio from 1.32 to 8.07; short-term debt falls from €108k to €6k.
28-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial Weakest financial yearnet €-27k ▼10069%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
09-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
10-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
03-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 307 days late
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Hoegaarden · 1 establishment unit since 1998
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Beukenlaan 203320 Hoegaarden
Ground area
990 m²
Building footprint
149 m²
Volume, LiDAR
912 m³
Parcel 24041D0245/00L002, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beukenlaan 20, 3320 Hoegaarden
NACE 4511102
since 19982.088.307.456
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24041D0245/00L002 Flanders 990 m² 1 · 149 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,826 companies in sector 43211 we hold annual accounts for 10,327. 8,755 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded02-07-1998
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
45310
43222Installation of electric heating, air conditioning, cooling and ventilation
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Fax:016/765880
Establishment Hoegaarden 2.088.307.456